{"id":26500,"date":"2013-08-22T14:52:55","date_gmt":"2013-08-22T11:52:55","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=26500"},"modified":"2013-08-22T14:52:55","modified_gmt":"2013-08-22T11:52:55","slug":"statul-a-distribuit-bancilor-fondurile-pentru-noua-etapa-a-prima-casa-bcr-primeste-cea-mai-mare-felie","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/statul-a-distribuit-bancilor-fondurile-pentru-noua-etapa-a-prima-casa-bcr-primeste-cea-mai-mare-felie_db\/","title":{"rendered":"Statul a distribuit b\u0103ncilor fondurile pentru noua etap\u0103 a Prima Cas\u0103. BCR prime\u0219te cea mai mare \u201efelie\u201d"},"content":{"rendered":"

\"dosarptprimacasa\"<\/a>Pentru un credit \u00een lei echivalent a aproape 36.000 de euro, rata lunar\u0103 ajunge la circa 1.000 de RON.<\/strong><\/p>\n

Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderile Mici \u015fi Mijlocii (FNGCIMM) a distribuit b\u0103ncilor fondurile suplimentare de 1,2 miliarde de lei alocate pentru acordarea de credite Prima Cas\u0103 exclusiv \u00een moned\u0103 na\u021bional\u0103. \u00cen conformitate cu activitatea anterioar\u0103 de creditare \u00een cadrul programului, Banca Comercial\u0103 Rom\u00e2n\u0103 (BCR) a primit \u0219i acum cel mai mare plafon, respectiv 220 de milioane de lei. Din aceast\u0103 sum\u0103, 70 de milioane de lei vor fi destinate achizi\u021bion\u0103rii locuin\u021belor construite de Agen\u021bia Na\u021bional\u0103 pentru Locuin\u021be (ANL), au precizat oficialii b\u0103ncii \u00eentr-un comunicat. Reprezentan\u021bii BCR se arat\u0103 optimi\u0219ti cu privire la popularitatea creditelor \u00een lei, estim\u00e2nd c\u0103 vor utiliza cea mai mare parte a plafonului acordat de c\u0103tre stat p\u00e2n\u0103 la finalul anului 2013. <\/p>\n

Creditele co-garantate de c\u0103tre stat acordate de banc\u0103 au dob\u00e2nd\u0103 variabil\u0103, format\u0103 din ROBOR la 3 luni plus o marj\u0103 de 2,3% pentru clien\u021bii care \u00ee\u0219i \u00eencaseaz\u0103 salariul \u00eentr-un cont BCR \u0219i una de 2,5% pentru cei care nu \u00ee\u0219i \u00eencaseaz\u0103 salariul \u00eentr-un cont BCR. Astfel, pentru un credit de 160.000 lei (echivalentul a aproape 36.000 de euro), pe o perioad\u0103 de 30 de ani, rata lunar\u0103 s-ar ridica \u00een acest moment la 1.045 de lei (\u00een cazul unui client care \u00ee\u0219i prime\u0219te salariul \u00eentr-un cont BCR).<\/p>\n

Cite\u0219te \u0219i: \u00cen lei, Prima Cas\u0103 are costuri similare cu ipotecarele standard. Vezi c\u00e2t va trebui s\u0103 sco\u021bi din buzunar pentru o cas\u0103<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Pentru un credit \u00een lei echivalent a aproape 36.000 de euro, rata lunar\u0103 ajunge la circa 1.000 de RON. Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderile Mici \u015fi Mijlocii (FNGCIMM) a distribuit b\u0103ncilor fondurile suplimentare de 1,2 miliarde de lei alocate pentru acordarea de credite Prima Cas\u0103 exclusiv \u00een moned\u0103 na\u021bional\u0103. \u00cen conformitate cu […]<\/p>\n","protected":false},"author":829,"featured_media":26501,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[1548],"content_author":[],"class_list":["post-26500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","category-stiri","tag-prima-casa"],"yoast_head":"\nStatul a distribuit b\u0103ncilor fondurile pentru noua etap\u0103 a Prima Cas\u0103. 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