{"id":66268,"date":"2023-04-06T12:26:37","date_gmt":"2023-04-06T09:26:37","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=66268"},"modified":"2023-04-06T12:26:37","modified_gmt":"2023-04-06T09:26:37","slug":"7-mituri-la-cumpararea-unei-locuinte","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/","title":{"rendered":"7 \u201emituri\u201d la cump\u0103rarea unei locuin\u021be"},"content":{"rendered":"
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Indiferent c\u0103 te afli la prima tranzac\u021bie sau nu, atunci c\u00e2nd te g\u00e2nde\u0219ti s\u0103-\u021bi cumperi o locuin\u021b\u0103 te po\u021bi lovi, la nivel mental, de o serie de \u201emituri\u201d. De\u0219i aparent inofensive, aceste idei preconcepute se pot transforma \u00een obstacole importante \u00een luarea celei mai bune decizii. Pentru a preveni regretele ulterioare, iat\u0103 o trecere \u00een revist\u0103 a \u0219apte asemenea \u201emituri\u201d:<\/p>\n\n\n\n

1. Nu voi putea g\u0103si ceea ce-mi doresc<\/strong><\/p>\n\n\n\n

Este adev\u0103rat c\u0103, de cele mai multe ori, exist\u0103 o diferen\u021b\u0103 (uneori substan\u021bial\u0103) \u00eentre locuin\u021ba \u201eideal\u0103\u201d \u0219i cea \u201epotrivit\u0103\u201d pentru tine. Oric\u00e2t de mult \u0219i-ar dori-o, nu oricine \u00ee\u0219i poate permite o vil\u0103 cu piscin\u0103 \u2013 cel pu\u021bin nu \u00een cel mai exclusivist cartier al Capitalei! Asta nu \u00eenseamn\u0103 \u00eens\u0103 c\u0103, dac\u0103 e\u0219ti dispus s\u0103 ai r\u0103bdare, s\u0103 depui ceva efort \u00een plus \u0219i s\u0103 faci anumite compromisuri, nu po\u021bi g\u0103si o proprietate c\u00e2t mai apropiat\u0103 de dorin\u021bele tale. Spre exemplu, poate c\u0103 tu \u00ee\u021bi dore\u0219ti o cas\u0103 la curte, dar e\u0219ti descurajat de s\u0103r\u0103cia ofertei \u0219i de pre\u021burile solicitate de v\u00e2nz\u0103tori; extinz\u00e2ndu-\u021bi \u00eens\u0103 sfera aten\u021biei spre periferia ora\u0219ului, po\u021bi descoperi oportunit\u0103\u021bi foarte interesante, adaptate bugetului t\u0103u!<\/p>\n\n\n\n

2. Ar trebui s\u0103 mai a\u0219tept cu achizi\u021bia unei locuin\u021be<\/strong><\/p>\n\n\n\n

Dup\u0103 declan\u0219area recesiunii economice, mul\u021bi poten\u021biali cump\u0103r\u0103tori au c\u0103zut \u00eentr-o stare de expectativ\u0103, am\u00e2n\u00e2ndu-\u0219i deciziile de achizi\u021bie pe termen (mai mult sau mai pu\u021bin) nedefinit. Motiva\u021bia acestui comportament a fost dubl\u0103: pe de o parte, ace\u0219ti poten\u021biali cump\u0103r\u0103tori resim\u021beau o acut\u0103 nesiguran\u021b\u0103 \u00een ceea ce prive\u0219te situa\u021bia economic\u0103 \u2013 personal\u0103, dar \u0219i general\u0103; pe de alt\u0103 parte, mul\u021bi mizau pe accentuarea tendin\u021bei de sc\u0103dere a pre\u021burilor, astfel \u00eenc\u00e2t s\u0103 poat\u0103 cump\u0103ra o locuin\u021b\u0103 la un pre\u021b c\u00e2t mai mic.<\/p>\n\n\n\n

\u00cen momentul de fa\u021b\u0103, aceast\u0103 din urm\u0103 a\u0219teptare este nerealist\u0103, cel pu\u021bin pentru viitorul apropiat. Este adev\u0103rat c\u0103 pia\u021ba imobiliar\u0103 are o evolu\u021bie ciclic\u0103, trec\u00e2nd prin perioade succesive de cre\u0219teri \u0219i sc\u0103deri, \u00eens\u0103 datele de pia\u021b\u0103 arat\u0103 c\u0103 ea se afl\u0103 momentan \u00eentr-un nou ciclu de cre\u0219tere (mai temperat dec\u00e2t \u00een 2007-2008). O estimare \u00een ceea ce prive\u0219te momentul \u00een care pre\u021burile locuin\u021belor vor atinge un nou prag minim este dificil de f\u0103cut, chiar \u0219i de c\u0103tre cei mai experimenta\u021bi anali\u0219ti ai acestei pie\u021be.<\/p>\n\n\n\n

