{"id":1397,"date":"2009-07-09T09:10:29","date_gmt":"2009-07-09T06:10:29","guid":{"rendered":"http:\/\/www.bloombiz.ro\/real-estate\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale"},"modified":"2009-07-09T09:10:29","modified_gmt":"2009-07-09T06:10:29","slug":"poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/","title":{"rendered":"Poti pierde casa si daca ai restante la creditul de nevoi personale"},"content":{"rendered":"

Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.<\/p>\n

\"\"Chiar si un banal credit de nevoi personale va poate lasa fara locuinta daca nu platiti la timp ratele<\/a>.<\/span><\/a><\/p>\n

Acest lucru se intampla chiar daca imprumutul nu este garantat cu ipoteca.<\/strong> <\/span><\/p>\n

Prevederile contractuale pe care le regasim la toate bancile locale spun ca, in situatia in care debitorul nu mai are capacitatea de a plati ratele, iar banca nu poate identifica alte surse pentru a-si recupera paguba, institutia de credit se poate indrepta catre oricare dintre bunurile proprietate personala ale restantierului, inclusiv bunuri imobiliare<\/a>.<\/span>\"\"<\/strong><\/span><\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.<\/p>\n","protected":false},"author":834,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[306],"content_author":[],"class_list":["post-1397","post","type-post","status-publish","format-standard","category-stiri","tag-articole"],"yoast_head":"\nPoti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert\" \/>\n<meta property=\"og:description\" content=\"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/\" \/>\n<meta property=\"og:site_name\" content=\"Imobiliare.ro\" \/>\n<meta property=\"article:published_time\" content=\"2009-07-09T06:10:29+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg\" \/>\n<meta name=\"author\" content=\"Bloombiz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@wwwImobiliareRo\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bloombiz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/\"},\"author\":{\"name\":\"Bloombiz\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/person\\\/b9686f640eb4f8b6bcb2e69f1d47bc1a\"},\"headline\":\"Poti pierde casa si daca ai restante la creditul de nevoi personale\",\"datePublished\":\"2009-07-09T06:10:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/\"},\"wordCount\":118,\"publisher\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.bloombiz.ro\\\/assets\\\/articole\\\/2009\\\/07\\\/1247120159.jpg\",\"articleSection\":[\"\u0218tiri\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/\",\"name\":\"Poti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.bloombiz.ro\\\/assets\\\/articole\\\/2009\\\/07\\\/1247120159.jpg\",\"datePublished\":\"2009-07-09T06:10:29+00:00\",\"description\":\"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#primaryimage\",\"url\":\"http:\\\/\\\/www.bloombiz.ro\\\/assets\\\/articole\\\/2009\\\/07\\\/1247120159.jpg\",\"contentUrl\":\"http:\\\/\\\/www.bloombiz.ro\\\/assets\\\/articole\\\/2009\\\/07\\\/1247120159.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\\\/\\\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u0218tiri\",\"item\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/stiri\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Poti pierde casa si daca ai restante la creditul de nevoi personale\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#website\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/imobiliare_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/person\\\/b9686f640eb4f8b6bcb2e69f1d47bc1a\",\"name\":\" \",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g\",\"caption\":\"Bloombiz\"},\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/author\\\/bloombiz\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Poti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert","description":"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/","og_locale":"ro_RO","og_type":"article","og_title":"Poti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert","og_description":"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/","og_site_name":"Imobiliare.ro","article_published_time":"2009-07-09T06:10:29+00:00","og_image":[{"url":"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg","type":"","width":"","height":""}],"author":"Bloombiz","twitter_card":"summary_large_image","twitter_site":"@wwwImobiliareRo","twitter_misc":{"Written by":"Bloombiz","Est. reading time":"1 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/"},"author":{"name":"Bloombiz","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/b9686f640eb4f8b6bcb2e69f1d47bc1a"},"headline":"Poti pierde casa si daca ai restante la creditul de nevoi personale","datePublished":"2009-07-09T06:10:29+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/"},"wordCount":118,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#primaryimage"},"thumbnailUrl":"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg","articleSection":["\u0218tiri"],"inLanguage":"en"},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/","name":"Poti pierde casa si daca ai restante la creditul de nevoi personale - \u0218tiri - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#primaryimage"},"thumbnailUrl":"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg","datePublished":"2009-07-09T06:10:29+00:00","description":"Legea permite bancilor sa se indrepte catre toate bunurile aflate in posesia debitorilor, chiar daca acestea nu sunt ipotecate catre creditor.","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#primaryimage","url":"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg","contentUrl":"http:\/\/www.bloombiz.ro\/assets\/articole\/2009\/07\/1247120159.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/poti-pierde-casa-si-daca-ai-restante-la-creditul-de-nevoi-personale_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"\u0218tiri","item":"https:\/\/www.imobiliare.ro\/imoexpert\/stiri\/"},{"@type":"ListItem","position":4,"name":"Poti pierde casa si daca ai restante la creditul de nevoi personale"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/b9686f640eb4f8b6bcb2e69f1d47bc1a","name":" ","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/secure.gravatar.com\/avatar\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e1fb0c1f42f807e70e40fd587055c8ad63199e71a15f741668f89e2fc03a980f?s=96&d=mm&r=g","caption":"Bloombiz"},"url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/bloombiz\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/1397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/834"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=1397"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/1397\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=1397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=1397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=1397"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=1397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}