{"id":32948,"date":"2014-12-09T17:29:38","date_gmt":"2014-12-09T15:29:38","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=32948"},"modified":"2014-12-09T17:29:38","modified_gmt":"2014-12-09T15:29:38","slug":"3-motive-pentru-care-generatia-y-prefera-sa-stea-in-chirie","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/3-motive-pentru-care-generatia-y-prefera-sa-stea-in-chirie_db\/","title":{"rendered":"3 motive pentru care Genera\u021bia Y \u201eprefer\u0103\u201d s\u0103 stea \u00een chirie"},"content":{"rendered":"

\u0218i-au schimbat tinerii, cu adev\u0103rat, mentalitatea de proprietari mo\u0219tenit\u0103 de la p\u0103rin\u021bii lor?<\/strong><\/p>\n

S-au scris multe \u00een ultima vreme despre obiceiurile de via\u021b\u0103 ale a\u0219a-numitei \u201eGenera\u021bii Y\u201d (cei n\u0103scu\u021bi dup\u0103 anul 1980). Concluziile studiilor sociologice interna\u021bionale au fost aplicate \u0219i la pia\u021ba imobiliar\u0103 rom\u00e2neasc\u0103 \u2013 iar una dintre acestea este c\u0103 reprezentan\u021bii acestei categorii demografice prefer\u0103 adesea s\u0103 locuiasc\u0103 \u00een chirie.<\/p>\n

\"http:\/\/www.dreamstime.com\/stock-photography-couple-moving-new-house-image26749822\"<\/a> <\/p>\n

Ce se ascunde \u00eens\u0103 \u00een spatele acestei \u201epreferin\u021be\u201d? S\u0103 fie vorba, cu adev\u0103rat, de o schimbare de atitudine \u2013 o \u00eentoarcere la 180 de grade de la recunoscuta mentalitate de proprietar a rom\u00e2nului \u2013 sau, mai degrab\u0103, de un comportament justificat de contextul socio-economic actual? <\/p>\n

Ca reprezentant\u0103 a \u201eGenera\u021biei milenialilor\u201d, \u00eemi permit, \u00een cele de mai jos, s\u0103 ofer trei motive pentru care tinerii de v\u00e2rsta mea ar prefera \u00eenchirierea unui apartament<\/a>, \u00een detrimentul achizi\u021biei:<\/p>\n

Cite\u0219te \u0219i: \u00ce\u0219i pierd rom\u00e2nii mentalitatea de proprietari? Tot mai mul\u021bi se mul\u021bumesc s\u0103 stea \u00een chirie<\/a><\/strong><\/em><\/p>\n

1. Instabilitatea locurilor de munc\u0103:<\/strong>
\nPia\u021ba muncii \u00een care trebuie s\u0103 \u201eperformeze\u201d tinerii de azi este radical diferit\u0103 fa\u021b\u0103 de cea din vremea p\u0103rin\u021bilor no\u0219tri, pornind, desigur, de la antiteza privat\/de stat. \u00cen urm\u0103 cu 30 de ani, cei care ie\u0219eau de pe b\u0103ncile facult\u0103\u021bii aveau un \u201ejob\u201d asigurat: primeau \u201ereparti\u021bie\u201d, la pachet cu un loc unde s\u0103 stea (chiar dac\u0103 \u00een chirie, pentru \u00eenceput). De la genera\u021bia dinaintea lor, oamenii aveau, probabil, a\u0219teptarea c\u0103 vor r\u0103m\u00e2ne o bun\u0103 parte din via\u021b\u0103 (dac\u0103 nu toat\u0103 via\u021ba!) la respectivul loc de munc\u0103. Ast\u0103zi, lucrurile se petrec diferit: pia\u021ba muncii este foarte competitiv\u0103 \u0219i, chiar dup\u0103 ce ob\u021bii un job, nu ai garan\u021bia p\u0103str\u0103rii lui pentru o anumit\u0103 perioad\u0103 de timp \u2013 schimbarea poate surveni oric\u00e2nd, fie din partea ta (\u00ee\u021bi dore\u0219ti ceva mai bun), fie din exterior (conducerea firmei decide, spre exemplu, s\u0103 restructureze postul t\u0103u). <\/p>\n

