{"id":72352,"date":"2025-03-27T10:51:39","date_gmt":"2025-03-27T08:51:39","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=72352"},"modified":"2025-03-27T10:51:39","modified_gmt":"2025-03-27T08:51:39","slug":"zece-tendinte-pe-piata-imobiliara-si-de-creditare-dupa-primele-luni-ale-noului-an-la-ce-ne-putem-astepta-pana-la-finele-lui-2025-analiza","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/zece-tendinte-pe-piata-imobiliara-si-de-creditare-dupa-primele-luni-ale-noului-an-la-ce-ne-putem-astepta-pana-la-finele-lui-2025-analiza_db\/","title":{"rendered":"Zece tendin\u021be pe pia\u021ba imobiliar\u0103 \u0219i de creditare, dup\u0103 primele luni ale noului an. La ce ne putem a\u0219tepta p\u00e2n\u0103 la finele lui 2025? &#8211; ANALIZ\u0102"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"769\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului-1024x769.jpg\" alt=\"\" class=\"wp-image-72357\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului-1024x769.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului-300x225.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului-768x577.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului-1536x1154.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/tendinte-piata-rezidentiala-si-de-creditare-la-inceputul-anului.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>\u00cenc\u0103 din primele luni ale acestui an s-au conturat la nivelul pie\u021bei reziden\u021biale o serie de tendin\u021be care au poten\u021bialul de a marca evolu\u021bia sa \u00een 2025. Semnale vin \u0219i din sectorul de creditare, care are o influen\u021b\u0103 puternic\u0103 asupra imobiliarelor, \u00een contextul \u00een care mul\u021bi dintre rom\u00e2ni se bazeaz\u0103 pe ob\u021binerea finan\u021b\u0103rii de la banc\u0103 pentru a deveni proprietari.<\/strong><\/p>\n\n\n\n<p>Iat\u0103 care sunt principalele zece tendin\u021be identificate de Imobiliare.ro \u0219i <a class=\"article-body-links\"href=\"https:\/\/finance.imobiliare.ro\/\">Imobiliare.ro Finance<\/a> la \u00eenceputul lui 2025 \u0219i care sunt implica\u021biile lor p\u00e2n\u0103 la finele anului.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pre\u021burile locuin\u021belor \u0219i-ar putea \u00eencetini ritmul de cre\u0219tere pe parcursul acestui an.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Apartamentele s-au scumpit la nivel na\u021bional cu 13% pe parcursul anului trecut. \u00centr-unele dintre marile ora\u0219e din \u021bar\u0103 major\u0103rile au dep\u0103\u0219it, \u00eens\u0103, cu mult acest prag. \u00cen Bra\u0219ov, de exemplu, s-a \u00eenregistrat un avans la nivelul pre\u021burilor de 20%.<\/p>\n\n\n\n<p>Potrivit <a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/indicele-imobiliare-ro\">Indicelui Imobiliare.ro<\/a>, pre\u021burile au continuat s\u0103 creasc\u0103 \u0219i \u00een 2025. La \u00eenceputul lunii martie se putea observa deja un avans cu 4% \u00een pre\u021bul solicitat de proprietari \u0219i dezvoltatori pentru locuin\u021bele scoase la v\u00e2nzare fa\u021b\u0103 de finele lui 2024.<\/p>\n\n\n\n<p>Dup\u0103 evolu\u021biile \u00eenregistrate \u00een primele trei luni, anticip\u0103m c\u0103 pe parcursul acestui an vom continua s\u0103 vedem major\u0103ri ale pre\u021burilor locuin\u021belor, \u00een special \u00een principalele centre urbane ale \u021b\u0103rii, acolo unde \u0219i cererea se men\u021bine la un nivel ridicat. Cre\u0219terea va fi, \u00eens\u0103, una mai temperat\u0103, ritmul \u00eenregistrat \u00een 2024 nefiind unul sustenabil pe termen lung.