{"id":69779,"date":"2024-07-16T10:04:14","date_gmt":"2024-07-16T07:04:14","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=69779"},"modified":"2024-07-16T10:04:14","modified_gmt":"2024-07-16T07:04:14","slug":"topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/","title":{"rendered":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament &#8211; ANALIZ\u0102 Imobiliare.ro Finance"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar-1024x682.jpg\" alt=\"\" class=\"wp-image-69781\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar-1024x682.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar-300x200.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar-768x512.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar-1536x1024.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate solicitate de proprietari \u0219i dezvoltatori, care au dus implicit la cre\u0219terea ratelor.<\/strong><\/p>\n\n\n\n<p>Veniturile minime necesare pentru accesarea finan\u021b\u0103rii \u00een cazul locuin\u021belor cu 2 camere, cele mai c\u0103utate \u00een r\u00e2ndul cump\u0103r\u0103torilor, se men\u021bin sub valoarea c\u00e2\u0219tigurilor medii nete ob\u021binute de angaja\u021bii din patru jude\u021be unde \u00eent\u00e2lnim unele dintre cele mai puternice pie\u021be reziden\u021biale din \u021bar\u0103, arat\u0103 cea mai nou\u0103 analiz\u0103 realizat\u0103 de&nbsp;<a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/finance\/credite-ipotecare\">Imobiliare.ro Finance<\/a>&nbsp;&#8211; brokerul de credite din cadrul grupului&nbsp;<a class=\"article-body-links\"href=\"http:\/\/imobiliare.ro\/\">Imobiliare.ro<\/a>.<\/p>\n\n\n\n<p>Scumpirile din ultimul an \u00eei pot pune, \u00eens\u0103, \u00een dificultate pe unii dintre bra\u0219oveni, \u00een timp ce \u00een cazul ora\u0219ului Cluj-Napoca varianta unei achizi\u021bii este mai degrab\u0103 viabil\u0103 prin cash sau dac\u0103 ai deja economii consistente care permit achitarea unui avans de cel pu\u021bin 33% pentru creditul ipotecar dorit.<\/p>\n\n\n\n<p>G\u0103si\u021bi, mai jos, principalele concluzii ale analizei realizate de Imobiliare.ro Finance.<\/p>\n\n\n\n<p>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cump\u0103rarea unui apartament cu 2 camere nu reprezint\u0103 o problem\u0103 pentru cei din&nbsp;<strong>Bucure\u0219ti, Timi\u0219oara, Ia\u0219i<\/strong>&nbsp;<strong>sau Constan\u021ba. C\u00e2\u0219tigurile medii nete ob\u021binute de angaja\u021bii din aceste ora\u0219e dep\u0103\u0219esc veniturile minime necesare achizi\u021biei unei locuin\u021be.&nbsp;<\/strong>Au cei mai mul\u021bi bani \u00een plus cump\u0103r\u0103torii din Capital\u0103 \u0219i din Timi\u0219oara care vor s\u0103 ia un \u00eemprumut.<\/p>\n\n\n\n<p>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At\u00e2t veniturile necesare ob\u021binerii unui credit ipotecar pentru un apartament cu 2 camere, c\u00e2t \u0219i ratele lunare pe care cump\u0103r\u0103torii le achit\u0103 sunt mai mari dec\u00e2t cele de la \u00eenceputul verii trecute.&nbsp;<strong>Cele mai mari rate sunt achitate de clujeni \u0219i de bra\u0219oveni<\/strong>.<\/p>\n\n\n\n<p>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong>Ratele pl\u0103tite<\/strong>&nbsp;pentru un credit ipotecar destinat cump\u0103r\u0103rii unui apartament cu 2 camere<strong>&nbsp;au crescut cel mai pu\u021bin<\/strong>&nbsp;pe fondul major\u0103rii pre\u021burilor din pia\u021ba reziden\u021bial\u0103&nbsp;<strong>\u00een Timi\u0219oara \u0219i \u00een Constan\u021ba<\/strong>.<\/p>\n\n\n\n<p>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong>Apartamentele s-au scumpit cel mai mult fa\u021b\u0103 de \u00eenceputul verii trecute \u00een Bra\u0219ov \u0219i Ia\u0219i<\/strong>, cu 19,4%, respectiv cu 14,5%, potrivit&nbsp;<a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/indicele-imobiliare-ro\">Indicelui Imobiliare.ro<\/a>. Un cump\u0103r\u0103tor pl\u0103te\u0219te cu&nbsp;<strong>15.550 de euro \u00een plus&nbsp;<\/strong>acum pentru o proprietate cu 2 camere din&nbsp;<strong>Cluj-Napoca<\/strong>&nbsp;\u0219i din&nbsp;<strong>Bra\u0219ov&nbsp;<\/strong>fa\u021b\u0103 de pre\u021bul pe care l-ar fi achitat dac\u0103 ar fi luat decizia de achizi\u021bie \u00een luna iunie a anului trecut. La Ia\u0219i diferen\u021ba dep\u0103\u0219e\u0219te 10.000 euro.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-1024x576.jpeg\" alt=\"\" class=\"wp-image-69780\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-1024x576.jpeg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-300x169.jpeg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-768x432.jpeg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-1536x864.jpeg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/Harta-venituri-necesare-credit-ipotecar-2048x1152.jpeg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u201cDac\u0103 anul trecut principalul factor de \u00eengrijorare, cu cel mai mare impact \u00een ratele rom\u00e2nilor, era reprezentat de nivelul dob\u00e2nzilor, ast\u0103zi acesta s-a mai atenuat, \u00eens\u0103 \u00eencepe s\u0103 fie \u00eenlocuit de cre\u0219terea pre\u021burilor locuin\u021belor. Cre\u0219terea pre\u021burilor nu are impact doar \u00een rata lunar\u0103, ci \u0219i \u00een suma necesar\u0103 avansului. Traiectoria dob\u00e2nzilor r\u0103m\u00e2ne una descendent\u0103, confirmat\u0103 recent de c\u0103tre Banca Na\u021bional\u0103 a Rom\u00e2niei prin diminuarea dob\u00e2nzii cheie &#8211; un semnal important pentru pia\u021b\u0103, \u00eens\u0103 traiectoria pre\u021burilor r\u0103m\u00e2ne una ascendent\u0103, pe fondul diminu\u0103rii sus\u021binute a ofertei de locuin\u021be \u00een marile ora\u0219e, coroborat\u0103 cu o cerere ridicat\u0103 \u0219i o putere de cump\u0103rare \u00een cre\u0219tere\u201d, a declarat&nbsp;<strong>Dan Niculae, Managing Director Imobiliare.ro Finance<\/strong>.