{"id":80764,"date":"2026-09-02T15:31:22","date_gmt":"2026-09-02T12:31:22","guid":{"rendered":"https:\/\/www.imobiliare.ro\/imoexpert\/?p=80764"},"modified":"2026-09-02T16:50:43","modified_gmt":"2026-09-02T13:50:43","slug":"cine-sunt-romanii-care-cumpara-locuinte-in-spania-bugetul-realist-de-care-ai-nevoie-pentru-o-astfel-de-investitie","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/cine-sunt-romanii-care-cumpara-locuinte-in-spania-bugetul-realist-de-care-ai-nevoie-pentru-o-astfel-de-investitie_db\/","title":{"rendered":"Cine sunt rom\u00e2nii care cump\u0103r\u0103 locuin\u021be \u00een Spania? Bugetul realist de care ai nevoie pentru o astfel de investi\u021bie"},"content":{"rendered":"\n
\"peisaj<\/figure>\n\n\n\n

Spania a devenit pe parcursul ultimilor ani una dintre cele mai c\u0103utate destina\u021bii de investi\u021bii pentru rom\u00e2ni, iar un buget realist pentru realizarea unei achizi\u021bii imobiliare poate s\u0103 porneasc\u0103 \u0219i de la 200.000 euro.<\/strong><\/p>\n\n\n\n

„Rom\u00e2nii sunt deja constant \u00een top 5-7 na\u021bionalit\u0103\u021bi de cump\u0103r\u0103tori str\u0103ini din Spania \u2014 nu mai vorbim de un fenomen de ni\u0219\u0103, ci de un flux stabil, alimentat pe dou\u0103 c\u0103i: diaspora care \u00ee\u0219i cump\u0103r\u0103 cas\u0103 acolo unde locuie\u0219te \u0219i lucreaz\u0103 deja \u0219i investitorul din Rom\u00e2nia care caut\u0103 diversificare \u00een euro, \u00eentr-o pia\u021b\u0103 lichid\u0103 din UE, combinat\u0103 de multe ori \u0219i cu o a doua cas\u0103, de vacan\u021b\u0103”, a declarat pentru Imobiliare.ro Matei Malo\u0219, cofondator \u0219i CEO Directimo<\/strong>, platforma rom\u00e2neasc\u0103 de tehnologie imobiliar\u0103 care se poate l\u0103uda cu primul AI Buyer Agent din Europa.<\/p>\n\n\n\n

Exist\u0103 o serie de motive care fac din Spania o destina\u021bie atractiv\u0103 pentru investi\u021bii imobiliare. \u00cen primul r\u00e2nd, clima este una mai mult dec\u00e2t favorabil\u0103, cu peste 300 de zile de soare pe an. Ai, totodat\u0103, acces la zboruri directe din mai multe ora\u0219e din Rom\u00e2nia, iar economia local\u0103 este una stabil\u0103, cu perspective bune de cre\u0219tere. Calitatea vie\u021bii este una ridicat\u0103, iar serviciile pot fi accesate cu costuri rezonabile. Investitorii au parte, de asemenea, de o protec\u021bie ridicat\u0103, iar cererea se men\u021bine la un nivel bun pe segmentul \u00eenchirierilor aproape pe tot parcursul anului.<\/p>\n\n\n\n

„Pe l\u00e2ng\u0103 cererea s\u0103n\u0103toas\u0103 \u0219i diversificat\u0103, exist\u0103 un deficit structural de locuin\u021be estimat \u00een sute de mii de unit\u0103\u021bi, ceea ce sus\u021bine pre\u021burile pe termen lung. Iar raportul calitate-pre\u021b este \u00eenc\u0103 favorabil fa\u021b\u0103 de Fran\u021ba sau chiar \u0219i de zona de nord a Italiei”, ne mai explic\u0103 Malo\u0219.<\/p>\n\n\n\n

Un alt beneficiu clar este acela c\u0103 rom\u00e2nii pot ob\u021bine finan\u021bare direct de la b\u0103nci spaniole cu dob\u00e2nzi totale fixe de p\u00e2n\u0103 \u00een 3,5%, pe o durat\u0103 de 15 ani. Dob\u00e2nzile variabile scad chiar sub 3%.<\/p>\n\n\n\n