\u00cen acest context, juc\u0103torii din imobiliare recunosc c\u0103 cel mai bun moment pentru achizi\u021bia unei locuin\u021be este atunci c\u00e2nd ai cu adev\u0103rat nevoie de ea. Bine\u00een\u021beles c\u0103 trebuie s\u0103 iei \u00een calcul \u0219i trendurile pie\u021bei la un moment dat, \u00eens\u0103 decizia de a cump\u0103ra este (sau ar trebui s\u0103 fie!) dictat\u0103 \u00een primul r\u00e2nd de situa\u021bia ta personal\u0103 (familial\u0103, profesional\u0103, dar \u0219i financiar\u0103).<\/p>\n\n\n\n

3. Dac\u0103 am cash, pot negocia substan\u021bial pre\u021bul<\/strong><\/p>\n\n\n\n

De\u0219i, \u00een contextul actual de pia\u021b\u0103, majoritatea celor afla\u021bi \u00een c\u0103utarea unei locuin\u021be mizeaz\u0103 pe contractarea unui credit bancar pentru a putea face o asemenea achizi\u021bie, unii dispun \u0219i de bani ghea\u021b\u0103. Datorit\u0103 perioadei semnificativ mai reduse \u00een care poate fi o \u00eencheiat\u0103 o tranzac\u021bie cu cash, acest aspect constituie un atu \u00een negocierea cu proprietarul. Totu\u0219i, a\u0219tept\u0103rile tale nu ar trebui s\u0103 fie nerealiste \u00een ceea ce prive\u0219te \u201ediscountul\u201d pe care l-ai putea ob\u021bine astfel \u2013 \u00eentruc\u00e2t majoritatea v\u00e2nz\u0103torilor ar prefera, probabil, s\u0103 a\u0219tepte o lun\u0103 \u00een plus dup\u0103 un cump\u0103r\u0103tor cu credit dec\u00e2t s\u0103 v\u00e2nd\u0103 \u201e\u00een pierdere\u201d cu 10%, spre exemplu.<\/p>\n\n\n\n

4. M\u0103 pot descurca singur cu tot ceea ce presupune o tranzac\u021bie<\/strong><\/p>\n\n\n\n

Mul\u021bi rom\u00e2ni au o mentalitate de tip \u201edo-it-yourself\u201d, inclusiv \u00een imobiliare. Chiar \u0219i cei care nu au mai \u00eencheiat vreodat\u0103 o tranzac\u021bie pot porni la drum cu acest mod de g\u00e2ndire, excluz\u00e2nd din start ideea de a apela la ajutorul unui consultant \u2013 agent imobiliar, broker de credite, jurist, expert \u00een construc\u021bii etc. Adev\u0103rul este \u00eens\u0103 c\u0103 ajutorul unor speciali\u0219ti \u2013 \u00een imobiliare \u0219i alte domenii conexe \u2013 se poate dovedi de-a dreptul salutar at\u00e2t \u00een luarea celei mai bune decizii de achizi\u021bie, c\u00e2t \u0219i \u00een parcurgerea f\u0103r\u0103 probleme a etapelor unei tranzac\u021bii.<\/p>\n\n\n\n

5. Trebuie s\u0103 iau decizia de achizi\u021bie c\u00e2t mai repede<\/strong><\/p>\n\n\n\n

Pe fondul ritmului alert de cre\u0219tere a pre\u021burilor, deciziile de achizi\u021bie se luau foarte rapid \u00een perioada de boom. De\u0219i acum cump\u0103r\u0103torii sunt semnificativ mai tempera\u021bi, pericolul de a lua o decizie \u201esub presiune\u201d exist\u0103 \u00eenc\u0103. Atunci c\u00e2nd g\u0103se\u0219ti o proprietate de care e\u0219ti \u00eenc\u00e2ntat, spre exemplu, te po\u021bi hot\u0103r\u00ee ad-hoc, f\u0103r\u0103 s\u0103-\u021bi acorzi un necesar timp de g\u00e2ndire pentru a analiza toate variabilele problemei; acela\u0219i lucru se poate \u00eent\u00e2mpla \u0219i din dorin\u021ba de a nu \u201epierde\u201d o locuin\u021b\u0103 \u00een favoarea altui cump\u0103r\u0103tor cu care e\u0219ti \u00een competi\u021bie. Oricum ar fi, ai nevoie s\u0103-\u021bi acorzi suficient timp pentru a lua o decizie de achizi\u021bie a unei locuin\u021be. Un avantaj important din acest punct de vedere este c\u0103, ast\u0103zi, v\u00e2nz\u0103rile nu se mai fac \u201ede pe o zi pe alta\u201d.<\/p>\n\n\n\n

