{"id":17512,"date":"2012-02-16T13:35:10","date_gmt":"2012-02-16T11:35:10","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=17512_db\/"},"modified":"2012-02-16T13:35:10","modified_gmt":"2012-02-16T11:35:10","slug":"alpha-bank-da-credite-dupa-noile-norme-bnr-vezi-cu-cat-scade-dobanda-la-ipotecarele-in-lei","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/alpha-bank-da-credite-dupa-noile-norme-bnr-vezi-cu-cat-scade-dobanda-la-ipotecarele-in-lei_db\/","title":{"rendered":"Alpha Bank d\u0103 credite dup\u0103 noile norme BNR. Vezi cu c\u00e2t scade dob\u00e2nda la ipotecarele \u00een lei"},"content":{"rendered":"

\"\"<\/a>Noile prevederi au ca scop reducerea riscului asociat \u00eendator\u0103rii excesive, precum \u015fi \u00eencurajarea \u00eemprumuturilor \u00een moneda na\u0163ional\u0103.<\/strong><\/p>\n

Alpha Bank Rom\u00e2nia a anun\u0163at c\u0103, \u00eencep\u00e2nd cu aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103, va oferi clien\u0163ilor produse ajustate potrivit noilor norme de creditare pentru persoanele fizice, validate de c\u0103tre Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR). Totodat\u0103, reprezentan\u0163ii institu\u0163iei financiare au aplicat o reducere de dou\u0103 puncte procentuale pentru creditele<\/a> ipotecare \u00een lei. \u00cen plus, clien\u0163ii care \u00ee\u015fi \u00eencaseaz\u0103 salariile prin intermediul Alpha Bank beneficiaz\u0103 \u015fi de o sc\u0103dere suplimentar\u0103 de 0,25 pp. \u201eAplicarea noilor norme de creditare va aduce clien\u0163ilor informa\u0163ii suplimentare \u00een acest sens, cum ar fi implica\u0163iile \u00eendator\u0103rii, riscurile evolu\u0163iilor adverse ale cursului de schimb \u00een cazul acces\u0103rii unui \u00eemprumut \u00een euro, astfel \u00eenc\u00e2t ace\u015ftia s\u0103 poat\u0103 alege produsele care li se potrivesc cel mai bine\u201c, subliniaz\u0103 Sergiu Oprescu, pre\u015fedinte executiv \u00een cadrul Alpha Bank Romania.<\/p>\n

Una dintre prevederile incluse \u00een noul regulament al BNR se refer\u0103 la modificarea avansului solicitat pentru creditele<\/a> ipotecare. Astfel, pentru produsele \u00een euro avansul minim este de 25%, \u00een timp ce, pentru \u00eemprumuturile \u00een lei, suma minim\u0103 solicitat\u0103 este 15%. O alt\u0103 prevedere const\u0103 \u00een modificarea perioadei maxime de acordare a creditelor de consum, aceasta fiind acum de maximum cinci ani. <\/p>\n

Cite\u015fte \u015fi Noul regulament al BNR e oficial \u00een vigoare! Cum vor fi afecta\u0163i solicitan\u0163ii de credite pentru locuin\u0163e<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Noile prevederi au ca scop reducerea riscului asociat \u00eendator\u0103rii excesive, precum \u015fi \u00eencurajarea \u00eemprumuturilor \u00een moneda na\u0163ional\u0103. Alpha Bank Rom\u00e2nia a anun\u0163at c\u0103, \u00eencep\u00e2nd cu aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103, va oferi clien\u0163ilor produse ajustate potrivit noilor norme de creditare pentru persoanele fizice, validate de c\u0103tre Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR). Totodat\u0103, reprezentan\u0163ii institu\u0163iei financiare au aplicat o […]<\/p>\n","protected":false},"author":829,"featured_media":17521,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[316],"content_author":[],"class_list":{"0":"post-17512","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credite","8":"category-stiri","9":"tag-credite-3"},"yoast_head":"\nAlpha Bank d\u0103 credite dup\u0103 noile norme BNR. Vezi cu c\u00e2t scade dob\u00e2nda la ipotecarele \u00een lei - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Noile prevederi au ca scop reducerea riscului asociat \u00eendator\u0103rii excesive, precum \u015fi \u00eencurajarea \u00eemprumuturilor \u00een moneda na\u0163ional\u0103. Alpha Bank Rom\u00e2nia a\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/alpha-bank-da-credite-dupa-noile-norme-bnr-vezi-cu-cat-scade-dobanda-la-ipotecarele-in-lei_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alpha Bank d\u0103 credite dup\u0103 noile norme BNR. Vezi cu c\u00e2t scade dob\u00e2nda la ipotecarele \u00een lei - Credite, \u0218tiri - ImoExpert\" \/>\n<meta property=\"og:description\" content=\"Noile prevederi au ca scop reducerea riscului asociat \u00eendator\u0103rii excesive, precum \u015fi \u00eencurajarea \u00eemprumuturilor \u00een moneda na\u0163ional\u0103. 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