{"id":74283,"date":"2025-09-30T08:40:58","date_gmt":"2025-09-30T05:40:58","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=74283"},"modified":"2025-10-10T12:41:36","modified_gmt":"2025-10-10T09:41:36","slug":"cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/","title":{"rendered":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare-1200x800.jpg\" alt=\"\" class=\"wp-image-74284\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare-1200x800.jpg 1200w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare-300x200.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare-768x512.jpg 768w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare-1536x1024.jpg 1536w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg 2000w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p><strong>Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se \u00eencadra la acelea\u0219i sume. Totul porne\u0219te de la majorarea Indicelui de Referin\u021b\u0103 pentru Creditele Consumatorilor (IRCC) de la 5,55% la 6,06%, un maxim istoric \u00eenregistrat de la introducerea sa \u00een 2019.<\/strong><\/p>\n\n\n\n<p>Creditul ipotecar mediu \u00eenregistrat la nivel na\u021bional pe parcursul acestui an a fost de circa 73.400 euro, potrivit intermedierilor realizate de brokerii din re\u021beaua na\u021bional\u0103 <a class=\"article-body-links\"href=\"https:\/\/finance.imobiliare.ro\/\" target=\"_blank\" rel=\"noreferrer noopener\">Imobiliare.ro Finance<\/a>. Suma este echivalent\u0103 cu 373.000 de lei. Pentru a ob\u021bine un astfel de \u00eemprumut, p\u00e2n\u0103 acum aveai nevoie de un venit net lunar de 5.825 de lei, \u00een condi\u021biile \u00een care am discuta despre o persoan\u0103 f\u0103r\u0103 alte rate, care acceseaz\u0103 un credit pe o durat\u0103 de 30 de ani, cu un grad de \u00eendatorare de 45%.<\/p>\n\n\n\n<p>\u00cencep\u00e2nd cu luna octombrie ai nevoie de un venit lunar net de 6.117 lei pentru a ob\u021bine un \u00eemprumut similar, potrivit <a class=\"article-body-links\"href=\"https:\/\/finance.imobiliare.ro\/blog\/rate-mai-mari-pentru-romani-din-octombrie\" target=\"_blank\" rel=\"noreferrer noopener\">calculelor realizate <\/a>de speciali\u0219tii Imobiliare.ro Finance. Practic, ai nevoie de aproape 300 de lei \u00een plus.<\/p>\n\n\n\n<p>IRCC va influen\u021ba, de asemenea, ratele rom\u00e2nilor cu credite cu dob\u00e2nd\u0103 variabil\u0103 care vor cre\u0219te, la r\u00e2ndul lor. Dob\u00e2nda variabil\u0103 este calculat\u0103 \u00een func\u021bie de marja fix\u0103 a b\u0103ncii de la care a fost ob\u021binut \u00eemprumutul la care se adaug\u0103 IRCC. Ad\u0103ug\u00e2nd la o marj\u0103 fix\u0103 a b\u0103ncii de 2% noua valoare IRCC, de 6,06%, ajungem la o dob\u00e2nd\u0103 variabil\u0103 care dep\u0103\u0219e\u0219te 8%.<\/p>\n\n\n\n<p>Valoarea IRCC se va men\u021bine la nivelul de 6,06% p\u00e2n\u0103 la finalele lui 2025. IRCC se calculeaz\u0103 trimestrial, pe baza tranzac\u021biilor de pe pia\u021ba interbancar\u0103, \u0219i \u00eenlocuie\u0219te ROBOR din 2019. Indicele se aplic\u0103 at\u00e2t \u00een cazul creditelor ipotecare \u00een lei, c\u00e2t \u0219i \u00een cazul celor de nevoi personale.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se \u00eencadra la acelea\u0219i sume. Totul porne\u0219te de la majorarea Indicelui de Referin\u021b\u0103 pentru Creditele Consumatorilor (IRCC) de la 5,55% la 6,06%, un maxim istoric \u00eenregistrat de la introducerea sa \u00een 2019. [&hellip;]<\/p>\n","protected":false},"author":5891,"featured_media":74284,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[1347,2152],"content_author":[],"class_list":["post-74283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stiri","tag-credite-ipotecare","tag-ircc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric - \u0218tiri - ImoExpert<\/title>\n<meta name=\"description\" content=\"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric\" \/>\n<meta property=\"og:description\" content=\"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-30T05:40:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-10T09:41:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Corina V\u00e2rlan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Corina V\u00e2rlan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\"},\"author\":{\"name\":\"Corina V\u00e2rlan\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\"},\"headline\":\"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric\",\"datePublished\":\"2025-09-30T05:40:58+00:00\",\"dateModified\":\"2025-10-10T09:41:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\"},\"wordCount\":328,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg\",\"keywords\":[\"credite ipotecare\",\"IRCC\"],\"articleSection\":[\"\u0218tiri\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#respond\"]}],\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\",\"name\":\"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric - \u0218tiri - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg\",\"datePublished\":\"2025-09-30T05:40:58+00:00\",\"dateModified\":\"2025-10-10T09:41:36+00:00\",\"description\":\"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg\",\"width\":2000,\"height\":1333},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\/\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u0218tiri\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/stiri\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99\",\"name\":\"Corina V\u00e2rlan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png\",\"caption\":\"Corina V\u00e2rlan\"},\"description\":\"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \\\"\u00centreab\u0103 expertul\\\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.\",\"alternateName\":\"Corina\",\"jobTitle\":\"Content Manager\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric - \u0218tiri - ImoExpert","description":"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/","og_locale":"ro_RO","og_type":"article","og_title":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric","og_description":"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/","og_site_name":"ImoExpert","article_published_time":"2025-09-30T05:40:58+00:00","article_modified_time":"2025-10-10T09:41:36+00:00","og_image":[{"width":2000,"height":1333,"url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg","type":"image\/jpeg"}],"author":"Corina V\u00e2rlan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Corina V\u00e2rlan","Est. reading time":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/"},"author":{"name":"Corina V\u00e2rlan","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99"},"headline":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric","datePublished":"2025-09-30T05:40:58+00:00","dateModified":"2025-10-10T09:41:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/"},"wordCount":328,"commentCount":0,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg","keywords":["credite ipotecare","IRCC"],"articleSection":["\u0218tiri"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#respond"]}],"copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/","name":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric - \u0218tiri - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg","datePublished":"2025-09-30T05:40:58+00:00","dateModified":"2025-10-10T09:41:36+00:00","description":"Rom\u00e2nii care \u00ee\u0219i doresc s\u0103 fac\u0103 achizi\u021bii imobiliare cu ajutorul \u00eemprumuturilor trebuie s\u0103 aib\u0103, \u00eencep\u00e2nd cu luna octombrie, venituri mai mari pentru a se","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#primaryimage","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/09\/cresterea-ircc-la-un-maxim-istoric-implica-venituri-mai-mari-pentru-romanii-care-vor-sa-ia-credite-ipotecare.jpg","width":2000,"height":1333},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/cat-trebuie-sa-castigi-pentru-a-obtine-de-maine-un-credit-ipotecar-ircc-atinge-un-maxim-istoric_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"\u0218tiri","item":"https:\/\/www.imobiliare.ro\/imoexpert\/stiri\/"},{"@type":"ListItem","position":4,"name":"C\u00e2t trebuie s\u0103 c\u00e2\u0219tigi pentru a ob\u021bine un credit ipotecar? IRCC atinge un maxim istoric"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/9ffdfbf24b82f39fc75a2fc6c19e4e99","name":"Corina V\u00e2rlan","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2026\/02\/12-02-2025-5-rezumat-brasov-thumb-reels-1-1-96x96.png","caption":"Corina V\u00e2rlan"},"description":"Cu o experien\u021b\u0103 de 14 ani \u00een presa online, comunicare \u0219i content marketing, Corina V\u00e2rlan s-a al\u0103turat echipei Imobiliare.ro \u00een urm\u0103 cu 8 ani \u0219i ocup\u0103, \u00een prezent, func\u021bia de Content Manager. Ea este gazda emisiunii \"\u00centreab\u0103 expertul\" \u0219i a seriei 5 \u0218tiri Imobiliare.ro, realizate \u00een parteneriat cu Libertatea. Corina \u00ee\u0219i concentreaz\u0103 activitatea pe analiza datelor de pia\u021b\u0103 \u0219i pe subiecte de interes at\u00e2t pentru cei afla\u021bi \u00een c\u0103utarea unei locuin\u021be, c\u00e2t \u0219i pentru proprietari sau chiria\u0219i.","alternateName":"Corina","jobTitle":"Content Manager","url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/corina-varlan\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/74283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/5891"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=74283"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/74283\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media\/74284"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=74283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=74283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=74283"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=74283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}