{"id":65889,"date":"2023-01-10T16:56:44","date_gmt":"2023-01-10T14:56:44","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=65889"},"modified":"2023-01-10T16:56:44","modified_gmt":"2023-01-10T14:56:44","slug":"ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7_db\/","title":{"rendered":"Ratele rom\u00e2nilor vor cre\u0219te \u00een anul 2023. BNR a decis majorarea dob\u00e2nzii de referin\u021b\u0103 cu 0,25%, p\u00e2n\u0103 la 7%"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" data-id=\"65890\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/01\/credite-ipotecare.jpg\" alt=\"\" class=\"wp-image-65890\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/01\/credite-ipotecare.jpg 800w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/01\/credite-ipotecare-300x200.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/01\/credite-ipotecare-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/figure>\n\n\n\n<p><strong>Consiliul de Administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR) a hot\u0103r\u00e2t mar\u0163i, 10 ianuarie, \u00een prima \u0219edin\u021b\u0103 de politic\u0103 monetar\u0103 din acest an, majorarea dob\u00e2nzii de referin\u021b\u0103 cu 0,25%, p\u00e2n\u0103 la 7%. Decizia se traduce, astfel, prin rate mai mari pentru rom\u00e2nii care au credite cu dob\u00e2nd\u0103 variabil\u0103.<\/strong><\/p>\n\n\n\n<p><strong>A unsprezecea majorare din ultimii doi ani<\/strong><\/p>\n\n\n\n<p>Potrivit informa\u021biilor transmise, BNR se a\u0219teapt\u0103 la o infla\u021bie de o cifr\u0103 in trimestrul III al anului curent, iar aceast\u0103 sc\u0103dere vine ca efect al prelungirii schemelor de plafonare \u0219i compensare a pre\u021burilor la energie p\u00e2n\u0103 la 31 martie 2025.<\/p>\n\n\n\n<p>Decizia BNR din 10 ianuarie 2023, prevede:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>majorarea ratei dob\u00e2nzii de politic\u0103 monetar\u0103 la nivelul de 7,00 la sut\u0103 pe an, de la 6,75 la sut\u0103 pe an, \u00eencep\u00e2nd cu data de 11 ianuarie 2023;<\/li><li>majorarea ratei dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 8,00 la sut\u0103 pe an, de la 7,75 la sut\u0103 pe an, \u0219i cre\u0219terea ratei dob\u00e2nzii la facilitatea de depozit la 6,00 la sut\u0103, de la 5,75 la sut\u0103 pe an, \u00eencep\u00e2nd cu data de 11 ianuarie 2023;<\/li><li>men\u021binerea nivelurilor actuale ale ratelor rezervelor minime obligatorii pentru pasivele \u00een lei \u0219i \u00een valut\u0103 ale institu\u021biilor de credit.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ce urm\u0103re\u0219te BNR<\/strong>?<\/h3>\n\n\n\n<p>Deciziile CA al BNR urm\u0103resc ancorarea anticipa\u021biilor infla\u021bioniste pe termen mediu, precum \u0219i stimularea economisirii prin cre\u0219terea ratelor dob\u00e2nzilor bancare, \u00een vederea readucerii durabile a ratei anuale a infla\u021biei \u00een linie cu \u021binta sta\u021bionar\u0103 de 2,5 la sut\u0103 \u00b11 punct procentual, \u00eentr-o manier\u0103 care s\u0103 contribuie la realizarea unei cre\u0219teri economice sustenabile. \u00cen contextul actual, mixul echilibrat de politici macroeconomice \u0219i implementarea de reforme structurale inclusiv prin utilizarea fondurilor europene care s\u0103 stimuleze poten\u0163ialul de cre\u015ftere pe termen lung sunt esen\u021biale pentru men\u021binerea stabilit\u0103\u021bii macroeconomice \u0219i \u00eent\u0103rirea capacit\u0103\u021bii economiei rom\u00e2ne\u0219ti de a face fa\u021b\u0103 unor evolu\u021bii adverse.<strong><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Consiliul de Administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR) a hot\u0103r\u00e2t mar\u0163i, 10 ianuarie, \u00een prima \u0219edin\u021b\u0103 de politic\u0103 monetar\u0103 din acest an, majorarea dob\u00e2nzii de referin\u021b\u0103 cu 0,25%, p\u00e2n\u0103 la 7%. Decizia se traduce, astfel, prin rate mai mari pentru rom\u00e2nii care au credite cu dob\u00e2nd\u0103 variabil\u0103. A unsprezecea majorare din ultimii doi ani [&hellip;]<\/p>\n","protected":false},"author":853852,"featured_media":65890,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,259],"tags":[294],"content_author":[],"class_list":["post-65889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","category-stiri","tag-credite-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ratele rom\u00e2nilor vor cre\u0219te \u00een anul 2023. BNR a decis majorarea dob\u00e2nzii de referin\u021b\u0103 cu 0,25%, p\u00e2n\u0103 la 7% - Credite, \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Consiliul de Administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR) a hot\u0103r\u00e2t mar\u0163i, 10 ianuarie, \u00een prima \u0219edin\u021b\u0103 de politic\u0103 monetar\u0103 din acest an,\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ratele rom\u00e2nilor vor cre\u0219te \u00een anul 2023. BNR a decis majorarea dob\u00e2nzii de referin\u021b\u0103 cu 0,25%, p\u00e2n\u0103 la 7%\" \/>\n<meta property=\"og:description\" content=\"Consiliul de Administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR) a hot\u0103r\u00e2t mar\u0163i, 10 ianuarie, \u00een prima \u0219edin\u021b\u0103 de politic\u0103 monetar\u0103 din acest an,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-10T14:56:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/01\/credite-ipotecare.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Corina Sfia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Corina Sfia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ratele-romanilor-vor-creste-in-anul-2023-bnr-a-decis-majorarea-dobanzii-de-referinta-cu-025-pana-la-7_db\/\"},\"author\":{\"name\":\"Corina Sfia\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/05beb62efa22e8e5445349a3eb6c5247\"},\"headline\":\"Ratele rom\u00e2nilor vor cre\u0219te \u00een anul 2023. 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