{"id":7862,"date":"2010-12-30T14:01:54","date_gmt":"2010-12-30T12:01:54","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=7862_db\/"},"modified":"2010-12-30T14:01:54","modified_gmt":"2010-12-30T12:01:54","slug":"prima-casa-in-2010-credite-de-peste-840-milioane-de-euro","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/","title":{"rendered":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro"},"content":{"rendered":"

Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. <\/strong><\/p>\n

La fel ca \u015fi \u00een 2009, ini\u0163iativa prin care Guvernul \u015fi-a propus s\u0103 sprijine achizi\u0163ia unei prime locuin\u0163e de c\u0103tre tineri se dovede\u015fte salvatoare pentru pia\u0163\u0103. Rezultatele \u00eenregistrate de programul Prima Cas\u0103 \u00een 2010 ilustreaz\u0103 faptul c\u0103 o bun\u0103 parte din cererea pe reziden\u0163ial continu\u0103 s\u0103 se \u00eendrepte spre segmentul mediu. Potrivit datelor furnizate de Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderi Mici \u015fi Mijlocii (FNGCIMM), anul acesta au fost acordate garan\u0163ii \u00een valoare de peste 840 de milioane de euro. Astfel, prin Prima Cas\u0103 1 au fost aprobate 6.680 de garan\u0163ii, \u00een valoare de 274 milioane de euro, \u00een vreme ce, p\u00e2n\u0103 la data de 15 decembrie a.c, a doua etap\u0103 a programului a cumulat circa 14.200 de garan\u0163ii, cu un total de 573 milioane de euro. \u00cen clasamentul celor mai multe credite aprobate, Bucure\u015ftiul ocup\u0103 primul loc, urmat fiind de jude\u0163ele Cluj \u015fi Timi\u015f. Potrivit estim\u0103rilor reprezentan\u0163ilor FNGCIMM, p\u00e2n\u0103 la sf\u00e2r\u015fitul acestui an ar trebui s\u0103 fie consumat aproximativ 85% din plafonul alocat pentru Prima Cas\u0103 2.<\/p>\n

\"\"<\/a>500 de contracte pentru construc\u0163ia de noi locuin\u0163e <\/strong>
\nDe\u015fi un impact pozitiv asupra tranzac\u0163iilor din pia\u0163\u0103 nu poate fi negat, m\u0103sura \u00een care programul guvernamental a reu\u015fit s\u0103 impulsioneze economia prin stimularea construc\u0163iilor noi r\u0103m\u00e2ne \u00eens\u0103 discutabil\u0103. Astfel, dintre garan\u0163iile acordate \u00een 2010, 65,30% vizeaz\u0103 locuin\u0163e construite p\u00e2n\u0103 \u00een 1990<\/a>, \u00een vreme ce 34,70% au ca obiect unit\u0103\u0163i locative finalizate dup\u0103 acest an. \u201ePentru construc\u0163ia de noi locuin\u0163e au fost \u00eencheiate aproximativ 500 de contracte, inclusiv prin promisiuni de garantare\u201d, adaug\u0103 reprezentan\u0163ii FNGCIMM.<\/p>\n

Cum se explic\u0103 orientarea preponderent\u0103 a rom\u00e2nilor spre apartamentele din blocurile vechi, \u00een ciuda faptului c\u0103 cea de-a doua etap\u0103 a programului guvernamental a avut ca scop specific tocmai stimularea v\u00e2nz\u0103rii de locuin\u0163e noi<\/a>? \u00cen opinia lui Romeo C\u0103z\u0103nescu, directorul general al Conarg Real Estate, unul dintre motivele ce st\u0103 \u00een spatele preferin\u0163elor rom\u00e2nilor const\u0103 \u00eentr-o mentalitate gre\u015fit\u0103, potrivit c\u0103reia acestea sunt de o calitate mai bun\u0103 dec\u00e2t cele nou construite. \u201eAv\u00e2nd \u00een vedere c\u0103 majoritatea celor care \u00ee\u015fi cump\u0103r\u0103 o locuin\u0163\u0103 \u00ee\u015fi finan\u0163eaz\u0103 achizi\u0163ia prin credit, ar trebui s\u0103 priveasc\u0103 un pic \u015fi \u00een viitor. Dup\u0103 cei 20 sau chiar 30 de ani c\u00e2nd vor termina creditul, vor avea \u00een proprietate un apartament cu o vechime de 50 de ani sau chiar mai mare\u201d, spune reprezentantul Conarg.<\/p>\n

