{"id":68825,"date":"2024-02-08T08:45:35","date_gmt":"2024-02-08T06:45:35","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=68825"},"modified":"2024-02-08T08:45:35","modified_gmt":"2024-02-08T06:45:35","slug":"credite-pe-muchie-de-cutit-cand-ai-in-joc-10-000-de-euro-fiecare-minut-conteaza-iar-brokerul-de-credite-te-poate-salva","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/credite-pe-muchie-de-cutit-cand-ai-in-joc-10-000-de-euro-fiecare-minut-conteaza-iar-brokerul-de-credite-te-poate-salva_db\/","title":{"rendered":"Credite pe muchie de cu\u021bit: C\u00e2nd ai \u00een joc 10.000 de euro, fiecare minut conteaz\u0103, iar brokerul de credite te poate salva"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

Continu\u0103m seria de materiale \u201cCredite pe muchie de cu\u021bit\u201d, \u00een care te invit\u0103m s\u0103 faci cuno\u0219tin\u021b\u0103 cu unii dintre exper\u021bii Imobiliare.ro Finance<\/a>, cu un caz care ne arat\u0103 cum c\u00e2teva minute pot face diferen\u021ba dintre o tranzac\u021bie \u00eencheiat\u0103 cu succes \u0219i o pierdere financiar\u0103 semnificativ\u0103.<\/strong><\/p>\n\n\n\n

\u00centr-o astfel de situa\u021bie s-a g\u0103sit un client care a apelat la serviciile de brokeraj oferite de Cristina Filip, expert financiar din echipa Imobiliare.ro Finance care a luat pentru prima oar\u0103 contact cu domeniul credit\u0103rii \u00een 2014.<\/p>\n\n\n\n

Acesta ar fi vrut s\u0103 cumpere o proprietate aflat\u0103 la marginea Bucure\u0219tiului, \u00een Pope\u0219ti-Leordeni, o locuin\u021b\u0103 pe care dezvoltatorul o oprise pentru el \u00een cadrul proiectului pe care \u00eel construise. Documentele nu erau \u00eenc\u0103 definitivate.<\/p>\n\n\n\n

Cite\u0219te \u0219i: Revine apetitul rom\u00e2nilor pentru credite. Tendin\u021bele pie\u021bei \u00een 2024<\/a><\/strong><\/p>\n\n\n\n

\u201cClientul meu a \u00eenchis un credit ipotecar pe care \u00eel avea \u00een derulare din dorin\u021ba de a cump\u0103ra casa respectiv\u0103. S-a \u00eemprumutat de bani pentru a \u00eenchide acel credit \u0219i pentru a putea ob\u021bine mai departe un credit prin care s\u0103 cumpere proprietatea care i-a pl\u0103cut foarte mult. A f\u0103cut un antecontract cu v\u00e2nz\u0103torul, cu ni\u0219te clauze foarte stricte –  dac\u0103 p\u00e2n\u0103 la o anumit\u0103 dat\u0103 \u0219i or\u0103 nu se semna contractul, el urma s\u0103 piard\u0103 un avans de circa 10.000 de euro\u201d, ne explic\u0103 brokerul Imobiliare.ro Finance.<\/p>\n\n\n\n

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R\u0103spunsurile v\u00e2nz\u0103torului nu au venit apoi foarte rapid, iar \u00eentocmirea actelor necesare pentru v\u00e2nzarea casei s-a \u00eentins pe o perioad\u0103 mai lung\u0103 de timp. Cristina a continuat s\u0103 lucreze \u00eens\u0103 al\u0103turi de clientul ei pentru a se asigura c\u0103 termenul limit\u0103 pentru semnarea contractului de v\u00e2nzare-cump\u0103rare nu este dep\u0103\u0219it, av\u00e2nd astfel grij\u0103 ca acesta s\u0103 nu piard\u0103 banii da\u021bi deja avans.<\/p>\n\n\n\n

Cite\u0219te \u0219i: Credite pe muchie de cu\u021bit: Contract semnat pe ultima sut\u0103 de metri, \u00een timp record, cu ajutorul brokerului<\/a><\/strong><\/p>\n\n\n\n