Cine sunt adev\u0103ra\u021bii cump\u0103r\u0103tori?<\/strong><\/p>\n\n\n\n

\u00cen r\u00e2ndul cump\u0103r\u0103torilor interesa\u021bi de propriet\u0103\u021bile din Spania se pot distinge dou\u0103 tipologii clare<\/strong>. \u00cen primul r\u00e2nd, exist\u0103 cump\u0103r\u0103torul care \u00ee\u0219i dore\u0219te o cas\u0103 de vacan\u021b\u0103<\/strong>. Acesta ia decizii mai mult emo\u021bional, are deja o zon\u0103 \u00een minte \u00een care ar vrea s\u0103 fie localizat\u0103 proprietate, de cele mai multe ori aceasta fiind o fost\u0103 destina\u021bie de concediu, \u0219i face 2-3 vizite \u00eenainte s\u0103 cumpere pentru c\u0103 vrea s\u0103 „simt\u0103 locul”.<\/p>\n\n\n\n

Pe acest cump\u0103r\u0103tor \u00eel intereseaz\u0103 terasa, orientarea locuin\u021bei, priveli\u0219tea, lini\u0219tea, dar \u0219i distan\u021ba pe care ar urma s\u0103 o parcurg\u0103 pentru a ajunge la o anumit\u0103 plaj\u0103.<\/p>\n\n\n\n

CITE\u0218TE \u0218I:<\/strong><\/p>\n\n\n\n

Ce trebuie s\u0103 \u0219tii dac\u0103 vrei s\u0103 faci o investi\u021bie \u00een Spania? Pre\u021buri, avantaje \u0219i riscuri \u2013 Analiz\u0103<\/a><\/strong><\/p>\n\n\n\n

Investi\u021bie \u00een Costa Blanca sau Costa del Sol? Ghid complet pentru decizie<\/a><\/strong><\/p>\n\n\n\n

Al doilea tip de cump\u0103r\u0103tor este investitorul care ia decizii strict pe baza cifrelor<\/strong>. „Uneori are \u0219i o zon\u0103 preferat\u0103, dar se uit\u0103 normal la pre\u021b\/mp fa\u021b\u0103 de comparabile, ocupare istoric\u0103, chirie estimat\u0103, cost de comunitate, lichiditate la rev\u00e2nzare. \u00cel intereseaz\u0103 structura fiscal\u0103 \u0219i cine administreaz\u0103 dup\u0103 achizi\u021bie.\u00a0Investitorul cump\u0103r\u0103 uneori f\u0103r\u0103 s\u0103 vad\u0103 fizic proprietatea, mai ales atunci c\u00e2nd sunt lans\u0103ri de proiecte sau dac\u0103 este vorba despre produse tip apart-hotel cu programe de administrare \u0219i \u00eenchiriere profesional\u0103, unde riscurile sunt de fapt \u00een zona juridico-comercial\u0103 a contractelor”, spune CEO-ul platformei care listeaz\u0103 \u0219i intermediaz\u0103 cump\u0103rarea propriet\u0103\u021bilor localizate \u00een sudul Spaniei.<\/p>\n\n\n\n

„Diferen\u021ba cea mai mare e la licen\u021ba turistic\u0103: pentru investitor e o condi\u021bie eliminatorie, pentru cump\u0103r\u0103torul de vacan\u021b\u0103 e un detaliu mai pu\u021bin relevant”, adaug\u0103 el. <\/p>\n\n\n\n

\"banner<\/a><\/figure>\n\n\n\n

\u00cen cazul rom\u00e2nilor, cele dou\u0103 categorii de cump\u0103r\u0103tori se suprapun mult mai des dec\u00e2t \u00een vestul Europei. Cele mai multe persoane interesate de realizarea unor achizi\u021bii imobiliare \u00een Spania \u021bintind propriet\u0103\u021bi pe care le pot valorifica \u00een mai multe moduri – at\u00e2t ca pe o cas\u0103 de vacan\u021b\u0103, c\u00e2t \u0219i ca pe un activ ce produce un venit c\u00e2t timp nu \u00eel folosesc \u0219i, eventual, ca pe o poten\u021bial\u0103 re\u0219edin\u021b\u0103 dup\u0103 pensionare.<\/p>\n\n\n\n

