{"id":27394,"date":"2013-11-01T10:23:09","date_gmt":"2013-11-01T08:23:09","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=27394"},"modified":"2013-11-01T10:23:09","modified_gmt":"2013-11-01T08:23:09","slug":"5-motive-pentru-care-merita-sa-stai-in-chirie","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/5-motive-pentru-care-merita-sa-stai-in-chirie_db\/","title":{"rendered":"5 motive pentru care merit\u0103 s\u0103 stai \u00een chirie"},"content":{"rendered":"

\u00cen unele \u021b\u0103ri occidentale, ponderea celor care stau \u00een chirie este semnificativ mai mare dec\u00e2t \u00een Rom\u00e2nia.<\/strong> <\/p>\n

Se \u0219tie c\u0103 rom\u00e2nii prefer\u0103 s\u0103 fie proprietari \u2013 \u0219i nu pu\u021bini sunt dispu\u0219i s\u0103 fac\u0103 multe sacrificii pentru a se a\u0219eza \u201ela casa lor\u201d. Totu\u0219i, \u00een \u021b\u0103ri occidentale, precum Germania sau Statele Unite ale Americii, a sta \u00een chirie reprezint\u0103 un mod absolut normal de via\u021b\u0103 \u2013 \u0219i nu doar pentru studen\u021bi sau tineri. \u0218i asta datorit\u0103 unor avantaje indiscutabile:<\/p>\n

\"http:\/\/www.dreamstime.com\/stock-photos-woman-using-laptop-image16660223\"<\/a>1. E\u0219ti mai flexibil:<\/strong>
\nAtunci c\u00e2nd cumperi o cas\u0103, devii, f\u0103r\u0103 s\u0103 vrei, (mai mult sau mai pu\u021bin) legat de ea \u2013 iar, \u00een Rom\u00e2nia, pu\u021bini sunt cei care ajung la o a doua achizi\u021bie. La polul opus, unul dintre avantajele \u00eenchirierii este c\u0103 te po\u021bi muta oric\u00e2nd – atunci c\u00e2nd circumstan\u021bele o dicteaz\u0103 sau, pur \u0219i simplu, atunci c\u00e2nd ai chef de ceva nou. Spre exemplu, dac\u0103 ai un nou job, \u00een partea opus\u0103 a ora\u0219ului (sau chiar \u00een alt\u0103 parte a \u021b\u0103rii), te po\u021bi adapta cu u\u0219urin\u021b\u0103 la noua situa\u021bie prin schimbarea locuin\u021bei. Sau dac\u0103 \u00ee\u021bi place o anumit\u0103 zon\u0103, po\u021bi c\u0103uta foarte bine o cas\u0103 \u00een \u00eemprejurimi. Aceast\u0103 flexibilitate prezint\u0103 un avantaj \u0219i din perspectiva eventualelor schimb\u0103ri \u00een situa\u021bia ta financiar\u0103: \u00een cazul \u00een care treci la un job mai prost pl\u0103tit, nimeni nu te opre\u0219te s\u0103 cau\u021bi o locuin\u021b\u0103 mai ieftin\u0103 \u2013 sau invers. <\/p>\n

2. Po\u021bi \u00eemp\u0103r\u021bi chiria cu cineva:<\/strong>
\n\u00cen actualul context financiar, valoarea chiriei \u0219i cea a ratei la banc\u0103 pentru un apartament similar se situeaz\u0103 la un nivel apropiat. Un avantaj indiscutabil al statului \u00een chirie este \u00eens\u0103 c\u0103 po\u021bi \u00eemp\u0103r\u021bi costurile cu cineva, iar \u00een acest fel cheltuielile tale sunt mai mici. Desigur, \u0219i \u00een situa\u021bia \u00een care ai locuin\u021ba ta po\u021bi opta pentru \u00eenchirierea unei camere unui prieten, folosind banii pentru achitarea unei p\u0103r\u021bi din rata la banc\u0103; astfel de situa\u021bii sunt \u00eens\u0103 mai rar \u00eent\u00e2lnite (av\u00e2nd \u00een vedere faptul c\u0103 majoritatea noilor proprietari sunt tineri care au sau vor s\u0103-\u021bi \u00eentemeieze o familie).<\/p>\n