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong><a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/finance\/blog\/orase-unde-iei-usor-credit-ipotecar-cat-platesti-rata\" target=\"_blank\" rel=\"noreferrer noopener\">Cite\u0219te aici integral cea mai nou\u0103 analiz\u0103 Imobiliare.ro Finance<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate solicitate de proprietari \u0219i dezvoltatori, care au dus implicit la cre\u0219terea ratelor. Veniturile minime necesare pentru accesarea finan\u021b\u0103rii \u00een cazul locuin\u021belor cu 2 camere, cele mai c\u0103utate \u00een r\u00e2ndul cump\u0103r\u0103torilor, se [&hellip;]<\/p>\n","protected":false},"author":5891,"featured_media":69781,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263],"tags":[277,2190,507],"content_author":[],"class_list":["post-69779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","tag-credit-ipotecar","tag-imobiliare-ro-finance","tag-preturi-apartamente"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance - Credite - ImoExpert<\/title>\n<meta name=\"description\" content=\"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance\" \/>\n<meta property=\"og:description\" content=\"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-16T07:04:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Corina V\u00e2rlan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Corina V\u00e2rlan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\"},\"author\":{\"name\":\"Corina V\u00e2rlan\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\"},\"headline\":\"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament &#8211; ANALIZ\u0102 Imobiliare.ro Finance\",\"datePublished\":\"2024-07-16T07:04:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\"},\"wordCount\":634,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg\",\"keywords\":[\"credit ipotecar\",\"imobiliare.ro finance\",\"preturi apartamente\"],\"articleSection\":[\"Credite\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#respond\"]}],\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\",\"name\":\"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance - Credite - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg\",\"datePublished\":\"2024-07-16T07:04:14+00:00\",\"description\":\"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg\",\"width\":2000,\"height\":1333},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\/\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sfaturi\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Credite\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/credite\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament &#8211; ANALIZ\u0102 Imobiliare.ro Finance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\",\"name\":\"Corina V\u00e2rlan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"caption\":\"Corina V\u00e2rlan\"},\"description\":\"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \\\"\u00centreab\u0103 expertul\\\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.\",\"alternateName\":\"Corina\",\"jobTitle\":\"Content Manager\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance - Credite - ImoExpert","description":"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/","og_locale":"ro_RO","og_type":"article","og_title":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance","og_description":"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/","og_site_name":"ImoExpert","article_published_time":"2024-07-16T07:04:14+00:00","og_image":[{"width":2000,"height":1333,"url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg","type":"image\/jpeg"}],"author":"Corina V\u00e2rlan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Corina V\u00e2rlan","Est. reading time":"3 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/"},"author":{"name":"Corina V\u00e2rlan","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99"},"headline":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament &#8211; ANALIZ\u0102 Imobiliare.ro Finance","datePublished":"2024-07-16T07:04:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/"},"wordCount":634,"commentCount":0,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg","keywords":["credit ipotecar","imobiliare.ro finance","preturi apartamente"],"articleSection":["Credite"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#respond"]}],"copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/","name":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament - ANALIZ\u0102 Imobiliare.ro Finance - Credite - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg","datePublished":"2024-07-16T07:04:14+00:00","description":"Apartamentele din marile ora\u0219e sunt, de cele mai multe ori, u\u0219or de cump\u0103rat cu ajutorul unui credit ipotecar, \u00een ciuda pre\u021burilor tot mai piperate","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#primaryimage","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2024\/07\/orase-unde-iei-usor-credit-ipotecar.jpg","width":2000,"height":1333},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/topul-oraselor-unde-este-cel-mai-usor-sa-iei-un-imprumut-cand-vrei-sa-cumperi-un-apartament-analiza-imobiliare-ro-finance_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"Sfaturi","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/"},{"@type":"ListItem","position":4,"name":"Credite","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/credite\/"},{"@type":"ListItem","position":5,"name":"Topul ora\u0219elor unde este cel mai u\u0219or s\u0103 iei un \u00eemprumut c\u00e2nd vrei s\u0103 cumperi un apartament &#8211; ANALIZ\u0102 Imobiliare.ro Finance"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99","name":"Corina V\u00e2rlan","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","caption":"Corina V\u00e2rlan"},"description":"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \"\u00centreab\u0103 expertul\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.","alternateName":"Corina","jobTitle":"Content Manager","url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/69779","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/5891"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=69779"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/69779\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media\/69781"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=69779"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=69779"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=69779"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=69779"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}