{"id":36725,"date":"2015-11-23T10:46:52","date_gmt":"2015-11-23T08:46:52","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=36725"},"modified":"2015-11-23T10:46:52","modified_gmt":"2015-11-23T08:46:52","slug":"3-avantaje-ale-chiriasului-fata-de-proprietarul-dator-la-banca","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/3-avantaje-ale-chiriasului-fata-de-proprietarul-dator-la-banca_db\/","title":{"rendered":"3 avantaje ale chiria\u0219ului fa\u021b\u0103 de proprietarul dator la banc\u0103"},"content":{"rendered":"

Majoritatea celor care opteaz\u0103 pentru varianta \u00eenchirierii o v\u0103d ca o solu\u021bie temporar\u0103, de compromis.<\/strong><\/p>\n

\u00cen materie de solu\u021bii de locuire, se \u0219tie c\u0103 rom\u00e2nul are, prin excelen\u021b\u0103, o mentalitate de proprietar. Ieftinirea creditelor a f\u0103cut ca, \u00een momentul de fa\u021b\u0103, valoarea chiriei s\u0103 fie uneori mai mare dec\u00e2t rata la banc\u0103 pentru un apartament similar (lu\u00e2nd \u00een calcul o perioad\u0103 de rambursare de 30 de ani). Cu toate acestea, a locui \u00eentr-o cas\u0103 ce nu-\u021bi apar\u021bine prezint\u0103 c\u00e2teva avantaje importante:<\/p>\n

\"http:\/\/www.dreamstime.com\/stock-images-image37687784\"<\/a><\/p>\n

1. Scapi de stresul ratei la banc\u0103:<\/strong>
\nChiar dac\u0103 valoarea ratei la banc\u0103 poate fi mai mic\u0103 dec\u00e2t cea a chiriei, presiunea psihologic\u0103 exercitat\u0103 de cea dint\u00e2i este, de regul\u0103, semnificativ mai mare. Asta pentru c\u0103 un proprietar este legat emo\u021bional de casa \u00een care locuie\u0219te, iar posibilitatea pierderii acesteia, \u00een caz de dificult\u0103\u021bi financiare, creeaz\u0103 un stres suplimentar.<\/p>\n

2. E\u0219ti flexibil:<\/strong>
\nVarianta \u00eenchirierii \u00ee\u021bi ofer\u0103 un grad crescut de libertate. Asta pentru c\u0103 te po\u021bi adapta cu u\u0219urin\u021b\u0103 unor situa\u021bii precum schimbarea locului de munc\u0103, mutarea \u00een alt ora\u0219, sc\u0103derea sau cre\u0219terea veniturilor, apari\u021bia unui nou membru \u00een familie etc. Tot ce trebuie s\u0103 faci este s\u0103 cau\u021bi o locuin\u021b\u0103 care s\u0103 r\u0103spund\u0103 c\u00e2t mai bine nevoilor tale la un anumit moment. <\/p>\n

3. Nu ai grijile de\u021binerii unei propriet\u0103\u021bi:<\/strong>
\nStatutul de chiria\u0219 te scute\u0219te \u0219i de responsabilit\u0103\u021bile de\u021binerii unei propriet\u0103\u021bi, cum ar fi plata taxelor\/impozitelor sau a remedierii eventualelor defec\u021biuni. De asemenea, uzura locuin\u021bei, a mobilierului, a finisajelor nu reprezint\u0103 preocuparea ta, ci a proprietarului.<\/p>\n","protected":false},"excerpt":{"rendered":"

Majoritatea celor care opteaz\u0103 pentru varianta \u00eenchirierii o v\u0103d ca o solu\u021bie temporar\u0103, de compromis. \u00cen materie de solu\u021bii de locuire, se \u0219tie c\u0103 rom\u00e2nul are, prin excelen\u021b\u0103, o mentalitate de proprietar. Ieftinirea creditelor a f\u0103cut ca, \u00een momentul de fa\u021b\u0103, valoarea chiriei s\u0103 fie uneori mai mare dec\u00e2t rata la banc\u0103 pentru un apartament […]<\/p>\n","protected":false},"author":829,"featured_media":36726,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,264,259],"tags":[274,1410,1411,1033],"content_author":[],"class_list":["post-36725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","category-ghid-imobiliar","category-stiri","tag-chirias","tag-newsletter","tag-principal","tag-sfaturi"],"yoast_head":"\n3 avantaje ale chiria\u0219ului fa\u021b\u0103 de proprietarul dator la banc\u0103 - Credite, Sfaturi, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Majoritatea celor care opteaz\u0103 pentru varianta \u00eenchirierii o v\u0103d ca o solu\u021bie temporar\u0103, de compromis. \u00cen materie 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