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national-1024x576.jpg\" alt=\"\" class=\"wp-image-72353\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national-1024x576.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national-300x169.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national-768x432.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national-1536x864.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/apartamente-mai-scumpe-la-nivel-national.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u201c\u00cen marile ora\u0219e, unde cererea r\u0103m\u00e2ne ridicat\u0103, vom continua s\u0103 vedem major\u0103ri de pre\u021b, \u00eens\u0103 \u00eentr-un ritm mai moderat, \u00eentruc\u00e2t avansul puternic din 2024 nu este sustenabil pe termen lung. De asemenea, contextul incert contribuie la o temperare a entuziasmului cump\u0103r\u0103torilor. Dar, tocmai aceasta este perioada \u00een care ne putem afla \u00een fa\u021ba unor oportunit\u0103\u021bi de achizi\u021bie\u201c, a declarat Daniel Crainic, director de marketing <a class=\"article-body-links\"href=\"http:\/\/www.imobiliare.ro\">Imobiliare.ro<\/a>.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li><strong>Segmentul \u00eenchirierilor de locuin\u021be are poten\u021bialul de a deveni tot mai atractiv.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Segmentul chiriilor are poten\u021bialul de a deveni tot mai puternic \u00een Rom\u00e2nia, odat\u0103 cu majorarea pre\u021burilor locuin\u021belor \u0219i cu interesul \u00een cre\u0219tere acordat de c\u0103tre dezvoltatori proiectelor de tip buid-to-rent.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Aceast\u0103 revenire a pie\u021bei \u00eenchirierilor vine dup\u0103 o perioad\u0103 \u00een care randamentele ob\u021binute de proprietari au sc\u0103zut. Chiar dac\u0103 nu au r\u0103mas pe loc, sumele solicitate chiria\u0219ilor au avansat \u00eentr-un ritm mult mai lent dec\u00e2t pre\u021burile de v\u00e2nzare ale locuin\u021belor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor-1024x576.jpg\" alt=\"\" class=\"wp-image-72354\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor-1024x576.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor-300x169.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor-768x432.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor-1536x864.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/chiriile-nu-tin-pasul-cu-preturile-apartamentelor.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Chiriile pentru apartamentele cu 2 camere, cele mai c\u0103utate propriet\u0103\u021bi \u00een r\u00e2ndul chiria\u0219ilor care au \u0219i cea mai mare pondere \u00een ofert\u0103, au crescut \u00een ultimul an cu 5%-11% \u00een marile ora\u0219e, potrivit celor mai noi date Imobiliare.ro.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li><strong>Investi\u021biile \u00een apartamente pot pierde teren \u00een fa\u021ba unor instrumente financiare.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Unii dintre micii investitori care se orientau, p\u00e2n\u0103 nu de mult, spre realizarea achizi\u021biilor imobiliare cu scopul oper\u0103rii ulterioare a propriet\u0103\u021bilor \u00een regim hotelier descoper\u0103 acum op\u021biuni prin care \u00ee\u0219i pot maximiza profitul elimin\u00e2nd resursele de timp \u0219i de bani implicate \u00een mentenan\u021ba \u0219i administrarea acestora.&nbsp;<\/p>\n\n\n\n<p>Titlurile de stat au devenit, \u00een ultima perioad\u0103, tot mai atractive. Edi\u021biile Tezaur \u0219i Fidelis din acest an au atras sume record. Cu dob\u00e2nzi anuale avantajoase, de p\u00e2n\u0103 la 7,95%, \u0219i cu un proces simplificat de subscriere, acestea au capacitatea de a deveni un competitor serios pentru investi\u021biile \u00een imobiliare.