{"id":68012,"date":"2023-11-06T10:35:02","date_gmt":"2023-11-06T08:35:02","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=68012"},"modified":"2023-11-06T10:35:02","modified_gmt":"2023-11-06T08:35:02","slug":"credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/","title":{"rendered":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit-1024x678.jpg\" alt=\"\" class=\"wp-image-68018\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit-1024x678.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit-300x199.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit-768x509.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg 1208w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Vrei un credit ipotecar? Bine ai venit \u00een atelierul <a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/credite-ipotecare#calculator_credit\" target=\"_blank\" rel=\"noreferrer noopener\">Imobiliare.ro Finance<\/a>! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat m\u0103surile \u0219i s\u0103-\u021bi croiasc\u0103 o ofert\u0103 personalizat\u0103 at\u00e2t pe gustul, c\u00e2t \u0219i pe m\u0103sura ta.<\/strong><\/p>\n\n\n\n<p>Acum c\u0103 ai hot\u0103r\u00e2t s\u0103 iei un \u00eemprumut pentru a-\u021bi cump\u0103ra o cas\u0103 sau un apartament, iat\u0103 ce trebuie s\u0103 \u0219tii. \u00cen primul r\u00e2nd, to\u021bi cei care apeleaz\u0103 la b\u0103nci \u0219i la alte institu\u021bii financiare pentru a accesa un credit trebuie s\u0103 \u00eendeplineasc\u0103 o serie de condi\u021bii.&nbsp;<\/p>\n\n\n\n<p>V\u00e2rsta este una dintre ele. Trebuie s\u0103 ai cel pu\u021bin 18 ani pentru a lua un \u00eemprumut. Exist\u0103 \u0219i o limit\u0103 maxim\u0103 \u00een acest sens, dar poate varia de la o banc\u0103 la alta. Unii accept\u0103 poten\u021biali clien\u021bi p\u00e2n\u0103 la 65 de ani, al\u021bii dau \u00eemprumuturi \u0219i pentru persoane mai \u00eenaintate \u00een v\u00e2rst\u0103. Un broker de credite te poate ajuta s\u0103 identifici din start acele b\u0103nci de la care ai cele mai mari \u0219anse s\u0103 iei un \u00eemprumut.&nbsp;<\/p>\n\n\n\n<iframe loading=\"lazy\" style=\"height: 396px!important;\" src=\"https:\/\/www.youtube.com\/embed\/zMVu_iBSMqw?si=hTktj0AxTCBatDl1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen=\"\" width=\"792\" height=\"396\" frameborder=\"0\"><\/iframe>\n\n\n\n<p>S\u0103 ai venituri stabile este o alt\u0103 condi\u021bie important\u0103, atunci c\u00e2nd cau\u021bi finan\u021bare. Po\u021bi ob\u021bine banii de la angajator, sub form\u0103 de salariu, sau po\u021bi s\u0103 ai venituri din chirii sau dividende. Poate c\u00e2\u0219tigi bani printr-un PFA sau ai pensie. Sunt b\u0103nci care \u00ee\u021bi cer s\u0103 fi angajat de cel pu\u021bin 3-6 luni la actualul job. Altele solicit\u0103 o vechime \u00een munc\u0103 de cel pu\u021bin un an. <\/p>\n\n\n\n<p>Condi\u021biile de eligibilitate variaz\u0103, dar chiar \u0219i \u00een cele mai complicate cazuri, un profesionist din echipa Imobiliare.ro Finance te poate sprijini s\u0103 g\u0103se\u0219ti o variant\u0103 prin care s\u0103 ai \u0219i tu dreptul la finan\u021bare. Brokerii no\u0219tri au ajutat deja 60.000 de persoane s\u0103 ob\u021bin\u0103 creditul potrivit, deci po\u021bi s\u0103 ai \u00eencredere deplin\u0103 \u00een ei. <strong><a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/credite-ipotecare#calculator_suma_eligibila\" target=\"_blank\" rel=\"noreferrer noopener\">Po\u021bi s\u0103 \u00eencepi aici cu o simulare de credit gratuit\u0103.<\/a><\/strong><\/p>\n\n\n\n<p>Trebuie s\u0103 demonstrezi, \u00een plus, c\u0103 nu ai datorii \u0219i e\u0219ti un bun platnic, deci vei achita la timp rata lunar\u0103. Toate aceste lucruri sunt luate \u00een considerare \u00een etapa de evaluare a eligibilit\u0103\u021bii prin care treci la \u00eenceput \u00een rela\u021bia cu orice banc\u0103 sau institu\u021bie financiar\u0103. Pe baza lor vei ob\u021bine un punctaj numit scoring. Cu c\u00e2t este mai bun, cu at\u00e2t ai mai multe \u0219anse s\u0103 prime\u0219ti suma de bani de care ai nevoie.