6. Apartamentele \u201ede lux\u201d<\/strong><\/p>\n\n\n\n

\u00cen procesul de c\u0103utare a unei locuin\u021be vei descoperi, probabil, destul de multe anun\u021buri etichetate ca fiind \u201ede lux\u201d. De aceea, este important s\u0103 ai \u00een vedere c\u0103, cel mai adesea, asemenea descrieri se refer\u0103 la finisajele \u0219i \u00eembun\u0103t\u0103\u021birile de care dispune o locuin\u021b\u0103. Pentru a fi cu adev\u0103rat \u201ede lux\u201d, o proprietate trebuie s\u0103 \u00eendeplineasc\u0103 mai multe criterii, cum ar fi localizarea, tipul imobilului, suprafa\u021ba disponibil\u0103, precum \u0219i facilit\u0103\u021bile disponibile. Este greu de imaginat, a\u0219adar, c\u0103 un apartament amplasat \u00eentr-un bloc \u201ecomunist\u201d se poate \u00eencadra \u00een aceast\u0103 categorie.<\/p>\n\n\n\n

7. Cump\u0103r\u00e2nd o locuin\u021b\u0103 nerenovat\u0103 pot economisi foarte mult<\/strong><\/p>\n\n\n\n

Din dorin\u021ba de a \u00eencheia o tranzac\u021bie la un pre\u021b c\u00e2t mai mic, unii cump\u0103r\u0103tori pot opta pentru locuin\u021be aflate \u00eentr-o stare foarte proast\u0103, ce ar avea nevoie de lucr\u0103ri complete de renovare \u0219i amenajare. Aceast\u0103 solu\u021bie nu-\u021bi garanteaz\u0103 \u00eens\u0103 c\u0103 vei putea face economii masive. Astfel, te po\u021bi trezi \u00een situa\u021bia ca toate lucr\u0103rile de care are nevoie proprietatea s\u0103 \u201eabsoarb\u0103\u201d mare parte din banii pe care ai reu\u0219it s\u0103-i economise\u0219ti ini\u021bial \u2013 f\u0103r\u0103 a lua \u00een calcul, desigur, timpul \u0219i efortul implicate de o asemenea \u201eopera\u021biune\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"

Indiferent c\u0103 te afli la prima tranzac\u021bie sau nu, atunci c\u00e2nd te g\u00e2nde\u0219ti s\u0103-\u021bi cumperi o locuin\u021b\u0103 te po\u021bi lovi, la nivel mental, de o serie de \u201emituri\u201d. De\u0219i aparent inofensive, aceste idei preconcepute se pot transforma \u00een obstacole importante \u00een luarea celei mai bune decizii. Pentru a preveni regretele ulterioare, iat\u0103 o trecere \u00een […]<\/p>\n","protected":false},"author":842160,"featured_media":66269,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[],"content_author":[],"class_list":["post-66268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri"],"yoast_head":"\n7 \u201emituri\u201d la cump\u0103rarea unei locuin\u021be - \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Indiferent c\u0103 te afli la prima tranzac\u021bie sau nu, atunci c\u00e2nd te g\u00e2nde\u0219ti s\u0103-\u021bi cumperi o locuin\u021b\u0103 te po\u021bi lovi, la nivel mental, de o serie de \u201emituri\u201d.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 \u201emituri\u201d la cump\u0103rarea unei locuin\u021be\" \/>\n<meta property=\"og:description\" content=\"Indiferent c\u0103 te afli la prima tranzac\u021bie sau nu, atunci c\u00e2nd te g\u00e2nde\u0219ti s\u0103-\u021bi cumperi o locuin\u021b\u0103 te po\u021bi lovi, la nivel mental, de o serie de \u201emituri\u201d.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/AlexandraGabita\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-06T09:26:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/04\/broker-credit-1-1024x577.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"577\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alexandra Manolache\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alexandra Manolache\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\"},\"author\":{\"name\":\"Alexandra Manolache\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/f3350e4786cf9f97888b908d7a00105c\"},\"headline\":\"7 \u201emituri\u201d la cump\u0103rarea unei locuin\u021be\",\"datePublished\":\"2023-04-06T09:26:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\"},\"wordCount\":1148,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/04\/broker-credit-1.png\",\"articleSection\":[\"\u0218tiri\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/#respond\"]}],\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/7-mituri-la-cumpararea-unei-locuinte_db\/\",\"name\":\"7 \u201emituri\u201d la cump\u0103rarea unei locuin\u021be - 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Absolvent\u0103 a Facult\u0103\u021bii de Cibernetic\u0103, Statistic\u0103 \u0219i Informatic\u0103 Economic\u0103 (FEAA Timi\u0219oara), vine cu o baz\u0103 solid\u0103 \u00een digital \u0219i economie \u0219i o experien\u021b\u0103 de 9 ani \u00een digital marketing. 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