<\/p>\n\n\n\n<p>\u201cFaptul c\u0103 o parte dintre investitori se orienteaz\u0103 c\u0103tre titluri de stat reduce apetitul investitorilor dar \u0219i specula &#8211; contractarea off-plan cu scopul rev\u00e2nz\u0103rii la un pre\u021b mai mare. Presiunea pe pre\u021buri scade, pia\u021ba reziden\u021bial\u0103 poate deveni mai stabil\u0103 \u0219i ofer\u0103 mai mult spa\u021biu cump\u0103r\u0103torilor finali\u201d, a explicat Daniel Crainic.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li><strong>Cei care nu profit\u0103 acum de oportunit\u0103\u021bile din pia\u021b\u0103 se pot confrunta ulterior cu o competi\u021bie serioas\u0103.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Incertitudinele ap\u0103rute \u00eenc\u0103 de la finele anului trecut pe fondul situa\u021biei generate de alegerile preziden\u021biale \u0219i-au pus amprenta inclusiv pe evolu\u021bia pie\u021bei reziden\u021biale. De\u0219i aceasta poate fi o bun\u0103 perioad\u0103 pentru identificarea oportunit\u0103\u021bilor, unii dintre cei care au o nevoie imobiliar\u0103 opteaz\u0103 s\u0103 r\u0103m\u00e2n\u0103 \u00een expectativ\u0103 p\u00e2n\u0103 la aflarea rezultatelor alegerilor.<\/p>\n\n\n\n<p>Le recomand\u0103m celor care \u00ee\u0219i doresc s\u0103 cumpere o proprietate \u0219i au resursele financiare necesare pentru a face acest pas s\u0103-\u0219i continue c\u0103ut\u0103rile chiar \u0219i \u00een contextul actual \u0219i s\u0103 nu ezite s\u0103 fac\u0103 oferte atunci c\u00e2nd g\u0103sesc locuin\u021be care le bifeaz\u0103 cerin\u021bele.&nbsp;<\/p>\n\n\n\n<p>Un scenariu poate fi ca rezultatele alegerilor s\u0103 readuc\u0103 lini\u0219tea, at\u00e2t \u00een plan politic, c\u00e2t \u0219i social, \u0219i s\u0103 genereze un nou val de interes \u00een r\u00e2ndul cump\u0103r\u0103torilor, la care vor adera cel mai probabil p\u00e2n\u0103 \u0219i cei mai pruden\u021bi rom\u00e2ni. Acesta va duce inevitabil la o cre\u0219tere a competi\u021biei \u00een pia\u021b\u0103 pentru cele mai bune locuin\u021be cu cele mai bune pre\u021buri.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"5\">\n<li><strong>IRCC urmeaz\u0103 s\u0103 scad\u0103 din aprilie, apoi \u00ee\u0219i va men\u021bine cel mai probabil nivelul \u00een jurul acestei valori p\u00e2n\u0103 la finalul anului.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Reducerea dob\u00e2nzii-cheie, de la 7% la 6,5%, \u00een vara anului trecut a f\u0103cut ca rom\u00e2nii care au fost interesa\u021bi de accesarea unui credit ipotecar \u00een 2025 s\u0103 se bucure de un IRCC mai mic abia de la \u00eenceputul acestui an. Discut\u0103m despre o sc\u0103dere de la 5,99% la 5,66%, ceea ce se traduce \u00een sume pu\u021bin mai mari care pot fi accesate cu acelea\u0219i venituri.<\/p>\n\n\n\n<p>O nou\u0103 reducere a valorii IRCC, la 5,55%, este a\u0219teptat\u0103 de la \u00eenceputul lunii aprilie, aceasta av\u00e2nd poten\u021bialul de a stimula cererea pe toate segmentele pie\u021bei reziden\u021biale. Noua valoare se va men\u021bine p\u00e2n\u0103 la sf\u00e2r\u0219itul lunii iunie. C\u00e2t timp BNR nu va reduce, \u00eens\u0103, dob\u00e2nda-cheie, pe parcursul anului \u00een curs nu vom vedea varia\u021bii mari ale IRCC.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor-1024x576.jpg\" alt=\"\" class=\"wp-image-72355\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor-1024x576.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor-300x169.