{"id":51150,"date":"2018-03-13T16:55:55","date_gmt":"2018-03-13T14:55:55","guid":{"rendered":"http:\/\/ec2-18-197-34-124.eu-central-1.compute.amazonaws.com\/?post_type=guides&#038;p=51150"},"modified":"2025-02-04T13:43:12","modified_gmt":"2025-02-04T11:43:12","slug":"poti-sa-vinzi-o-locuinta-achizitionata-prin-programul-prima-casa-2","status":"publish","type":"guides","link":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-sa-vinzi-o-locuinta-achizitionata-prin-programul-prima-casa-2\/","title":{"rendered":"Po\u021bi s\u0103 vinzi o locuin\u021b\u0103 achizi\u021bionat\u0103 prin programul Noua Cas\u0103?"},"content":{"rendered":"<p>Ai cump\u0103rat o locuin\u021b\u0103 din intermediul programului Noua Cas\u0103, iar acum ai nevoie de mai mult spa\u021biu \u0219i cau\u021bi un apartament mai mare, nu i\u0302\u021bi mai permi\u021bi s\u0103 achi\u021bi ratele lunare sau poate vrei s\u0103 te mu\u021bi i\u0302ntr-un alt ora\u0219. Ce faci?<\/p>\n<p>Dac\u0103 au trecut 5 ani de la achizi\u021bionarea locuin\u021bei, lucrurile sunt simple. Po\u021bi s\u0103 prime\u0219ti destul de u\u0219or acordul Ministerului Finan\u021belor Publice pentru i\u0302nstr\u0103inarea acesteia.<\/p>\n<p>Dar ce se i\u0302nta\u0302mpl\u0103 dac\u0103 i\u0302nc\u0103 nu a trecut perioada i\u0302n care ai interdic\u021bie de va\u0302nzare a locuin\u021bei luate prin Noua Cas\u0103?<\/p>\n<p>Trebuie s\u0103 \u0219tii c\u0103 \u0219i i\u0302n acest caz ai ca\u0302teva variante la dispozi\u021bie:<\/p>\n<p>1. Po\u021bi s\u0103 solici\u021bi preluarea creditului de c\u0103tre o alt\u0103 persoan\u0103 care este eligibil\u0103 pentru a intra i\u0302n programul Noua Cas\u0103. Ulterior, la solicitarea scris\u0103 a b\u0103ncii, FNGCIMM va emite un act adi\u021bional.<\/p>\n<p>2. Po\u021bi s\u0103 rambursezi creditul integral, anticipat sau la termen, cu acord de radiere emis de FNGCIMM, la solicitarea scris\u0103 a b\u0103nci.<\/p>\n<p>\u00cen situa\u021bia ramburs\u0103rii integrale sau a prelu\u0103rii creditului, trebuie s\u0103 te adresezi b\u0103ncii finan\u021batoare, pentru a \u00eentreprinde demersurile de radiere a ipotecii \u0219i a interdic\u021biilor \u00eenscrise asupra imobilului sau pentru a \u00eentreprinde demersurile de preluare a creditului de c\u0103tre persoana fizic\u0103 eligibil\u0103 \u00een cadrul Programului.<\/p>\n<p>\u00cen cazul prelu\u0103rii contractului de finan\u021bare, banca \u00ee\u0219i d\u0103 acordul, at\u00e2t \u00een nume propriu, c\u00e2t \u0219i \u00een numele statului rom\u00e2n pentru preluarea finan\u021b\u0103rii \u0219i a dreptului de proprietate.<\/p>\n<p>Dac\u0103 ai g\u0103sit o alt\u0103 persoan\u0103 fizic\u0103 dispus\u0103 s\u0103 preia locuin\u021ba i\u0302\u021bi reamintim care sunt criteriile de eligibilitate pentru beneficiarii programului Prima Cas\u0103:<\/p>\n<ul>\n<li>la data solicit\u0103rii creditului garantat aceasta nu de\u021bine i\u0302n proprietate exclusiv\u0103 sau i\u0302mpreun\u0103 cu so\u021bul sau so\u021bia nicio locuin\u021b\u0103, indiferent de modul \u0219i de momentul i\u0302n care a fost doba\u0302ndit\u0103 aceasta, fie de\u021bine o proprietate cu o suprafa\u021b\u0103 util\u0103 mai mic\u0103 de 50 de mp doba\u0302ndit\u0103 prin orice alt mod i\u0302n afar\u0103 de programul Noua Cas\u0103.<\/li>\n<li>achizi\u021bioneaz\u0103 o singur\u0103 locuin\u021b\u0103 printr-un credit acordat \u0219i garantat i\u0302n condi\u021biile programului.<\/li>\n<li>are calitatea de i\u0302mprumutat i\u0302n raport cu finan\u021batorul.<\/li>\n<\/ul>\n","protected":false},"featured_media":51151,"template":"","guides_category":[1684],"class_list":{"0":"post-51150","1":"guides","2":"type-guides","3":"status-publish","4":"has-post-thumbnail","6":"guides_category-proprietar-care-vinde"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Po\u021bi s\u0103 vinzi o locuin\u021b\u0103 achizi\u021bionat\u0103 prin programul Noua Cas\u0103? 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