3. Scapi de \u201estresul proprietarului\u201d – plata ratei la banc\u0103:<\/strong>
\n\u00cen prezent, cei mai mul\u021bi cump\u0103r\u0103tori de locuin\u021be apeleaz\u0103 la un credit ipotecar \u2013 fie el Prima Cas\u0103 sau un produs standard. Odat\u0103 cu semnarea actelor pentru o finan\u021bare bancar\u0103, vine \u00eens\u0103 \u0219i grija pl\u0103\u021bii lunare la banc\u0103. Chiar dac\u0103 suma poate fi perfect comparabil\u0103 cu o chirie, presiunea psihic\u0103 este mai mare, consecin\u021bele nepl\u0103\u021bii fiind mai dure \u2013 penalit\u0103\u021bi pentru \u00eent\u00e2rziere, \u00een cel mai bun caz, \u0219i executare silit\u0103, \u00een cel mai r\u0103u. <\/p>\n

4. Nu trebuie s\u0103 te ocupi de lucr\u0103rile (majore) de repara\u021bii:<\/strong>
\nDe\u0219i atunci c\u00e2nd stai \u00een chirie ai responsabilitatea p\u0103str\u0103rii locuin\u021bei \u00eentr-o stare bun\u0103, lucr\u0103rile majore de repara\u021bie cad \u00een sarcina proprietarului. Cu alte cuvinte, dac\u0103 vecinul de sus te inund\u0103, dac\u0103 se sparge o \u021beav\u0103 sau dac\u0103 sunt necesare repara\u021bii \u00een bloc, nu tu va trebui s\u0103 pl\u0103te\u0219ti daunele. Pentru proprietar \u00eens\u0103, odat\u0103 cu beneficiul de a avea o cas\u0103, vine \u0219i grija \u00eentre\u021binerii ei.<\/p>\n

5. Nu pl\u0103te\u0219ti taxe pe proprietate:<\/strong>
\nO alt\u0103 \u201egrij\u0103\u201d a unui proprietar este plata taxelor anuale pe proprietate. Comparativ cu alte \u021b\u0103ri, acestea sunt mici \u00een Rom\u00e2nia, \u00eens\u0103, \u00een actuala situa\u021bie economic\u0103, tendin\u021ba de majorare a impozitelor c\u0103tre stat este evident\u0103. Ca \u0219i chiria\u0219 \u00eens\u0103, nu ai de ce s\u0103 te \u00eengrijorezi cu privire la taxe. <\/p>\n","protected":false},"excerpt":{"rendered":"

\u00cen unele \u021b\u0103ri occidentale, ponderea celor care stau \u00een chirie este semnificativ mai mare dec\u00e2t \u00een Rom\u00e2nia. Se \u0219tie c\u0103 rom\u00e2nii prefer\u0103 s\u0103 fie proprietari \u2013 \u0219i nu pu\u021bini sunt dispu\u0219i s\u0103 fac\u0103 multe sacrificii pentru a se a\u0219eza \u201ela casa lor\u201d. Totu\u0219i, \u00een \u021b\u0103ri occidentale, precum Germania sau Statele Unite ale Americii, a sta […]<\/p>\n","protected":false},"author":829,"featured_media":27396,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[267,259],"tags":[274,1410,1411,1033],"content_author":[],"class_list":["post-27394","post","type-post","status-publish","format-standard","has-post-thumbnail","category-chiriasi","category-stiri","tag-chirias","tag-newsletter","tag-principal","tag-sfaturi"],"yoast_head":"\n5 motive pentru care merit\u0103 s\u0103 stai \u00een chirie - Chiria\u015fi, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"\u00cen unele \u021b\u0103ri occidentale, ponderea celor care stau \u00een chirie este semnificativ mai mare dec\u00e2t \u00een Rom\u00e2nia. 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