<\/p>\n\n\n\n<p>\u0218i la acest capitol un broker de credite te poate sprijini cu succes pentru c\u0103 te va ajuta s\u0103-\u021bi cre\u0219ti scoringul p\u00e2n\u0103 \u00een momentul \u00een care aplici efectiv pentru a ob\u021bine o finan\u021bare.<\/p>\n\n\n\n<p>Avansul este \u0219i el deosebit de important. Ai nevoie de 15% din valoarea propriet\u0103\u021bii pentru creditele \u00een lei. Procentul ajunge la 25%, dac\u0103 te g\u00e2nde\u0219ti s\u0103 iei un credit \u00een euro. Po\u021bi s\u0103 achi\u021bi, \u00een schimb, doar 5% dac\u0103 optezi pentru programul guvernamental Noua Cas\u0103.&nbsp;<\/p>\n\n\n\n<p>Acesta este un nou punct \u00een procesul pe care-l parcurgi pentru a ob\u021bine finan\u021bare \u00een care un broker de credite se poate dovedi a fi un partener de \u00eencredere care se va asigura c\u0103 optezi pentru \u00eemprumutul care \u021bi se potrive\u0219te cu adev\u0103rat. Mai mult, poate s\u0103 te sf\u0103tuiasc\u0103 ce s\u0103 faci pentru a fi \u00een avantaj. Exper\u021bii Imobiliare.ro Finance le recomand\u0103, de exemplu, clien\u021bilor s\u0103 achite un avans pe m\u0103sura posibilit\u0103\u021bilor, dar c\u00e2t mai ridicat. \u00cen acest fel suma \u00eemprumutat\u0103 este mai mic\u0103 \u0219i vor pl\u0103ti mai pu\u021bin\u0103 dob\u00e2nd\u0103 \u00een total.<\/p>\n\n\n\n<p><strong>Sfaturi utile ca s\u0103 nu te \u201cstr\u00e2ng\u0103\u201d creditul \u00een c\u00e2\u021biva ani<\/strong><\/p>\n\n\n\n<p>Brokerii no\u0219tri au acces la peste 25 de b\u0103nci \u0219i institu\u021bii financiare \u0219i se vor asigura c\u0103 \u00ee\u021bi prezint\u0103 oferte avantajoase pentru credite care \u021bi se potrivesc perfect, dar este mereu bine s\u0103 te g\u00e2nde\u0219ti la ce va \u00eensemna pe termen lung un \u00eemprumut pentru tine \u0219i familia ta, dar \u0219i la ce po\u021bi face pentru a-\u021bi proteja s\u0103n\u0103tatea financiar\u0103.<\/p>\n\n\n\n<p>S\u0103 lu\u0103m, de exemplu, gradul de \u00eendatorare, practic ce procent din veniturile tale lunare se poate duce pe achitarea ratei. Cele mai multe b\u0103nci accept\u0103 un grad de \u00eendatorare de 40% pentru creditele ipotecare \u00een lei, respectiv de 45% pentru cele destinate achizi\u021biei primei locuin\u021be. Procentul scade la 20% \u00een cazul \u00een care iei un credit ipotecar \u00een valut\u0103. Mul\u021bi exper\u021bi financiari sunt de p\u0103rere, \u00eens\u0103, c\u0103 nu ar trebui s\u0103 dep\u0103\u0219e\u0219ti pragul de 30% pentru a-\u021bi proteja finan\u021bele de situa\u021bii neprev\u0103zute sau de eventuale cre\u0219teri ale infla\u021biei ca cele la care am asistat \u00een ultima perioad\u0103.<\/p>\n\n\n\n<p>Nu te baza doar pe cel mai optimist scenariu \u00een privin\u021ba veniturilor tale. M\u0103ririle salariale de care speri s\u0103 beneficiezi \u00een viitor ar putea s\u0103 nu se transforme niciodat\u0103 \u00een realitate. Calculeaz\u0103 totul la s\u00e2nge \u0219i analizeaz\u0103 cu b\u0103gare de seam\u0103 nu doar c\u00e2\u0219tigurile, ci \u0219i cheltuielile pentru a fi sigur c\u0103 \u0219i \u00een c\u00e2\u021biva ani te vei sim\u021bi bine cu \u00eemprumutul pe care l-ai luat.<\/p>\n\n\n\n<p>Ce se \u00eent\u00e2mpl\u0103 dac\u0103 \u00ee\u021bi pierzi locul de munc\u0103 sau dac\u0103 te confrun\u021bi cu probleme de s\u0103n\u0103tate care nu te vor l\u0103sa s\u0103 lucrezi sau care vor necesita interven\u021bii costisitoare? Situa\u021biile neprev\u0103zute nu sunt mereu \u201cnegre\u201d. Poate \u021bi se extinde familia. \u00ce\u021bi permi\u021bi cheltuielile care vin la pachet cu o astfel de bucurie?<\/p>\n\n\n\n<p>\u0218i pe parcursul procesului de achizi\u021bionare a unei locuin\u021be vei avea cheltuieli. Pl\u0103te\u0219ti comisionul agentului imobiliar, taxe notariale sau dai bani evaluatorului. Ulterior, ai nevoie de bani pentru mobilarea \u0219i utilarea locuin\u021bei sau pentru repara\u021bii, dac\u0103 vei cump\u0103ra un apartament \u00eentr-un imobil vechi. Nu trebuie s\u0103 ui\u021bi nici de asigurare, impozit \u0219i facturi.