Zone cu poten\u021bial \u0219i bugetul necesar pentru o investi\u021bie<\/strong><\/p>\n\n\n\n

Pentru urm\u0103torii doi ani, zonele cu poten\u021bial investi\u021bional bun din Spania pot fi \u00eemp\u0103r\u021bite \u00een patru categorii, potrivit reprezentantului Directimo.<\/p>\n\n\n\n

    \n
  1. Intrare accesibil\u0103, \u00een Costa Blanca Sud: <\/strong>Orihuela Costa, Pilar de la Horadada, Torrevieja. Provincia Alicante este liderul cererii interna\u021bionale \u2014 conform raportului notarilor, 51,5% dintre tranzac\u021bii sunt f\u0103cute de str\u0103ini \u2014 ideal pentru un buget de 200.000-250.000 euro<\/strong>.
    <\/li>\n\n\n\n
  2. \u00cen Costa del Sol, Mijas Costa este zona cu cel mai bun poten\u021bial de cre\u0219tere<\/strong>, pentru bugete de 300.000-500.000 euro<\/strong>, \u00een contextul \u00een care cre\u0219terea de pre\u021buri din zona Estepona a fost mult mai mare \u00een ultimii doi ani, \u00een condi\u021bii apropiate pentru calitate, facilit\u0103\u021bi, servicii, infrastructur\u0103.
    <\/li>\n\n\n\n
  3. Tot \u00een Costa del Sol, cu un buget de peste 500.000 euro<\/strong>, una dintre cele mai atractive zone este Nueva Alc\u00e1ntara, zona de plaj\u0103 a localit\u0103\u021bii San Pedro de Alc\u00e1ntara, \u00een vestul Marbellei<\/strong>. Cu acela\u0219i buget, \u00een Costa Blanca po\u021bi s\u0103 g\u0103se\u0219ti un townhouse cu curte \u0219i piscin\u0103 proprie \u00een zona Polop \/ La Nuc\u00eda<\/strong>. Ambele zone au beneficiat deja de investi\u021bii semnificative \u00een infrastructur\u0103 \u0219i sunt prev\u0103zute \u0219i alte proiecte majore, at\u00e2t publice c\u00e2t, \u0219i private.
    <\/li>\n\n\n\n
  4. Pentru siguran\u021ba cre\u0219terii valorii, zonele prime precum Moraira, Benissa Costa \u0219i J\u00e1vea din Costa Blanca r\u0103m\u00e2n cele mai bune alegeri<\/strong>, la fel ca zone precum Marbella East, Golden Mile sau Benahav\u00eds<\/strong> din Costa del Sol.
    <\/li>\n<\/ol>\n\n\n\n

    Bugetele estimate mai sus nu includ doar pre\u021bul propriet\u0103\u021bii. Peste pre\u021b se adaug\u0103 un impozit de transfer sau TVA de 10%-14%, costuri cu notarul, registrul, avocatul, plus mobilarea locuin\u021bei care se ridic\u0103 la 15.000-25.000 euro pentru un apartament destinat \u00eenchirierii. Practic, cu un buget de 250.000 euro cumperi o proprietate de 210.000-220.000 euro.<\/p>\n\n\n\n

    CITE\u0218TE \u0218I:<\/strong>\u00a0<\/p>\n\n\n\n

    Constan\u021ba vs Costa Blanca \u0219i Costa del Sol. Detaliile care fac diferen\u021ba c\u00e2nd \u00ee\u021bi cumperi o cas\u0103 de vacan\u021b\u0103? \u2013 ANALIZ\u0102<\/a><\/strong><\/p>\n\n\n\n

    Noua er\u0103 a investi\u021biilor imobiliare. Cum schimb\u0103 AI-ul \u0219i Proptech-ul regulile jocului?<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

    Articol sus\u021binut de Directimo, platforma rom\u00e2neasc\u0103 de tehnologie imobiliar\u0103 cu primul AI Buyer Agent din Europa.<\/p>\n","protected":false},"author":5891,"featured_media":80834,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[2105,2628],"content_author":[],"class_list":["post-80764","post","type-post","status-publish","format-standard","has-post-thumbnail","category-stiri","tag-investitii-spania","tag-matei-malos"],"yoast_head":"\nCine sunt rom\u00e2nii care cump\u0103r\u0103 locuin\u021be \u00een Spania? 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