{"id":37839,"date":"2016-05-06T00:45:25","date_gmt":"2016-05-05T21:45:25","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=37839"},"modified":"2016-05-06T00:45:25","modified_gmt":"2016-05-05T21:45:25","slug":"bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/","title":{"rendered":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%!"},"content":{"rendered":"<p><strong>Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi.<\/strong><\/p>\n<p>\u00cen a\u0219teptarea intr\u0103rii \u00een vigoare a legii d\u0103rii \u00een plat\u0103 (la data de 13 mai a.c.), b\u0103ncile de pe pia\u021ba autohton\u0103 au \u00eenceput deja s\u0103 majoreze sumele minime solicitate ca avans pentru pentru ofertele standard de credite ipotecare\/imobiliare.<\/p>\n<p><a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg\" alt=\"casa pe euro\" width=\"600\" height=\"450\" class=\"aligncenter size-full wp-image-37840\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg 600w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro-300x225.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro-130x97.jpg 130w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\n<p>Pentru un credit Habitat de la BRD, spre exemplu, valoarea maxim\u0103 finan\u021bat\u0103 este acum de 65% din valoarea imobilelor aduse \u00een garan\u021bie pentru creditele \u00een lei cu o valoare mai mic\u0103 de 250.000 de euro (echivalent lei); peste pragul maxim de 250.000 de euro stipulat de noua lege, banca accept\u0103 \u00een continuare o sum\u0103 minim\u0103 de 15%. Alpha Bank, pe de alt\u0103 parte, solicit\u0103 30% pentru creditele \u00een lei \u0219i, respectiv, 40% pentru \u00eemprumuturile \u00een euro, \u00een vreme ce reprezentan\u021bii Bancpost a\u0219teapt\u0103 un avans de 33% pentru lei \u0219i 43% pentru euro. <\/p>\n<div class=\"entry-content-inline-styles\">\n<strong>UPDATE:<\/strong><\/p>\n<p>Luni, 9 mai 2016, Banca Comercial\u0103 Rom\u00e2n\u0103 (BCR) a anun\u021bat majorarea avansului minim pentru creditele ipotecare\/imobiliare Casa Mea la 35%. Aceast\u0103 modificare este \u00eenso\u021bit\u0103 de cre\u0219terea sumei minime care putea fi \u00eemprumutat\u0103 de la 22.000 lei la 45.000 lei, precum \u0219i de sc\u0103derea perioadei maxime de rambursare a creditului de la 30 ani la 25 ani. Condi\u021biile \u0219i caracteristicile creditelor Prima Cas\u0103 nu vor suferi nicio modificare, precizeaz\u0103 reprezentan\u021bii b\u0103ncii. \u201eBCR va monitoriza \u00eendeaproape pia\u021ba \u0219i impactul legisla\u021biei \u00een vederea ajust\u0103rii adecvate a politicilor de creditare\u201d, subliniaz\u0103 Dana Demetrian, Vicepre\u0219edinte Retail&#038;Private Banking \u00een cadrul BCR.\n<\/p><\/div>\n<p><strong>\u0218i dob\u00e2nzile cresc!<\/strong><br \/>\nO decizie similar\u0103 a fost anun\u021bat\u0103 \u0219i de conducerea CEC Bank. \u201eCa urmare a public\u0103rii \u00een Monitorul Oficial a Legii 77\/2016 privind darea \u00een plat\u0103 a unor bunuri imobile \u00een vederea stingerii obliga\u021biilor asumate prin credite, CEC Bank anun\u021b\u0103 modificarea produselor de creditare cu ipotec\u0103 imobiliar\u0103 destinate persoanelor fizice, \u00eencep\u00e2nd cu data de 9 mai a.c. \u00cen cazul creditelor pentru cump\u0103rarea \u0219i construirea de imobile \u00een valoare de cel mult 250.000 euro \u00een echivalent lei, inclusiv, valoarea aportului propriu al clientului devine 30%, at\u00e2t pentru creditele \u00een lei, c\u00e2t \u0219i pentru cele \u00een valut\u0103\u201d, explic\u0103 reprezentan\u021bii b\u0103ncii. Ace\u0219tia precizeaz\u0103 \u00eens\u0103 c\u0103, av\u00e2nd \u00een vedere nivelul crescut al riscului generat de adoptarea legii d\u0103rii \u00een plat\u0103, banca va cre\u0219te \u0219i majora \u0219i dob\u00e2nzile aplicabile pentru creditele garantate cu ipotec\u0103 imobiliar\u0103 (de nevoi personale \u0219i de refinan\u021bare), cre\u0219terea fiind de un punct procentual pentru lei \u0219i, respectiv, dou\u0103 puncte procentuale pentru valut\u0103.