Cite\u0219te \u0219i: Credite pe muchie de cu\u021bit – Dup\u0103 o tranzac\u021bie e\u0219uat\u0103, a r\u0103mas pe drumuri. Cum au ajutat-o brokerii de credite s\u0103 se mute \u00een cas\u0103 nou\u0103 \u00een timp record?<\/a><\/strong><\/p>\n\n\n\n

\u201cAm stat cu el \u00een telefon \u0219i p\u00e2n\u0103 la 2 diminea\u021ba, s\u0103 a\u0219ez\u0103m documente, s\u0103 ne uit\u0103m pe ele, s\u0103 anticip\u0103m ce alte solicit\u0103ri ar putea s\u0103 vin\u0103 din partea b\u0103ncii. Am avut, totodat\u0103, parte de oameni care m-au sprijinit 100% la banc\u0103. Am aprobat dosarul cu foarte mult\u0103 munc\u0103, chiar \u00een ultima zi, la ora 17.30. Era obligatoriu s\u0103 semn\u0103m \u00een acea zi, altfel clientul pierdea banii conform clauzei din antecontract. Am reu\u0219it s\u0103 g\u0103sesc \u00een\u021belegere de la notar \u0219i contractul s-a semnat \u00eenainte de miezul nop\u021bii\u201d, poveste\u0219te ea cu m\u00e2ndrie.<\/p>\n\n\n\n

\u201cSurpriza a venit, ulterior, din partea v\u00e2nz\u0103torului care m-a recomandat mai departe altor persoane. Se pare c\u0103 a fost surprins pl\u0103cut de felul \u00een care am reu\u0219it s\u0103 gestion\u0103m dosarul\u201d, a mai ad\u0103ugat ea.<\/p>\n\n\n\n

Peste 200 de exper\u021bi financiari Imobiliare.ro Finance din toat\u0103 \u021bar\u0103 sunt preg\u0103ti\u021bi s\u0103 te ajute. Contacteaz\u0103-i acum<\/a><\/strong> \u0219i nu uita – serviciile lor sunt gratuite, deci nu ai nimic de pierdut.<\/p>\n\n\n\n

Dac\u0103 ai \u00eentreb\u0103ri despre cele mai bune modalit\u0103\u021bi de a ob\u021bine un credit pentru locuin\u021b\u0103, te invit\u0103m s\u0103 participi la webinarul „\u00centreab\u0103 expertul” <\/strong>organizat de Imobiliare.ro pe 20 februarie, de la ora 18:00.<\/strong><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Doru Iliescu, General Manager Imobiliare.ro Finance, va fi invitatul nostru. \u00cei po\u021bi pune \u00eentreb\u0103rile tale legate de creditele ipotecare \u0219i vei primi \u00een direct r\u0103spunsurile lui. Particip\u0103 \u0219i tu la webinarul \u201c\u00centreab\u0103 expertul\u201d! \u00censcrierea se poate face rapid aici.<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Continu\u0103m seria de materiale \u201cCredite pe muchie de cu\u021bit\u201d, \u00een care te invit\u0103m s\u0103 faci cuno\u0219tin\u021b\u0103 cu unii dintre exper\u021bii Imobiliare.ro Finance, cu un caz care ne arat\u0103 cum c\u00e2teva minute pot face diferen\u021ba dintre o tranzac\u021bie \u00eencheiat\u0103 cu succes \u0219i o pierdere financiar\u0103 semnificativ\u0103. \u00centr-o astfel de situa\u021bie s-a g\u0103sit un client care a apelat la […]<\/p>\n","protected":false},"author":5891,"featured_media":68833,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263,2456],"tags":[1159,294],"content_author":[],"class_list":["post-68825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","category-intreaba-expertul","tag-broker-credite","tag-credite-2"],"yoast_head":"\nCredite pe muchie de cu\u021bit: C\u00e2nd ai \u00een joc 10.000 de euro, fiecare minut conteaz\u0103, iar brokerul de credite te poate salva - 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