{"id":67521,"date":"2023-09-20T17:37:15","date_gmt":"2023-09-20T14:37:15","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=67521"},"modified":"2023-09-20T17:37:15","modified_gmt":"2023-09-20T14:37:15","slug":"cati-bani-iau-bucurestenii-de-la-banca-pentru-a-si-cumpara-o-locuinta","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/cati-bani-iau-bucurestenii-de-la-banca-pentru-a-si-cumpara-o-locuinta_db\/","title":{"rendered":"C\u00e2\u021bi bani iau bucure\u0219tenii de la banc\u0103 pentru a-\u0219i cump\u0103ra o locuin\u021b\u0103?"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

\u00cen Capital\u0103, valoarea medie a unui credit accesat de c\u0103tre cei care vor s\u0103-\u0219i cumpere o locuin\u021b\u0103 a fost pe parcursul acestui an de 64.908 euro, potrivit celor mai noi informa\u021bii venite din partea exper\u021bilor Imobiliare.ro Finance, brokerul de credite din cadrul grupului Imobiliare.ro.<\/strong><\/p>\n\n\n\n

„Valoarea medie a creditelor acordate \u00een Bucure\u0219ti pentru achizi\u021bionarea locuin\u021belor este, conform datelor noastre, \u00een u\u0219oar\u0103 sc\u0103dere comparativ cu anul anterior c\u00e2nd, \u00een primele 8 luni, se \u00eenregistra o medie de 65.617 euro. Aceasta nu este \u00eens\u0103, neap\u0103rat, \u0219i valoarea efectiv\u0103 a propriet\u0103\u021bilor cump\u0103rate prin credit. Astfel, putem spune c\u0103 bucure\u0219tenii au adus \u00een 2023 un aport personal crescut ca avans la cump\u0103rarea unei locuin\u021be”, a declarat Dan Niculae, Managing Director Imobiliare.ro Finance<\/a><\/strong>.<\/p>\n\n\n\n

Pre\u021bul mediu solicitat pentru apartamentele vechi \u0219i noi scoase la v\u00e2nzare \u00een Capital\u0103 a ajuns, potrivit Indicelui Imobiliare.ro, la 1.508 euro\/mp \u00een luna august. De\u0219i se pot observa unele tendin\u021be de redresare \u00een ultima perioad\u0103, apartamentele se v\u00e2nd, \u00een medie, cu pre\u021buri u\u0219or mai sc\u0103zute dec\u00e2t \u00een perioada similar\u0103 a anului trecut. Desigur, lucrurile difer\u0103 de la o proprietate la alta \u00een func\u021bie de tipul locuin\u021bei, segmentul de pia\u021b\u0103 pe care se pozi\u021bioneaz\u0103 aceasta, localizare, facilit\u0103\u021bi \u0219i multe altele.<\/p>\n\n\n\n

Dac\u0103 arunc\u0103m o privire la datele oficiale de la nivel na\u021bional, observ\u0103m, totodat\u0103, c\u0103 pe parcursul lui 2023 pia\u021ba credit\u0103rii a \u00eenregistrat o cre\u0219tere cu 13% fa\u021b\u0103 de anul trecut. Sunt incluse aici refinan\u021b\u0103rile \u0219i renegocierile, care conform estim\u0103rilor speciali\u0219tilor Imobiliare.ro Finance<\/a> reprezint\u0103 aproximativ 25%-30% la nivelul pie\u021bei.<\/p>\n\n\n\n

Mai mul\u021bi rom\u00e2ni apeleaz\u0103 la brokeri de credite. Hai la TNI s\u0103-l g\u0103se\u0219ti pe al t\u0103u<\/strong><\/p>\n\n\n\n

