{"id":14684,"date":"2011-08-30T11:27:21","date_gmt":"2011-08-30T08:27:21","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=14684_db\/"},"modified":"2011-08-30T11:27:21","modified_gmt":"2011-08-30T08:27:21","slug":"credite-banca-pentru-locuinte-ofera-credite-ipotecare-in-lei-cu-7-dobanda-fixa","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/credite-banca-pentru-locuinte-ofera-credite-ipotecare-in-lei-cu-7-dobanda-fixa_db\/","title":{"rendered":"BCR Banca pentru Locuin\u0163e ofer\u0103 credite ipotecare \u00een lei, cu 7% dob\u00e2nd\u0103 fix\u0103"},"content":{"rendered":"

\"\"<\/a>P\u00e2n\u0103 la 1 septembrie, dob\u00e2nda practicat\u0103 pentru aceste produse va continua s\u0103 fie 8,2%.<\/strong><\/p>\n

BCR Banca pentru Locuin\u0163e (BCR BpL) a anun\u0163at ieri reducerea dob\u00e2nzii la creditele<\/a> intermediare garantate cu ipotec\u0103, de la 8,2% la 7% pe an. Schimbarea marjei fixe de dob\u00e2nd\u0103 va fi aplicat\u0103 de la 1 septembrie. \u201eProdusele BCR Banca pentru Locuin\u0163e au marele avantaj c\u0103 nu sunt afectate de riscurile valutare \u015fi riscurile de cre\u015ftere a dob\u00e2nzii, fiind doar \u00een lei \u015fi cu dob\u00e2nd\u0103 fix\u0103. \u00cen condi\u0163iile de pia\u0163\u0103 actuale, venim \u00een \u00eent\u00e2mpinarea nevoilor locative ale clien\u0163ilor care doresc s\u0103 investeasc\u0103 \u00eentr-un timp mai scurt \u00een domeniul locativ cu o reducere de dob\u00e2nd\u0103 important\u0103, de la 8,2% la 7% pe an pentru creditele intermediare \u00een lei garantate cu ipotec\u0103\u201d, subliniaz\u0103 Alexandru Ciobanu (foto), pre\u015fedintele BCR Banca pentru Locuin\u0163e.<\/p>\n

Acelea\u015fi costuri lunare pe toat\u0103 perioada contractului<\/strong>
\nLa creditele intermediare garantate cu ipotec\u0103 pot apela clien\u0163ii care vor s\u0103 cumpere o locuin\u0163\u0103 sau un teren, s\u0103-\u015fi renoveze, modernizeze sau reabiliteze termic locuin\u0163ele, dar nu au ajuns la repartizarea contractelor de economisire-creditare, pentru a putea beneficia de dob\u00e2nzile fixe ale creditelor locative (5% sau 6% pe an, \u00een func\u0163ie de tipul produsului ales). Ace\u015ftia pot alege un astfel de credit intermediar, tip punte, cu dob\u00e2nd\u0103 fix\u0103 de 7% pe an, iar c\u00e2nd beneficiarii vor \u00eentruni condi\u0163iile de vechime necesare repartiz\u0103rii contractului de economisire-creditare, \u00eemprumutul se va transforma \u00een credit locativ. <\/p>\n

Creditele acordate de BCR Bpl pot fi accesate pentru modernizarea, extinderea, cump\u0103rarea unei locuin\u0163e, a unei case sau a unui teren, refinan\u0163area unor credite pentru domeniul locativ sau crearea unui avans pentru alte credite pentru domeniul locativ. Comisionul de analiz\u0103 a dosarului practicat de c\u0103tre banc\u0103 este zero. Pe l\u00e2ng\u0103 dob\u00e2nda fix\u0103, clien\u0163ii beneficiaz\u0103 \u015fi de costuri lunare fixe, \u00een lei, pe toat\u0103 durata contractului cu banca.<\/p>\n","protected":false},"excerpt":{"rendered":"

P\u00e2n\u0103 la 1 septembrie, dob\u00e2nda practicat\u0103 pentru aceste produse va continua s\u0103 fie 8,2%. BCR Banca pentru Locuin\u0163e (BCR BpL) a anun\u0163at ieri reducerea dob\u00e2nzii la creditele intermediare garantate cu ipotec\u0103, de la 8,2% la 7% pe an. Schimbarea marjei fixe de dob\u00e2nd\u0103 va fi aplicat\u0103 de la 1 septembrie. \u201eProdusele BCR Banca pentru Locuin\u0163e […]<\/p>\n","protected":false},"author":829,"featured_media":14685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[316],"content_author":[],"class_list":{"0":"post-14684","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credite","8":"category-stiri","9":"tag-credite-3"},"yoast_head":"\nBCR Banca pentru Locuin\u0163e ofer\u0103 credite ipotecare \u00een lei, cu 7% dob\u00e2nd\u0103 fix\u0103 - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"P\u00e2n\u0103 la 1 septembrie, dob\u00e2nda practicat\u0103 pentru aceste produse va continua s\u0103 fie 8,2%. 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