Solu\u0163ia pentru pre\u0163uri reduse: suprafe\u0163e c\u00e2t mai mici<\/strong>
\nDincolo de orice problem\u0103 de mentalitate \u00eens\u0103, principalul motiv din spatele preferin\u0163elor cump\u0103r\u0103torilor de locuin\u0163e r\u0103m\u00e2ne pre\u0163ul<\/a>. \u201eDin p\u0103cate, suprafa\u0163a pe care \u015fi-o permit majoritatea rom\u00e2nilor este nu mai mare de 60 de metri p\u0103tra\u0163i \u2013 cu pre\u0163uri de p\u00e2n\u0103 \u00een 60.000 de euro<\/a>. Chiar dac\u0103 exist\u0103 cerere pentru apartamente cu suprafe\u0163e mai mari, ea nu este dublat\u0103 \u015fi de o calificare financiar\u0103 a respectivilor clien\u0163i pentru apartamente de 80.000 sau 100.000 de euro\u201d, subliniaz\u0103 C\u0103z\u0103nescu.<\/p>\n

\u00cen acest context, este vizibil\u0103 tot mai mult tendin\u0163a developerilor de a se plia pe segmentul vizat de programul guvernamental. Un exemplu \u00een acest sens este oferit chiar de dezvoltatorul autohton. \u201eSesiz\u00e2nd poten\u0163ialul datorat programului Prima Cas\u0103, am decis s\u0103 repozi\u0163ion\u0103m proiectul Quadra 2 (am\u00e2nat \u00een toamna lui 2008), demar\u00e2nd un bloc cu 242 de unit\u0103\u0163i, majoritatea de garsoniere\u201d, spune C\u0103z\u0103nescu. Acesta este de p\u0103rere c\u0103, dac\u0103 un dezvoltator de\u0163ine un teren amplasat \u00eentr-o zon\u0103 bun\u0103, acesta poate construi cu succes locuin\u0163e, chiar \u015fi \u00een actualul context de pia\u0163\u0103. \u201eTotul depinde de suprafe\u0163e \u015fi pre\u0163uri. Apartamentele livrate trebuie s\u0103 se plieze pe cererea existent\u0103 acum \u00een pia\u0163\u0103, respectiv locuin\u0163e cu rate de maximum 250-300 de euro. Sunt convins c\u0103 vor exista din ce \u00een ce mai mul\u0163i dezvoltatori care se vor g\u00e2ndi la suprafe\u0163e mai mici<\/a> \u2013 astfel \u00eenc\u00e2t s\u0103 le v\u00e2nd\u0103 c\u00e2t mai repede\u201d, este de p\u0103rere reprezentantul Conarg.<\/p>\n","protected":false},"excerpt":{"rendered":"

Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009, ini\u0163iativa prin care Guvernul \u015fi-a propus s\u0103 sprijine achizi\u0163ia unei prime locuin\u0163e de c\u0103tre tineri se dovede\u015fte salvatoare pentru pia\u0163\u0103. Rezultatele \u00eenregistrate de programul Prima Cas\u0103 \u00een 2010 ilustreaz\u0103 faptul c\u0103 […]<\/p>\n","protected":false},"author":829,"featured_media":7863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[263],"tags":[348,353,458,546,1548],"content_author":[],"class_list":["post-7862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credite","tag-apartamente-noi","tag-apartamente-vechi","tag-dezvoltatori","tag-fngcimm","tag-prima-casa"],"yoast_head":"\nPrima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro - Credite - ImoExpert<\/title>\n<meta name=\"description\" content=\"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro\" \/>\n<meta property=\"og:description\" content=\"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\" \/>\n<meta property=\"og:site_name\" content=\"ImoExpert\" \/>\n<meta property=\"article:published_time\" content=\"2010-12-30T12:01:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"320\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Adriana Dr\u0103gu\u0219in\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adriana Dr\u0103gu\u0219in\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\"},\"author\":{\"name\":\"Adriana Dr\u0103gu\u0219in\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790\"},\"headline\":\"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro\",\"datePublished\":\"2010-12-30T12:01:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\"},\"wordCount\":711,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg\",\"keywords\":[\"Apartamente noi\",\"apartamente vechi\",\"dezvoltatori\",\"FNGCIMM\",\"Prima Cas\u0103\"],\"articleSection\":[\"Credite\"],\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#respond\"]}],\"copyrightYear\":\"2010\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\",\"name\":\"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro - Credite - ImoExpert\",\"isPartOf\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg\",\"datePublished\":\"2010-12-30T12:01:54+00:00\",\"description\":\"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,\",\"breadcrumb\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#breadcrumb\"},\"inLanguage\":\"en\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg\",\"width\":320,\"height\":480},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Imoradar24\",\"item\":\"https:\/\/www.imoradar24.ro\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ImoExpert\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Sfaturi\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Credite\",\"item\":\"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/credite\/\"},{\"@type\":\"ListItem\",\"position\":5,\"name\":\"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#website\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"name\":\"ImoExpert\",\"description\":\"cele mai importante \u015ftiri din domeniul imobiliar\",\"publisher\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#organization\",\"name\":\"Imobiliare.ro\",\"alternateName\":\"Realmedia Network SA\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"contentUrl\":\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png\",\"width\":237,\"height\":29,\"caption\":\"Imobiliare.ro\"},\"image\":{\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790\",\"name\":\"Adriana Dr\u0103gu\u0219in\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en\",\"@id\":\"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g\",\"caption\":\"Adriana Dr\u0103gu\u0219in\"},\"jobTitle\":\"Editor\",\"url\":\"https:\/\/www.imobiliare.ro\/imoexpert\/author\/adriana-dragusin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro - Credite - ImoExpert","description":"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,","robots":{"index":"index","follow":"follow"},"canonical":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/","og_locale":"ro_RO","og_type":"article","og_title":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro","og_description":"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,","og_url":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/","og_site_name":"ImoExpert","article_published_time":"2010-12-30T12:01:54+00:00","og_image":[{"width":320,"height":480,"url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg","type":"image\/jpeg"}],"author":"Adriana Dr\u0103gu\u0219in","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Adriana Dr\u0103gu\u0219in","Est. reading time":"4 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#article","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/"},"author":{"name":"Adriana Dr\u0103gu\u0219in","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790"},"headline":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro","datePublished":"2010-12-30T12:01:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/"},"wordCount":711,"commentCount":0,"publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg","keywords":["Apartamente noi","apartamente vechi","dezvoltatori","FNGCIMM","Prima Cas\u0103"],"articleSection":["Credite"],"inLanguage":"en","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#respond"]}],"copyrightYear":"2010","copyrightHolder":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/","name":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro - Credite - ImoExpert","isPartOf":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage"},"thumbnailUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg","datePublished":"2010-12-30T12:01:54+00:00","description":"Aproape dou\u0103 treimi dintre garan\u0163iile aprobate anul acesta de FNGCIMM vizeaz\u0103 achizi\u0163ia unor locuin\u0163e construite \u00eenainte de 1990. La fel ca \u015fi \u00een 2009,","breadcrumb":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#breadcrumb"},"inLanguage":"en","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/"]}]},{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#primaryimage","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2010\/12\/casapebani.jpg","width":320,"height":480},{"@type":"BreadcrumbList","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/prima-casa-in-2010-credite-de-peste-840-milioane-de-euro_db\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Imoradar24","item":"https:\/\/www.imoradar24.ro"},{"@type":"ListItem","position":2,"name":"ImoExpert","item":"https:\/\/www.imobiliare.ro\/imoexpert\/"},{"@type":"ListItem","position":3,"name":"Sfaturi","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/"},{"@type":"ListItem","position":4,"name":"Credite","item":"https:\/\/www.imobiliare.ro\/imoexpert\/ghid-imobiliar\/credite\/"},{"@type":"ListItem","position":5,"name":"Prima Cas\u0103 \u00een 2010: Credite de peste 840 milioane de euro"}]},{"@type":"WebSite","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#website","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","name":"ImoExpert","description":"cele mai importante \u015ftiri din domeniul imobiliar","publisher":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization"},"inLanguage":"en"},{"@type":"Organization","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#organization","name":"Imobiliare.ro","alternateName":"Realmedia Network SA","url":"https:\/\/www.imobiliare.ro\/imoexpert\/","logo":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/","url":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","contentUrl":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2025\/05\/imobiliare_logo.png","width":237,"height":29,"caption":"Imobiliare.ro"},"image":{"@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/8c13b0297075010b896471fabf0d7790","name":"Adriana Dr\u0103gu\u0219in","image":{"@type":"ImageObject","inLanguage":"en","@id":"https:\/\/www.imobiliare.ro\/imoexpert\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ba4762f7517e50e679ed7f11207102d1150120f2f5800c0da98f8a15305bf514?s=96&d=mm&r=g","caption":"Adriana Dr\u0103gu\u0219in"},"jobTitle":"Editor","url":"https:\/\/www.imobiliare.ro\/imoexpert\/author\/adriana-dragusin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/7862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/users\/829"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/comments?post=7862"}],"version-history":[{"count":0,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/posts\/7862\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media\/7863"}],"wp:attachment":[{"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/media?parent=7862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/categories?post=7862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/tags?post=7862"},{"taxonomy":"content_author","embeddable":true,"href":"https:\/\/www.imobiliare.ro\/imoexpert\/wp-json\/wp\/v2\/content_author?post=7862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}