&nbsp;<\/p>\n\n\n\n<p>La toate acestea se adaug\u0103 banii care-\u021bi asigur\u0103 stilul de via\u021b\u0103 pe care \u021bi-l dore\u0219ti, indiferent dac\u0103 discut\u0103m despre mersul \u00een vacan\u021be, cump\u0103r\u0103turi sau ie\u0219irile \u00een ora\u0219 cu prietenii. \u00cen plus, este vital s\u0103 economise\u0219ti o parte din veniturile tale lunare pentru a avea o plas\u0103 de salvare.<\/p>\n\n\n\n<p>Probabil c\u0103 e\u0219ti tentat s\u0103 mergi pentru \u00eemprumut la banca la care ai \u0219i salariul, dar \u021bine minte c\u0103 nu-\u021bi va pune neap\u0103rat pe mas\u0103 cea mai bun\u0103 ofert\u0103. Aici \u00ee\u021bi vine \u00een ajutor \u00eenc\u0103 o dat\u0103 brokerul Nu \u00ee\u021bi pierzi timpul merg\u00e2nd la o alt\u0103 banc\u0103, nu te temi c\u0103 ai ratat o ofert\u0103 avantajoas\u0103 din pia\u021b\u0103, scapi de birocra\u021bie \u0219i de toate procedurile pe care trebuie s\u0103 le urmezi pentru a ob\u021bine un credit ipotecar ce pot fi destul de intimidante, mai ales dac\u0103 apelezi pentru prima oar\u0103 la finan\u021bare. Nu iei decizii \u00een grab\u0103 care vor avea impact pe termen lung asupra ta \u0219i a familiei tale. Mergi la sigur.<\/p>\n\n\n\n<p>Speciali\u0219tii Imobiliare.ro Finance sunt aici pentru a face tot demersul u\u0219or, eficient \u0219i rapid. <strong><a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/credite-ipotecare#calculator_credit\" target=\"_blank\" rel=\"noreferrer noopener\">Apeleaz\u0103 \u0219i tu gratuit la ei pentru a g\u0103si creditul care \u021bi se potrive\u0219te!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat m\u0103surile \u0219i s\u0103-\u021bi croiasc\u0103 o ofert\u0103 personalizat\u0103 at\u00e2t pe gustul, c\u00e2t \u0219i pe m\u0103sura ta. Acum c\u0103 ai hot\u0103r\u00e2t s\u0103 iei un \u00eemprumut pentru a-\u021bi cump\u0103ra o cas\u0103 sau un apartament, [&hellip;]<\/p>\n","protected":false},"author":5891,"featured_media":68018,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259,2455],"tags":[321,1159,277,1538,2190],"content_author":[],"class_list":["post-68012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri","category-video","tag-banci","tag-broker-credite","tag-credit-ipotecar","tag-grad-de-indatorare","tag-imobiliare-ro-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani - \u0218tiri, Video - ImoExpert<\/title>\n<meta name=\"description\" content=\"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani\" \/>\n<meta property=\"og:description\" content=\"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-06T08:35:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1208\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Corina V\u00e2rlan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Corina V\u00e2rlan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\"},\"author\":{\"name\":\"Corina V\u00e2rlan\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\"},\"headline\":\"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani\",\"datePublished\":\"2023-11-06T08:35:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\"},\"wordCount\":1236,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg\",\"keywords\":[\"Banci\",\"broker credite\",\"credit ipotecar\",\"grad de indatorare\",\"imobiliare.ro finance\"],\"articleSection\":[\"\u0218tiri\",\"Video\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#respond\"]}],\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\",\"name\":\"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani - \u0218tiri, Video - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg\",\"datePublished\":\"2023-11-06T08:35:02+00:00\",\"description\":\"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg\",\"width\":1208,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\/\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u0218tiri\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/stiri\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\",\"name\":\"Corina V\u00e2rlan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"caption\":\"Corina V\u00e2rlan\"},\"description\":\"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \\\"\u00centreab\u0103 expertul\\\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.