2. Tinerii se c\u0103s\u0103toresc mai t\u00e2rziu:<\/strong>
\nDe motivul prezentat mai sus se leag\u0103 cel de-al doilea: faptul c\u0103 tinerii din \u201eGenera\u021bia Y\u201d se c\u0103s\u0103toresc mai t\u00e2rziu dec\u00e2t p\u0103rin\u021bii lor, undeva spre v\u00e2rsta de 30 de ani (sau chiar peste). Ast\u0103zi, startul vie\u021bii responsabile, de adult \u2013 ce poate fi identificat cu ob\u021binerea primului job serios \u2013 implic\u0103 o zbatere mai mare, ceea ce decaleaz\u0103 \u00eentruc\u00e2tva \u0219i celelalte decizii importante ale vie\u021bii, cum este c\u0103s\u0103toria. Or, a\u0219a cum \u0219tie orice agent imobiliar, fondarea unei familii \u0219i achizi\u021bia unei case sunt, cel mai adesea, foarte str\u00e2ns legate. Exist\u0103, desigur, \u0219i excep\u021bii \u2013 persoane nec\u0103s\u0103torite care decid s\u0103 fac\u0103 pasul cump\u0103r\u0103rii unei case pe cont propriu, dar asta se \u00eent\u00e2mpl\u0103, de regul\u0103, spre v\u00e2rsta de 30 de ani, nu la 22-23. Chiar \u0219i \u00een astfel de cazuri, presiunea lu\u0103rii unei asemenea decizii f\u0103r\u0103 a avea un partener al\u0103turi (cu tot sprijinul binevoitor al p\u0103rin\u021bilor) nu este de ignorat \u2013 riscurile \u201e\u00eenh\u0103m\u0103rii\u201d la un credit bancar sunt greu de \u00eenfruntat de unul singur, c\u00e2nd \u0219tii c\u0103 oric\u00e2nd \u00ee\u021bi po\u021bi pierde locul de munc\u0103. <\/p>\n

3. Pre\u021burile prohibitive ale locuin\u021belor:<\/strong>
\nUn alt motiv pentru care tinerii prefer\u0103 s\u0103 stea \u00een chirie \u2013 cel pu\u021bin pentru o vreme \u2013 \u021bine de o realitate a pie\u021bei imobiliare \u201ecapitaliste\u201d: cre\u0219terea p\u00e2n\u0103 la un nivel prohibitiv a pre\u021burilor la locuin\u021be (cum s-a \u00eent\u00e2mplat \u00een perioada de boom economic). \u00centr-o astfel de pia\u021b\u0103, ce t\u00e2n\u0103r aflat la \u00eenceput de drum, nesigur \u00eenc\u0103 pe propriile picioare, ar fi dispus s\u0103 pl\u0103teasc\u0103 poate jum\u0103tate din c\u00e2t c\u00e2\u0219tig\u0103 doar pentru a fi proprietar? Nu este oare chiria varianta mai pu\u021bin \u00eempov\u0103r\u0103toare, mai \u201elogic\u0103\u201d? <\/p>\n

Din avantajele crizei<\/strong>
\n\u00cen ultimii ani, pe pia\u021ba locuin\u021belor au avut loc dou\u0103 schimb\u0103ri fundamentale: sc\u0103derea cu mai mult de jum\u0103tate a pre\u021burilor fa\u021b\u0103 de perioada de boom \u0219i apari\u021bia unor condi\u021bii de creditare mai avantajoase. Ace\u0219ti doi factori au f\u0103cut ca rata la un credit pentru o cas\u0103 s\u0103 fie comparabil\u0103 \u2013 sau chiar mai mic\u0103 \u2013 dec\u00e2t chiria. \u00cen acest context, succesul programului Prima Cas\u0103, popular \u00eendeosebi printre tineri (de\u0219i nu exist\u0103 statistici oficiale \u00een aceast\u0103 privin\u021b\u0103, probabil c\u0103 cei din Genera\u021bia Y formeaz\u0103 majoritatea beneficiarilor), nu este deloc \u00eent\u00e2mpl\u0103tor. Acesta dovede\u0219te c\u0103, la fel ca p\u0103rin\u021bii lor, tinerii rom\u00e2ni vor \u00een continuare s\u0103 fie proprietari \u2013 doar c\u0103 nu oricum!<\/p>\n

Cite\u0219te \u0219i: Rata la credit, mai mic\u0103 dec\u00e2t chiria. Cu c\u00e2t po\u021bi ie\u0219i mai ieftin?<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0218i-au schimbat tinerii, cu adev\u0103rat, mentalitatea de proprietari mo\u0219tenit\u0103 de la p\u0103rin\u021bii lor? S-au scris multe \u00een ultima vreme despre obiceiurile de via\u021b\u0103 ale a\u0219a-numitei \u201eGenera\u021bii Y\u201d (cei n\u0103scu\u021bi dup\u0103 anul 1980). Concluziile studiilor sociologice interna\u021bionale au fost aplicate \u0219i la pia\u021ba imobiliar\u0103 rom\u00e2neasc\u0103 \u2013 iar una dintre acestea este c\u0103 reprezentan\u021bii acestei categorii demografice […]<\/p>\n","protected":false},"author":829,"featured_media":32949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[274,1029,1410,1411],"content_author":[],"class_list":["post-32948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri","tag-chirias","tag-inchirieri-apartamente","tag-newsletter","tag-principal"],"yoast_head":"\n3 motive pentru care Genera\u021bia Y \u201eprefer\u0103\u201d s\u0103 stea \u00een chirie - \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"\u0218i-au schimbat tinerii, cu adev\u0103rat, mentalitatea de proprietari mo\u0219tenit\u0103 de la p\u0103rin\u021bii lor? 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