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor-768x432.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor-1536x864.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cresterile-de-pret-se-vad-si-in-creditele-romanilor.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u201cEstim\u0103m c\u0103 nu vor exista reduceri ale dob\u00e2nzii-cheie cel pu\u021bin p\u00e2n\u0103 \u00een var\u0103, astfel c\u0103 IRCC se va men\u021bine anul acesta \u00een jurul valorii de 5,5%. Este \u0219i normal \u00een condi\u021biile \u00een care avem din nou o prognoz\u0103 de infla\u021bie revizuit\u0103 \u00een cre\u0219tere fa\u021b\u0103 de estim\u0103rile anterioare, exist\u0103 riscuri provenite dintr-o instabilitate geopolitic\u0103 \u0219i un r\u0103zboi comercial, riscuri legate de costurile \u00eemprumuturilor externe ale Rom\u00e2niei din cauza rating-urilor negative, un deficit bugetar cu surse incerte de acoperire, iar cursul leu-euro continu\u0103 s\u0103 fie sub presiune. Sunt semnale c\u0103 dup\u0103 alegeri pot urma cre\u0219teri de taxe, care pot genera infla\u021bie suplimentar\u0103, ceea ce poate \u00eencetini \u0219i mai tare sc\u0103derea dob\u00e2nzilor\u201d, a explicat Dan Niculae, Managing Director <a class=\"article-body-links\"href=\"https:\/\/finance.imobiliare.ro\/\">Imobiliare.ro Finance<\/a>.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"6\">\n<li><strong>Dob\u00e2nzile fixe \u00een sc\u0103dere au f\u0103cut creditele ipotecare standard mai avantajoase ca Noua Cas\u0103.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Rom\u00e2nii care \u0219i-au dorit s\u0103 fac\u0103 o achizi\u021bie imobiliar\u0103 \u0219i au avut nevoie de finan\u021bare de la banc\u0103 pentru a deveni proprietari au putut beneficia \u00een ultima perioad\u0103 de oferte din ce \u00een ce mai avantajoase de dob\u00e2nd\u0103 fix\u0103.<\/p>\n\n\n\n<p>Dac\u0103 anul trecut, \u00een februarie, cea mai bun\u0103 dob\u00e2nd\u0103 fix\u0103 disponibil\u0103 pe pia\u021ba de creditare era de 5,75%, la finele lunii trecute aceasta era de 4,79%. Desigur, aceste oferte sunt dedicate achizi\u021biei unor locuin\u021be moderne \u0219i vin la pachet cu o serie de criterii de eligibilitate pe care trebuie s\u0103 le bifeze cei interesa\u021bi s\u0103 ob\u021bin\u0103 un \u00eemprumut.<\/p>\n\n\n\n<p>Creditele ipotecare standard cu dob\u00e2nd\u0103 fix\u0103 pe o perioad\u0103 de 3 sau 5 ani au ajuns s\u0103 fie mai avantajoase chiar \u0219i dec\u00e2t varianta unui \u00eemprumut prin programul guvernamental Noua Cas\u0103. \u00cen cazul acestuia din urm\u0103 beneficiarii pot opta doar pentru dob\u00e2nda variabil\u0103. Pre\u021burile practicate pe pia\u021ba reziden\u021bial\u0103 restr\u00e2ng \u0219i ele semnificativ num\u0103rul locuin\u021belor care pot fi achizi\u021bionate \u00een cadrul programului, acesta r\u0103m\u00e2n\u00e2nd o op\u021biune \u00een special pentru cei care nu au posibilitatea de a str\u00e2nge avansul necesar acces\u0103rii creditului.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"7\">\n<li><strong>Creditarea are poten\u021bialul de a cre\u0219te mai accelerat pe parcursul acestui an.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>\u00cen luna ianuarie s-au v\u00e2ndut aproximativ 30.800 de case, terenuri \u0219i apartamente \u00een Rom\u00e2nia, cu circa 6.400 mai pu\u021bine dec\u00e2t \u00een perioada similar\u0103 a anului trecut. Din total, 8.400 au fost unit\u0103\u021bi individuale, cu 17% mai pu\u021bine dec\u00e2t \u00een ianuarie 2024, arat\u0103 datele Agen\u021biei Na\u021bionale de Cadastru \u0219i Publicitate Imobiliar\u0103.