{"id":6284,"date":"2010-09-03T11:47:39","date_gmt":"2010-09-03T08:47:39","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=6284_db\/"},"modified":"2010-09-03T11:47:39","modified_gmt":"2010-09-03T08:47:39","slug":"locuin%c8%9bele-de-dupa-boom-un-sfert-din-creditele-prima-casa","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/locuin%c8%9bele-de-dupa-boom-un-sfert-din-creditele-prima-casa_db\/","title":{"rendered":"Locuin\u021bele de dup\u0103 boom, un sfert din creditele Prima Cas\u0103"},"content":{"rendered":"

La mai bine de un an de la demararea programului guvernamental, preferin\u021bele rom\u00e2nilor se \u00eendreapt\u0103 preponderent spre casele construite \u00eenainte de 2008.<\/strong><\/p>\n

Cei doi ani de recesiune au adus \u0219i motive de bucurie rom\u00e2nilor care \u00ee\u0219i doreau o cas\u0103, dar se uitau cu groaz\u0103 la ofertele disponibile pe pia\u021b\u0103. Primul este reprezentat de sc\u0103derea drastic\u0103 a pre\u021burilor. Al doilea motiv ar fi faptul c\u0103 dezvoltatorii au \u00eenceput s\u0103 se reorienteze c\u0103tre locuin\u021be adaptate contextului economic actual<\/a>: suprafe\u021be mai mici \u0219i mai bine distribuite, finisaje medii, nu de lux.<\/p>\n

\"\"<\/a>Pentru moment \u00eens\u0103, impactul schimb\u0103rilor pe care au \u00eenceput s\u0103 le fac\u0103 dezvoltatorii este unul redus. Cel pu\u021bin asta arat\u0103 rezultatele \u00eenregistrate p\u00e2n\u0103 acum de programul Prima Cas\u0103, care are ca public \u021bint\u0103 marea mas\u0103 a poten\u021bialilor cump\u0103r\u0103tori. Astfel, potrivit datelor furnizate de c\u0103tre Fondul Na\u0163ional de Garantare a Creditelor pentru IMM (FNGCIMM), p\u00e2n\u0103 la data de 26 august, 74% din totalul creditelor acordate prin Prima Cas\u0103 au avut ca obiect imobile finalizate \u00eenainte de anul 2008, \u00een vreme ce 26% de garan\u021bii au vizat locuin\u021be construite (sau \u00eencepute) dup\u0103 2008.<\/p>\n

Rom\u00e2nul nu mai cump\u0103r\u0103 \u00een faza de proiect<\/strong>
\nCum se explic\u0103 reticen\u021ba aplicantului la Prima Cas\u0103 de a cump\u0103ra o locuin\u021b\u0103 demarat\u0103 sau finalizat\u0103 dup\u0103 debutul recesiunii? \u201cSuntem \u00eentr-o perioad\u0103 \u00een care majoritatea construc\u021biilor noi sunt ridicate \u00een perioada de boom. Mai \u00eent\u00e2i trebuie date stocurile vechi \u0219i \u00eencepute ansambluri noi, pe terenuri \u0219i materiale cump\u0103rate la pre\u021buri de criz\u0103\u201d, spune Iulian Niculae<\/a>, general managerul agen\u021biei Victoria Consult. Deocamdat\u0103, precizeaz\u0103 acesta, exist\u0103 c\u00e2teva astfel de op\u021biuni, dar majoritatea sunt pe h\u00e2rtie. Or, \u00een contextul actual, rom\u00e2nul nu mai cump\u0103r\u0103 cu niciun chip din faza de proiect.<\/p>\n

Pre\u021buri mai bune la apartamentele vechi<\/strong>
\nDe cele mai multe ori, poten\u021bialul cump\u0103r\u0103tor se vede pus \u00een situa\u021bia de a alege din op\u021biunile care sunt deja disponibile pe pia\u021b\u0103. Problema este c\u0103 majoritatea locuin\u021belor finalizate fie au fie pre\u021buri prea mari comparativ cu puterea de cump\u0103rare a popula\u021biei, fie au o localizare proast\u0103. \u201c\u00cen aceea\u0219i zon\u0103, \u00een mod clar apartamentele vechi au pre\u021buri mai bune dec\u00e2t cele noi<\/a>. \u00cen unele cazuri, diferen\u021ba ajunge \u0219i la 30-40%\u201d, explic\u0103 Niculae.<\/p>\n

Pe de alt\u0103 parte, ansamblurile noi care au pre\u021buri care se \u00eencadreaz\u0103 \u00een plafonul impus de Prima Cas\u0103, de obicei nu au o localizare bun\u0103. \u201cCei care ar cump\u0103ra un apartament nou la pre\u021b de Prima Cas\u0103 ar trebui s\u0103 se mute mai departe\u201d, arat\u0103 reprezentantul Victoria Consult. Acesta d\u0103 exemplul unui ansamblu reziden\u021bial construit \u00een Jilava, unde un apartament cu dou\u0103 camere cu o suprafa\u021b\u0103 de aproape 60 de metri p\u0103tra\u021bi cost\u0103 54.000 de euro. \u201cDac\u0103 ar fi apartaentele astea \u00een Titan, la acela\u0219i pre\u021b, s-ar vinde imediat\u201d, spune Niculae.<\/p>\n

Evolu\u021bie Prima Cas\u0103:<\/strong>
\nPotrivit datelor FNGCIMM, p\u00e2n\u0103 la data de 26 august 2010, \u00een cadrul celor dou\u0103 etape ale programului guvernamental au fost acordate peste 26.500 de credite, valoarea total\u0103 a garan\u021biilor fiind de aproximativ 1,099 miliarde de euro. La sf\u00e2r\u0219itul lunii ianuarie 2010, fuseser\u0103 acordate credite \u00een valoare de 600 milioane de euro, din care 70 de milioane de euro numai de la \u00eenceputul lui 2010. \u00cen cadrul etapei a doua a programului<\/a>, p\u00e2n\u0103 la sf\u00e2r\u015fitul lunii aprilie FNGCIMM aprobase aproximativ 860 de garan\u0163ii, \u00een valoare de circa 37 milioane de euro.\n<\/div>\n","protected":false},"excerpt":{"rendered":"

La mai bine de un an de la demararea programului guvernamental, preferin\u021bele rom\u00e2nilor se \u00eendreapt\u0103 preponderent spre casele construite \u00eenainte de 2008. Cei doi ani de recesiune au adus \u0219i motive de bucurie rom\u00e2nilor care \u00ee\u0219i doreau o cas\u0103, dar se uitau cu groaz\u0103 la ofertele disponibile pe pia\u021b\u0103. Primul este reprezentat de sc\u0103derea drastic\u0103 […]<\/p>\n","protected":false},"author":829,"featured_media":6297,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[348,353,306,360,388,323],"content_author":[],"class_list":{"0":"post-6284","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"tag-apartamente-noi","8":"tag-apartamente-vechi","9":"tag-articole","10":"tag-criza","11":"tag-iulian-niculae","12":"tag-preturi"},"yoast_head":"\nLocuin\u021bele de dup\u0103 boom, un sfert din creditele Prima Cas\u0103 - ImoExpert<\/title>\n<meta name=\"description\" content=\"La mai bine de un an de la demararea programului guvernamental, preferin\u021bele rom\u00e2nilor se \u00eendreapt\u0103 preponderent spre casele construite \u00eenainte de 2008.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" 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