<\/p>\n<blockquote><p>\u201ePrin aceste modific\u0103ri, CEC Bank \u00ee\u0219i adapteaz\u0103 oferta de creditare noului cadru legislativ, decizia b\u0103ncii av\u00e2nd ca prioritate protejarea intereselor \u00eentregului portofoliu de clien\u021bi. Cei peste 150 de ani de experien\u021b\u0103 \u0219i \u00eencrederea pe care ne-o acord\u0103 clien\u021bii ne responsabilizeaz\u0103 permanent \u0219i ne \u00eendeamn\u0103 s\u0103 adopt\u0103m o atitudine prudent\u0103, \u00een condi\u021bii de competitivitate, pentru a asigura calitatea portofoliului de credite \u0219i o bun\u0103 protec\u021bie a deponen\u021bilor b\u0103ncii. Mai mult, r\u0103m\u00e2nem \u00een continuare deschi\u0219i dialogului cu clien\u021bii no\u0219tri, pentru a identifica \u00eempreun\u0103 cele mai potrivite solu\u021bii de finan\u021bare, perfect adaptate nevoilor acestora.\u201d<\/p>\n<p><em><strong>Radu Gra\u021bian Ghe\u021bea, Pre\u0219edinte Director General CEC Bank<\/strong><\/em><\/p><\/blockquote>\n<p><strong>Prima Cas\u0103, din nou porti\u021ba de sc\u0103pare?<\/strong><br \/>\nO veste bun\u0103 pentru poten\u021bialii cump\u0103r\u0103tori de locuin\u021be este c\u0103 \u00eemprumuturile acordate prin programul Prima Cas\u0103 nu ar trebui s\u0103 sufere astfel de modific\u0103ri, \u00eentruc\u00e2t au fost exceptate de la aplicabilitatea legii d\u0103rii \u00een plat\u0103. Acest fapt este deosebit de important pentru pia\u021b\u0103, \u021bin\u00e2nd cont de faptul c\u0103 acestea de\u021bin de ani buni o pondere majoritar\u0103 din totalul creditelor pentru achizi\u021bia de locuin\u021be, tocmai datorit\u0103 avansului redus, de doar 5% din valoarea imobilului. \u00cen condi\u021biile \u00een care, pe fondul num\u0103rului crescut de solicit\u0103ri de anul acesta, unele b\u0103nci au epuizat deja plafoanele acordate de c\u0103tre stat, r\u0103m\u00e2ne ca acesta s\u0103 suplimenteze fondurile alocate pentru desf\u0103\u0219urarea programului.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea intr\u0103rii \u00een vigoare a legii d\u0103rii \u00een plat\u0103 (la data de 13 mai a.c.), b\u0103ncile de pe pia\u021ba autohton\u0103 au \u00eenceput deja s\u0103 majoreze sumele minime solicitate ca avans pentru [&hellip;]<\/p>\n","protected":false},"author":829,"featured_media":37840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[294,480,1410,1411],"content_author":[],"class_list":{"0":"post-37839","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credite","8":"category-stiri","9":"tag-credite-2","10":"tag-cumparator","11":"tag-newsletter","12":"tag-principal"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert\" \/>\n<meta property=\"og:description\" content=\"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2016-05-05T21:45:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/og-cache\/casa-pe-euro-ae444f36-branded.jpg?v=6\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Adriana Dr\u0103gu\u0219in\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adriana Dr\u0103gu\u0219in\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/\"},\"author\":{\"name\":\"Adriana Dr\u0103gu\u0219in\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/person\\\/8c13b0297075010b896471fabf0d7790\"},\"headline\":\"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%!\",\"datePublished\":\"2016-05-05T21:45:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/\"},\"wordCount\":698,\"publisher\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2016\\\/05\\\/casa-pe-euro.jpg\",\"articleSection\":[\"Credite\",\"\u0218tiri\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/\",\"name\":\"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2016\\\/05\\\/casa-pe-euro.jpg\",\"datePublished\":\"2016-05-05T21:45:25+00:00\",\"description\":\"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2016\\\/05\\\/casa-pe-euro.jpg\",\"contentUrl\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2016\\\/05\\\/casa-pe-euro.jpg\",\"width\":600,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\\\/\\\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sfaturi\",\"item\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/ghid-imobiliar\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Credite\",\"item\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/ghid-imobiliar\\\/credite\\\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#website\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/imobiliare_logo.png\",\"contentUrl\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/#\\\/schema\\\/person\\\/8c13b0297075010b896471fabf0d7790\",\"name\":\"Adriana