<\/p>\n\n\n\n<p>Num\u0103rul ipotecilor s-a men\u021binut, \u00eens\u0103, la un nivel relativ constant, chiar cu o u\u0219oar\u0103 cre\u0219tere, \u00een ciuda sc\u0103derii num\u0103rului de tranzac\u021bii, ceea ce ne arat\u0103 o evolu\u021bie pozitiv\u0103 a ponderii creditului \u00een achizi\u021biile imobiliare la \u00eenceput de an.&nbsp;<\/p>\n\n\n\n<p>\u201cNivelul depozitelor bancare ale popula\u021biei a sc\u0103zut u\u0219or \u00een ianuarie, \u00eens\u0103 exist\u0103 estim\u0103ri c\u0103 va reveni la o cre\u0219tere moderat\u0103 pe parcursul anului, \u00een timp ce creditarea va cre\u0219te pu\u021bin mai accelerat, duc\u00e2nd la o cre\u0219tere a raportului credite\/depozite. \u00cen acela\u0219i timp, statul a devenit un concurent serios \u00een atragerea lichidit\u0103\u021bilor prin \u00eemprumuturi pentru finan\u021barea deficitului, o evolu\u021bie care pe termen scurt oblig\u0103 b\u0103ncile s\u0103 men\u021bin\u0103 dob\u00e2nzi atractive la depozite&#8221;, a declarat Dan Niculae.\u00a0<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"8\">\n<li><strong>Locuin\u021bele noi sunt tot mai dorite \u00een r\u00e2ndul cump\u0103r\u0103torilor. Achizi\u021bia nu depinde doar de pre\u021b.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Interesul rom\u00e2nilor pentru locuin\u021bele noi este \u00een cre\u0219tere la nivel na\u021bional, \u00een special \u00een marile ora\u0219e din \u021bar\u0103. Aproximativ 66% dintre cei intervieva\u021bi \u00een cadrul celui mai nou studiu realizat de Imobliare.ro \u0219i de compania de cercetare a pie\u021bei Unlock Market Research s-au declarat interesa\u021bi fie de locuin\u021be finalizate dup\u0103 anul 2000, fie de propriet\u0103\u021bi finalizate recent sau aflate \u00eenc\u0103 \u00een construc\u021bie.<\/p>\n\n\n\n<p>Aceast\u0103 tendin\u021b\u0103 vine \u00een contextul \u00een care cump\u0103r\u0103torii pleac\u0103 la drum mai bine informa\u021bi dec\u00e2t \u00een trecut \u0219i vor s\u0103 tr\u0103iasc\u0103 \u00een spa\u021bii moderne care s\u0103 le ofere un plus de confort \u0219i s\u0103 le reduc\u0103 pe c\u00e2t posibil cheltuielile de \u00eentre\u021binere.<\/p>\n\n\n\n<p>Nu doar pre\u021bul este cel care conteaz\u0103 pentru ei \u00een final, ci \u0219i localizarea propriet\u0103\u021bii, fapt care eviden\u021biaz\u0103 importan\u021ba tot mai mare a stilului de via\u021b\u0103 la care aspir\u0103 cump\u0103r\u0103torii \u00een alegerea locuin\u021bei.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"9\">\n<li><strong>Pot s\u0103 apar\u0103 noi sc\u0103deri ale ofertei pe segmentul reziden\u021bial nou.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Blocajele administrative au dus la o sc\u0103dere puternic\u0103 a ofertei pe segmentul reziden\u021bial nou \u00een marile ora\u0219e din \u021bar\u0103. \u00cen acela\u0219i timp, putem observa un interes tot mai mare venit din partea cump\u0103r\u0103torilor pentru locuin\u021bele finalizate \u00een ultimii cinci ani.<\/p>\n\n\n\n<p>Mersul sectorului construc\u021biilor este influen\u021bat de efectele elimin\u0103rii facilit\u0103\u021bilor dedicate angaja\u021bilor \u0219i de deficitul de for\u021b\u0103 de munc\u0103 calificat\u0103. Lipsa predictibilit\u0103\u021bii r\u0103m\u00e2ne un obstacol important pentru dezvoltatori care au nevoie, \u00een medie, de 2-3 ani pentru a finaliza un ansamblu reziden\u021bial din momentul ob\u021binerii autoriza\u021biei de construire.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi-1024x576.jpg\" alt=\"\" class=\"wp-image-72356\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi-1024x576.jpg 1024w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi-300x169.