{"id":27114,"date":"2013-10-09T14:43:20","date_gmt":"2013-10-09T11:43:20","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=27114"},"modified":"2013-10-09T14:43:20","modified_gmt":"2013-10-09T11:43:20","slug":"4-motive-pentru-care-ar-trebui-sa-renunti-la-chirie-pentru-o-casa-a-ta","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/4-motive-pentru-care-ar-trebui-sa-renunti-la-chirie-pentru-o-casa-a-ta_db\/","title":{"rendered":"4 motive pentru care ar trebui s\u0103 renun\u021bi la chirie pentru „o cas\u0103 a ta”"},"content":{"rendered":"

Contextul economic actual este unul propice pentru achizi\u021bia unei locuin\u021be, comparativ cu varianta \u00eenchirierii.<\/strong> <\/p>\n

De\u0219i rom\u00e2nii au, de regul\u0103, o \u201ementalitate de proprietari\u201d, varianta de a locui \u00een chirie, at\u00e2t de popular\u0103 \u00een statele occidentale, poate fi solu\u021bia locativ\u0103 perfect\u0103 pentru anumite perioade ale vie\u021bii. Vine totu\u0219i un moment \u00een care ideea de a avea propria cas\u0103 \u00eencepe s\u0103 fie mai atractiv\u0103 \u2013 \u0219i asta nu doar din punct de vedere emo\u021bional. Imobiliare.ro \u00ee\u021bi prezint\u0103 o list\u0103 de motive pentru care achizi\u021bia unei locuin\u021be poate fi de preferat variantei de a sta \u00een chirie: <\/p>\n

\"mutareincasanoua\"<\/a>1. Ai sau vrei s\u0103-\u021bi \u00eentemeiezi o familie:<\/strong>
\nUnul dintre principalele motive pentru care tinerii se g\u00e2ndesc s\u0103 fac\u0103 trecerea de la statutul de chiria\u0219 la cel de proprietar este dorin\u021ba de a-\u0219i \u00eentemeia o familie. Dac\u0103 a te muta dintr-un loc \u00een altul nu este a\u0219a o problem\u0103 atunci c\u00e2nd e\u0219ti de unul singur, lucrurile devin mai complicate c\u00e2nd te c\u0103s\u0103tore\u0219ti – \u0219i, cu at\u00e2t mai mult, atunci c\u00e2nd \u00een \u201eecua\u021bie\u201d intr\u0103 \u0219i un copil (sau mai mul\u021bi). La modul ideal, un c\u0103min ar trebui s\u0103 ofere stabilitate membrilor s\u0103i. De aceea, \u00een m\u0103sura \u00een care este posibil, \u00eentemeierea unei familii este momentul perfect pentru a te muta la casa ta. <\/p>\n

2. Rata la cas\u0103 este comparabil\u0103 cu valoarea chiriei:<\/strong>
\nVarianta de a locui \u00een chirie este cea mai atractiv\u0103 \u00een situa\u021biile \u00een care pre\u021burile imobilelor sunt mari, astfel \u00eenc\u00e2t achizi\u021bia unei locuin\u021be reprezint\u0103 un obiectiv greu de atins. \u00cen contextul economic actual \u00eens\u0103, s\u0103 devii proprietar poate fi mai… rentabil. Asta pentru c\u0103, \u00een momentul de fa\u021b\u0103, rata la un credit pentru cas\u0103 se situeaz\u0103 la un nivel aproximativ egal cu valoarea chiriei pentru o locuin\u021b\u0103 similar\u0103. Practic, asta \u00eenseamn\u0103 c\u0103, dac\u0103 te decizi s\u0103 cumperi acum un apartament, suma pe care va trebui s\u0103 o pl\u0103te\u0219ti lunar la banc\u0103 nu va fi (cu mult) mai mare dec\u00e2t ceea ce dai acum pe chirie \u2013 diferen\u021ba este c\u0103 suma respectiv\u0103 va intra \u00een \u201econtul\u201d casei tale. <\/p>\n

Cite\u0219te \u0219i: Rata la cas\u0103 versus chiria \u00een marile ora\u0219e. Ce avantaje \u00ee\u021bi aduce fiecare variant\u0103<\/a><\/strong><\/em><\/p>\n

3. Venitul familiei este suficient de mare:<\/strong>
\nFaptul c\u0103 ai sau \u00ee\u021bi dore\u0219ti o familie sau c\u0103 este un moment bun pentru o achizi\u021bie imobiliar\u0103 nu sunt motive suficiente pentru a renun\u021ba la chirie. \u00cenainte de a lua o astfel de decizie, trebuie s\u0103-\u021bi faci un calcul realist \u0219i s\u0103 te asiguri c\u0103 po\u021bi \u201esuporta\u201d costurile achizi\u021biei unei locuin\u021be pe termen lung. La modul ideal, pentru a evita situa\u021biile de dificultate financiar\u0103, valoarea ratei pentru cas\u0103 ar trebui s\u0103 se situeze \u00een jurul a un sfert din veniturile familiei, spun economi\u0219tii. Alegerea unei locuin\u021be potrivite trebuie s\u0103 \u021bin\u0103 cont de situa\u021bia financiar\u0103 actual\u0103, nu de cea previzionat\u0103.<\/p>\n

Cite\u0219te \u0219i: 5 sfaturi de urmat la stabilirea bugetului pentru achizi\u021bia unei case<\/a><\/strong><\/em><\/p>\n

4. Ai ceva bani pu\u0219i deoparte:<\/strong>
\nPentru a cump\u0103ra o cas\u0103 nu trebuie doar s\u0103 te asiguri c\u0103 vei putea pl\u0103ti ratele lunare. Orice achizi\u021bie imobiliar\u0103 presupune ni\u0219te cheltuieli ini\u021biale semnificative, de ordinul a c\u00e2teva mii de euro, reprezentate de valoarea avansului \u0219i o serie de costuri adiacente (evaluarea \u0219i asigurarea locuin\u021bei, cheltuielile notariale etc.). Pentru a putea trece de aceast\u0103 etap\u0103, ideal este s\u0103 ai ceva bani pu\u0219i deoparte, pentru a nu fi nevoit s\u0103 faci alte \u00eemprumuturi \u00een afara celui pentru cas\u0103.<\/p>\n

Cite\u0219te \u0219i: Rom\u00e2nia, o \u021bar\u0103 de proprietari. 5 semne c\u0103 \u00eenchirierea e o variant\u0103 mai bun\u0103 pentru tine<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Contextul economic actual este unul propice pentru achizi\u021bia unei locuin\u021be, comparativ cu varianta \u00eenchirierii. De\u0219i rom\u00e2nii au, de regul\u0103, o \u201ementalitate de proprietari\u201d, varianta de a locui \u00een chirie, at\u00e2t de popular\u0103 \u00een statele occidentale, poate fi solu\u021bia locativ\u0103 perfect\u0103 pentru anumite perioade ale vie\u021bii. Vine totu\u0219i un moment \u00een care ideea de a avea […]<\/p>\n","protected":false},"author":829,"featured_media":27115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[267,259],"tags":[274,1410,1411,1033],"content_author":[],"class_list":["post-27114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chiriasi","category-stiri","tag-chirias","tag-newsletter","tag-principal","tag-sfaturi"],"yoast_head":"\n4 motive pentru care ar trebui s\u0103 renun\u021bi la chirie pentru "o cas\u0103 a ta" - Chiria\u015fi, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Contextul economic actual este unul propice pentru achizi\u021bia unei locuin\u021be, comparativ cu varianta \u00eenchirierii. 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