{"id":24242,"date":"2013-03-27T12:54:59","date_gmt":"2013-03-27T10:54:59","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=24242_db\/"},"modified":"2013-03-27T12:54:59","modified_gmt":"2013-03-27T10:54:59","slug":"din-avantajele-unui-avans-mai-mare-dobanzi-reduse-la-creditele-ipotecare-in-lei","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/din-avantajele-unui-avans-mai-mare-dobanzi-reduse-la-creditele-ipotecare-in-lei_db\/","title":{"rendered":"Din avantajele unui avans mai mare: dob\u00e2nzi reduse la creditele ipotecare \u00een lei"},"content":{"rendered":"

\"http:\/\/www.dreamstime.com\/-image20505658\"<\/a>Cea mai mare banc\u0103 de pe pia\u0163a local\u0103 face un pas \u00een plus pentru sus\u0163inerea credit\u0103rii \u00een moneda na\u0163ional\u0103.<\/strong> <\/p>\n

Banca Comercial\u0103 Rom\u00e2n\u0103 (BCR) a anun\u0163at c\u0103, \u00eencep\u00e2nd cu aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103, va reduce dob\u00e2nda la creditul ipotecar \u00een lei Casa Mea cu 1,1 puncte procentuale. Aceast\u0103 m\u0103sur\u0103 se aplic\u0103 \u00eens\u0103 doar pentru acei clien\u0163i care de\u0163in un avans de minimum 35% la achizi\u0163ia unei case, fa\u0163\u0103 de un prag minim de 15% prev\u0103zut pentru acest produs. \u201eOferim clien\u0163ilor no\u015ftri o dob\u00e2nd\u0103 \u00eencep\u00e2nd de la 7,21%, dob\u00e2nd\u0103 variabil\u0103 pe toat\u0103 perioada de creditare (DAE 7,55%) pentru creditele<\/a> pentru cas\u0103 acordate \u00een lei\u201d, subliniaz\u0103 Ioana Mihai, \u015feful departamentului Credite Garantate din cadrul BCR. De asemenea, clien\u0163ii au posibilitatea de a accesa creditul ipotecar Casa Mea \u00een varianta cu dob\u00e2nd\u0103 fix\u0103 de 7,8% (DAE 7,81%) \u00een primii cinci ani, dup\u0103 care dob\u00e2nda devine variabil\u0103 pentru restul perioadei de creditare. \u201eAceast\u0103 reducere a dob\u00e2nzii creditelor \u00een lei subliniaz\u0103 angajamentul BCR pentru creditarea \u00een moned\u0103 na\u0163ional\u0103. Consider\u0103m c\u0103 noile niveluri ale dob\u00e2nzilor, coroborate cu trendul descresc\u0103tor \u00eenregistrat \u00een ultima perioad\u0103 al indicelui ROBOR, precum \u015fi cu eliminarea riscului valutar, conduc la inexisten\u0163a unei diferen\u0163e \u00eentre costul total al unui credit \u00een euro \u015fi al unui credit acordat \u00een lei\u201d, este de p\u0103rere Ioana Mihai. <\/p>\n

Aplican\u0163ii la creditul ipotecar\/imobiliar Casa Mea BCR vor beneficia, totodat\u0103, \u00een mod gratuit de poli\u0163a de asigurare facultativ\u0103 a imobilului, pe toat\u0103 perioada de creditare. La aceasta se adaug\u0103 lipsa comisionului lunar de administrare, precum \u015fi reducerea dob\u00e2nzii cu 0,2 puncte procentuale pentru clien\u0163ii care \u00eencaseaz\u0103 salariul la BCR. <\/p>\n

Cite\u015fte \u015fi: Vrei s\u0103-\u0163i cumperi o cas\u0103? Ce tip de credit e mai avantajos<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Cea mai mare banc\u0103 de pe pia\u0163a local\u0103 face un pas \u00een plus pentru sus\u0163inerea credit\u0103rii \u00een moneda na\u0163ional\u0103. Banca Comercial\u0103 Rom\u00e2n\u0103 (BCR) a anun\u0163at c\u0103, \u00eencep\u00e2nd cu aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103, va reduce dob\u00e2nda la creditul ipotecar \u00een lei Casa Mea cu 1,1 puncte procentuale. Aceast\u0103 m\u0103sur\u0103 se aplic\u0103 \u00eens\u0103 doar pentru acei clien\u0163i care de\u0163in […]<\/p>\n","protected":false},"author":829,"featured_media":26362,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[316],"content_author":[],"class_list":{"0":"post-24242","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credite","8":"category-stiri","9":"tag-credite-3"},"yoast_head":"\nDin avantajele unui avans mai mare: dob\u00e2nzi reduse la creditele ipotecare \u00een lei - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Cea mai mare banc\u0103 de pe pia\u0163a local\u0103 face un pas \u00een plus pentru sus\u0163inerea credit\u0103rii \u00een moneda na\u0163ional\u0103. 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