Dr\u0103gu\u0219in\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g\",\"caption\":\"Adriana Dr\u0103gu\u0219in\"},\"description\":\"Adriana Dr\u0103gu\u0219in is an Editor at Imobiliare.ro\",\"jobTitle\":\"Editor\",\"url\":\"https:\\\/\\\/www.imobiliare.ro\\\/imoexpert\\\/author\\\/adriana-dragusin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert","description":"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/","og_locale":"ro_RO","og_type":"article","og_title":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert","og_description":"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/","og_site_name":"ImoExpert","article_published_time":"2016-05-05T21:45:25+00:00","og_image":[{"width":600,"height":450,"url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/og-cache\/casa-pe-euro-ae444f36-branded.jpg?v=6","type":"image\/jpeg"}],"author":"Adriana Dr\u0103gu\u0219in","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Adriana Dr\u0103gu\u0219in","Est. reading time":"3 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/"},"author":{"name":"Adriana Dr\u0103gu\u0219in","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790"},"headline":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%!","datePublished":"2016-05-05T21:45:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/"},"wordCount":698,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg","articleSection":["Credite","\u0218tiri"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/","name":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%! - Credite, \u0218tiri - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg","datePublished":"2016-05-05T21:45:25+00:00","description":"Institu\u021biile de credit se \u021bin de cuv\u00e2nt \u0219i adopt\u0103 o politic\u0103 pruden\u021bial\u0103 fa\u021b\u0103 de clien\u021bii care ar putea apela la prevederile noii legi. \u00cen a\u0219teptarea","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#primaryimage","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2016\/05\/casa-pe-euro.jpg","width":600,"height":450},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/bancile-reactioneaza-la-aprobarea-darii-in-plata-avansul-pentru-o-casa-creste-la-30-40_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"Sfaturi","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/"},{"@type":"ListItem","position":4,"name":"Credite","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/credite\/"},{"@type":"ListItem","position":5,"name":"B\u0103ncile reac\u021bioneaz\u0103 la aprobarea d\u0103rii \u00een plat\u0103: avansul pentru o cas\u0103 cre\u0219te la 30-40%!"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790","name":"Adriana Dr\u0103gu\u0219in","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g","caption":"Adriana Dr\u0103gu\u0219in"},"description":"Adriana Dr\u0103gu\u0219in is an Editor at Imobiliare.ro","jobTitle":"Editor","url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/adriana-dragusin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/37839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/829"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=37839"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/37839\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media\/37840"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=37839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=37839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=37839"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=37839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}