Din ce \u00een ce mai mul\u021bi rom\u00e2ni apeleaz\u0103 la asisten\u021ba oferit\u0103 de un broker de credite fa\u021b\u0103 de anii anteriori. Circa 25%-30% dintre cump\u0103r\u0103tori fac acest lucru la ora actual\u0103, \u00een condi\u021biile \u00een care la nivel european ponderea clien\u021bilor care solicit\u0103 asisten\u021ba unui specialist pentru a ob\u021bine finan\u021bare dep\u0103\u0219e\u0219te 50%.<\/p>\n\n\n\n

Dac\u0103 e\u0219ti \u0219i tu interesat de cump\u0103rarea unei locuin\u021be, atunci \u00ee\u021bi recomand\u0103m s\u0103 faci o vizit\u0103 s\u0103pt\u0103m\u00e2na aceasta la T\u00e2rgul Na\u021bional Imobiliar (TNI). Este organizat \u00een perioada 22-24 septembrie, la Palatul Parlamentului din Bucure\u0219ti, \u0219i reune\u0219te 110 companii expozante cu peste 20.000 de oferte imobiliare. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

O echip\u0103 de brokeri Imobiliare.ro Finance va fi prezent\u0103 la eveniment. Te a\u0219tept\u0103m la standul nostru pentru a face primii pa\u0219i spre achizi\u021bia locuin\u021bei pe care \u021bi-o dore\u0219ti, \u00een cele mai bune condi\u021bii de creditare. <\/p>\n\n\n\n

Po\u021bi ob\u021bine gratuit o ofert\u0103 personalizat\u0103 de la peste 25 de b\u0103nci \u0219i institu\u021bii financiare cu cele mai avantajoase dob\u00e2nzi de pe pia\u021b\u0103.\u00a0Brokerii \u00ee\u021bi pot oferi consultan\u021b\u0103 inclusiv dac\u0103 e\u0219ti interesat de accesarea unui credit de nevoi personale sau de o refinan\u021bare.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Dac\u0103 e\u0219ti unul dintre vizitatorii care solicit\u0103 o ofert\u0103 pentru un credit ipotecar, vei intra automat \u00eentr-un concurs cu premii atractive. Imobiliare.ro Finance pl\u0103te\u0219te prima rat\u0103 a creditului primilor doi c\u00e2\u0219tig\u0103tori, \u00een valoare de p\u00e2n\u0103 la 600 euro, respectiv 300 euro. Premiul III const\u0103 \u00een plata evalu\u0103rii propriet\u0103\u021bii, \u00een valoare de p\u00e2n\u0103 la 100 euro. Regulamentul concursului poate fi consultat aici<\/a>.<\/p>\n\n\n\n

Te a\u0219tept\u0103m la stand vineri \u0219i s\u00e2mb\u0103t\u0103 \u00eentre 10:00 \u2013 19:00 \u0219i duminic\u0103 \u00eentre 10:00 \u2013 16:00. Intrarea la t\u00e2rgul imobilar este gratuit\u0103 \u00een baza codului QR generat de aplica\u021bia de mobil TNI.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00cen Capital\u0103, valoarea medie a unui credit accesat de c\u0103tre cei care vor s\u0103-\u0219i cumpere o locuin\u021b\u0103 a fost pe parcursul acestui an de 64.908 euro, potrivit celor mai noi informa\u021bii venite din partea exper\u021bilor Imobiliare.ro Finance, brokerul de credite din cadrul grupului Imobiliare.ro. „Valoarea medie a creditelor acordate \u00een Bucure\u0219ti pentru achizi\u021bionarea locuin\u021belor este, […]<\/p>\n","protected":false},"author":5891,"featured_media":67522,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[1159,294,1347,2190,417],"content_author":[],"class_list":["post-67521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri","tag-broker-credite","tag-credite-2","tag-credite-ipotecare","tag-imobiliare-ro-finance","tag-tni"],"yoast_head":"\nC\u00e2\u021bi bani iau bucure\u0219tenii de la banc\u0103 pentru a-\u0219i cump\u0103ra o locuin\u021b\u0103? 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