\",\"alternateName\":\"Corina\",\"jobTitle\":\"Content Manager\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani - \u0218tiri, Video - ImoExpert","description":"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/","og_locale":"ro_RO","og_type":"article","og_title":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani","og_description":"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/","og_site_name":"ImoExpert","article_published_time":"2023-11-06T08:35:02+00:00","og_image":[{"width":1208,"height":800,"url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg","type":"image\/jpeg"}],"author":"Corina V\u00e2rlan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Corina V\u00e2rlan","Est. reading time":"5 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/"},"author":{"name":"Corina V\u00e2rlan","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99"},"headline":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani","datePublished":"2023-11-06T08:35:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/"},"wordCount":1236,"commentCount":1,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg","keywords":["Banci","broker credite","credit ipotecar","grad de indatorare","imobiliare.ro finance"],"articleSection":["\u0218tiri","Video"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#respond"]}],"copyrightYear":"2023","copyrightHolder":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/","name":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani - \u0218tiri, Video - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg","datePublished":"2023-11-06T08:35:02+00:00","description":"Vrei un credit ipotecar? Bine ai venit \u00een atelierul Imobiliare.ro Finance! Avem peste 200 de exper\u021bi financiari \u00een toat\u0103 \u021bara preg\u0103ti\u021bi s\u0103-\u021bi ia imediat","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#primaryimage","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2023\/11\/credit-ipotecar-potrivit.jpg","width":1208,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/credit-ipotecar-pe-masura-ta-lasa-brokerul-sa-l-gaseasca-pe-cel-care-ti-vine-bine-si-in-20-de-ani_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"\u0218tiri","item":"https:\/\/www.imobiliare.ro\/imoexpert\/stiri\/"},{"@type":"ListItem","position":4,"name":"Credit ipotecar pe m\u0103sura ta. Las\u0103 brokerul s\u0103-l g\u0103seasc\u0103 pe cel care-\u021bi vine bine \u0219i \u00een 20 de ani"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99","name":"Corina V\u00e2rlan","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","caption":"Corina V\u00e2rlan"},"description":"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \"\u00centreab\u0103 expertul\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.","alternateName":"Corina","jobTitle":"Content Manager","url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/68012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/5891"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=68012"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/68012\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media\/68018"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=68012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=68012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=68012"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=68012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}