{"id":2832,"date":"2009-11-30T15:03:22","date_gmt":"2009-11-30T12:03:22","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=2832"},"modified":"2009-11-30T15:03:22","modified_gmt":"2009-11-30T12:03:22","slug":"executarea-silita-in-cazul-programului-prima-casa","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/executarea-silita-in-cazul-programului-prima-casa_db\/","title":{"rendered":"Executarea silit\u0103 \u00een cazul programului Prima Cas\u0103"},"content":{"rendered":"

\"\"<\/a>De\u015fi e nepl\u0103cut s\u0103 vorbim despre asta la \u00eenceput de drum, e bine s\u0103 \u015ftii care sunt riscurile \u015fi c\u00e2nd e\u015fti aproape de muchia cu\u0163itului odat\u0103 acceptat creditul pentru Prima Cas\u0103.<\/p>\n

Conform legii, banca poate s\u0103 solicite Fondului de Garantare<\/strong>, \u00een momentul \u00een care clientul \u00eent\u00e2rzie cu plata ratelor, o cerere de plat\u0103 a garan\u0163iei. Plata garan\u0163iei se va face \u00een termen de maximum 15 zile de la data primirii de c\u0103tre Fondul Na\u0163ional de Garantare a cererii de plat\u0103, f\u0103r\u0103, \u00eens\u0103, a dep\u0103\u015fi 90 de zile calendaristice restante la plat\u0103 de c\u0103tre beneficiar.<\/p>\n

Ulterior, Agen\u0163ia Na\u0163ional\u0103 de Administrare Fiscal\u0103 recupereaz\u0103 de la datornic, prin executare silit\u0103 a imobilului, contravaloarea garan\u0163iei<\/strong>.<\/p>\n

Executarea silit\u0103 a imobilelor achizi\u0163ionate prin Programul Prima Cas\u0103 va trece \u00een sarcina b\u0103ncilor \u00een situa\u0163ia \u00een care statul refuz\u0103 s\u0103 pl\u0103teasc\u0103 garan\u0163ia din Fondul Na\u0163ional de Garantare<\/a>, \u00een conformitate cu normele de aplicare a legii: „\u00een cazul primirii de c\u0103tre finan\u0163ator a refuzului de plat\u0103 a garan\u0163iei de la Fondul Na\u0163ional de Garantare, \u00een temeiul conven\u0163iei de garantare, finan\u0163atorul are dreptul s\u0103 \u00eenscrie \u00een cartea funciar\u0103 privilegiul reglementat de art. 1737 punctul 2 Cod Civil, concomitent cu radierea din cartea funciar\u0103 a ipotecii legale instituite \u00een favoarea statului roman”.<\/p>\n

Mult noroc \u015fi s\u0103 sper\u0103m c\u0103 nu se va ajunge vreodat\u0103 aici.<\/p>\n","protected":false},"excerpt":{"rendered":"

De\u015fi e nepl\u0103cut s\u0103 vorbim despre asta la \u00eenceput de drum, e bine s\u0103 \u015ftii care sunt riscurile \u015fi c\u00e2nd e\u015fti aproape de muchia cu\u0163itului odat\u0103 acceptat creditul pentru Prima Cas\u0103. Conform legii, banca poate s\u0103 solicite Fondului de Garantare, \u00een momentul \u00een care clientul \u00eent\u00e2rzie cu plata ratelor, o cerere de plat\u0103 a garan\u0163iei. […]<\/p>\n","protected":false},"author":275,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[306],"content_author":[],"class_list":{"0":"post-2832","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"tag-articole"},"yoast_head":"\nExecutarea silit\u0103 \u00een cazul programului Prima Cas\u0103 - ImoExpert<\/title>\n<meta name=\"description\" content=\"De\u015fi e nepl\u0103cut s\u0103 vorbim despre asta la \u00eenceput de drum, e bine s\u0103 \u015ftii care sunt riscurile \u015fi c\u00e2nd e\u015fti aproape de muchia cu\u0163itului odat\u0103 acceptat\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/executarea-silita-in-cazul-programului-prima-casa_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Executarea silit\u0103 \u00een cazul programului Prima Cas\u0103 - 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