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi-768x432.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi-1536x864.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/03\/cumparatorii-vor-locuinte-noi.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u201cChiar dac\u0103 vedem o precau\u021bie mai mare \u00een cazul cump\u0103r\u0103torilor, etapizarea dezvolt\u0103rilor, am\u00e2narea unor investi\u021bii reechilibreaz\u0103 raportul dintre cerere \u0219i ofert\u0103. Tocmai de aceea, cump\u0103r\u0103torii care au o nevoie de locuire \u0219i acces la finan\u021bare trebuie s\u0103 \u00een\u021beleag\u0103 c\u0103 aceast\u0103 perioad\u0103 este un propice pentru achizi\u021bii\u201d, a declarat directorul de marketing al <a class=\"article-body-links\"href=\"http:\/\/www.imobiliare.ro\">Imobiliare.ro<\/a>.<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"10\">\n<li><strong>Rom\u00e2nii sunt mai dispu\u0219i s\u0103 lucreze cu un agent imobiliar dec\u00e2t \u00een trecut.<\/strong><\/li>\n<\/ol>\n\n\n\n<p>Pe parcursul anului trecut num\u0103rul celor care au apelat la serviciile unei agen\u021bii imobiliare sau care au acceptat colaborarea cu un specialist din acest domeniu pentru a finaliza o tranzac\u021bie a crescut. Potrivit celui mai nou studiu de pia\u021b\u0103 realizat de Imobiliare.ro, 74% dintre cei care au avut \u00een 2024 o nevoie imobiliar\u0103 au mers pe m\u00e2na unui agent fa\u021b\u0103 de 62% cu un an \u00een urm\u0103.<\/p>\n\n\n\n<p>Anticip\u0103m o continuare a acestei tendin\u021be \u0219i \u00een 2025, \u00een contextul \u00een care standardele cresc \u00een r\u00e2ndul profesioni\u0219tilor din real estate \u0219i portofoliul lor de servicii se diversific\u0103.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cenc\u0103 din primele luni ale acestui an s-au conturat la nivelul pie\u021bei reziden\u021biale o serie de tendin\u021be care au poten\u021bialul de a marca evolu\u021bia sa \u00een 2025. Semnale vin \u0219i din sectorul de creditare, care are o influen\u021b\u0103 puternic\u0103 asupra imobiliarelor, \u00een contextul \u00een care mul\u021bi dintre rom\u00e2ni se bazeaz\u0103 pe ob\u021binerea finan\u021b\u0103rii de la [&hellip;]<\/p>\n","protected":false},"author":5891,"featured_media":72357,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[1347,318,2304,2219,1963,299,507],"content_author":[],"class_list":["post-72352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri","tag-credite-ipotecare","tag-imobiliare","tag-dan-niculae","tag-daniel-crainic","tag-dobanda-credit","tag-indicele-imobiliare-ro","tag-preturi-apartamente"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Zece tendin\u021be pe pia\u021ba imobiliar\u0103 \u0219i de creditare, dup\u0103 primele luni ale noului an. La ce ne putem a\u0219tepta p\u00e2n\u0103 la finele lui 2025? - ANALIZ\u0102 - \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"\u00cenc\u0103 din primele luni ale acestui an s-au conturat la nivelul pie\u021bei reziden\u021biale o serie de tendin\u021be care au poten\u021bialul de a marca evolu\u021bia sa \u00een 2025.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/zece-tendinte-pe-piata-imobiliara-si-de-creditare-dupa-primele-luni-ale-noului-an-la-ce-ne-putem-astepta-pana-la-finele-lui-2025-analiza_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zece tendin\u021be pe pia\u021ba imobiliar\u0103 \u0219i de creditare, dup\u0103 primele luni ale noului an. 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