{"id":28039,"date":"2014-01-08T12:44:10","date_gmt":"2014-01-08T10:44:10","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=28039"},"modified":"2014-01-08T12:44:10","modified_gmt":"2014-01-08T10:44:10","slug":"guvernul-suplimenteaza-fondurile-pentru-prima-casa-romanii-pot-lua-credite-de-peste-800-de-milioane-de-euro-in-2014","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/guvernul-suplimenteaza-fondurile-pentru-prima-casa-romanii-pot-lua-credite-de-peste-800-de-milioane-de-euro-in-2014_db\/","title":{"rendered":"Guvernul suplimenteaz\u0103 fondurile pentru Prima Cas\u0103: rom\u00e2nii pot lua credite de peste 800 de milioane de euro \u00een 2014"},"content":{"rendered":"

\"romaniiproprietari\"<\/a>Anul trecut au fost contractate \u00eemprumuturi \u00een valoare de peste 900 de milioane de euro beneficiind de co-garan\u021bia statului.<\/strong><\/p>\n

Reprezentan\u021bii Executivului au aprobat ieri o Hot\u0103r\u00e2re de Guvern ce prevede suplimentarea fondurilor alocate pentru programul Prima Cas\u0103 cu 1,2 miliarde de lei pentru 2014. La aceast\u0103 sum\u0103 se adaug\u0103 diferen\u021ba r\u0103mas\u0103 nefolosit\u0103 din plafonul stabilit pentru 2013, respectiv o sum\u0103 de 677 de milioane de lei, ce va trebui utilizat\u0103 cu prioritate de c\u0103tre institu\u021biile finan\u021batoare. Lu\u00e2nd \u00een calcul \u00eemp\u0103r\u021birea riscurilor de creditare \u00een mod egal \u00eentre stat \u0219i b\u0103nci, rezult\u0103 c\u0103 acestea din urm\u0103 pot acorda credite \u00een valoare total\u0103 de 3,75 miliarde de lei, dublul sumei \u201epuse la b\u0103taie\u201d de c\u0103tre Guvern. Acest plafon de finan\u021bare echivaleaz\u0103 cu un total de aproximativ 834.000 de euro. Spre compara\u021bie, potrivit celor mai recente date transmise c\u0103tre Imobiliare.ro<\/a><\/strong> de Fondul Na\u021bional de Garantare a Creditelor pentru \u00centreprinderi Mici \u0219i Mijlocii (FNGCIMM), anul trecut au fost acordate 25.500 de credite Prima Cas\u0103 (din care 7.500 \u00een lei), \u00een valoare total\u0103 de circa 937 de milioane de euro.<\/p>\n

Noul act legislativ prevede totodat\u0103 l\u0103rgirea sferei finan\u021batorilor, cu dou\u0103 condi\u0163ii: ace\u015ftia s\u0103-\u015fi desf\u0103\u015foare activitatea de creditare a persoanelor fizice pe baza reglement\u0103rilor BNR \u0219i s\u0103 transmit\u0103 c\u0103tre FNGCIMM \u015fi Ministerul Finan\u0163elor Publice (MFP) un angajament de respectare a costurilor totale aplicate finan\u0163\u0103rilor acordate \u00een cadrul programului. \u201eAceste m\u0103suri creeaz\u0103 condi\u0163ii propice pentru cre\u015fterea gradului de utilizare a plafonului de garan\u0163ii care pot fi acordate \u00een cadrul programului pentru achizi\u0163ia \u015fi construc\u0163ia de locuin\u0163e, cu consecin\u0163e directe asupra dezvolt\u0103rii pie\u0163ei imobiliare \u015fi a sectoarelor adiacente acestuia, asupra cre\u015fterii num\u0103rului de clien\u0163i ai institu\u0163iilor de credit \u015fi a gradului de securizare a creditelor\u201d, subliniaz\u0103 reprezentan\u021bii Guvernului.<\/p>\n","protected":false},"excerpt":{"rendered":"

Anul trecut au fost contractate \u00eemprumuturi \u00een valoare de peste 900 de milioane de euro beneficiind de co-garan\u021bia statului. Reprezentan\u021bii Executivului au aprobat ieri o Hot\u0103r\u00e2re de Guvern ce prevede suplimentarea fondurilor alocate pentru programul Prima Cas\u0103 cu 1,2 miliarde de lei pentru 2014. La aceast\u0103 sum\u0103 se adaug\u0103 diferen\u021ba r\u0103mas\u0103 nefolosit\u0103 din plafonul stabilit […]<\/p>\n","protected":false},"author":829,"featured_media":28040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[1548],"content_author":[],"class_list":["post-28039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","category-stiri","tag-prima-casa"],"yoast_head":"\nGuvernul suplimenteaz\u0103 fondurile pentru Prima Cas\u0103: rom\u00e2nii pot lua credite de peste 800 de milioane de euro \u00een 2014 - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Anul trecut au fost contractate \u00eemprumuturi \u00een valoare de peste 900 de milioane de euro beneficiind de co-garan\u021bia statului. 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