{"id":9094,"date":"2011-03-03T13:44:11","date_gmt":"2011-03-03T11:44:11","guid":{"rendered":"http:\/\/danpopp.ro\/?p=537"},"modified":"2011-03-03T13:44:11","modified_gmt":"2011-03-03T11:44:11","slug":"10-pasi-pentru-alegerea-unui-apartament","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/10-pasi-pentru-alegerea-unui-apartament_db\/","title":{"rendered":"10 pasi pentru alegerea unui apartament"},"content":{"rendered":"<p>Doresc sa ma mut. Doresc sa locuiesc in alte conditii si\u00a0urmeaza sa cumpar un apartament deja construit. Cum iau decizia si ce pasi am de facut? Pentru apartament trebuie sa fac o analiza SWOT.<\/p>\n<p>Puncte\u00a0tari:<\/p>\n<p>Apartamentul este disponibil acum; are un pret cert pe care il stabilesc cu vinzatorul; are toate autorizatiile si utilitatile functionale.<\/p>\n<p><a class=\"article-body-links\"href=\"http:\/\/danpopp.ro\/wp-content\/uploads\/18620857_11.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-medium wp-image-539\" title=\"18620857_1\" src=\"http:\/\/danpopp.ro\/wp-content\/uploads\/18620857_11-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" \/><\/a><\/p>\n<p>Puncte slabe:<\/p>\n<p>Apartamentul are planul si functiunile definite, aproape de neschimbat; dotarile si echiparea sunt practic inglobate si daca doresc schimbari pierd timp si cresc costurile; finisajele sunt puse in opera si calitatea nu prea se mai poate imbunatati; nu exista posibilitatea extinderii locuintei si nici cea a recompartimentarii facile; nu se pot optimiza semnificativ costurile de exploatare deoarece echiparea este deja incorporata; locuintele vechi au o tendinta de a fi mai putin apreciate decit cele noi, deci in timp investitia mai degraba se va deprecia valoric.<\/p>\n<p>Oportunitati:<\/p>\n<p>Preturile apartamentelor au scazut semnificativ si pare un moment adecvat sa achizitionez; inclusiv taxele notariale la incheierea tranzactiei s-au redus; pe piata apar oferte de executare silita a unor apartamente; daca esti la prima achizitie poti utiliza facilitati de creditare ale programului Prima Casa in valoare de maxim 60.000 eur; in cazul unei achizitii a locuintei de la o persoana juridica, poti beneficia de reducerea de\u00a0TVA la 5% daca valoarea este de maxim 380.000 lei; pentru achizitia unei locuinte exista oferte de creditare ale dezvoltatorilor pe o perioada de pina la 10 ani, fara necesitatea indeplinirii unor conditii dure de eligibilitate-asa cum sunt in cazul bancilor; relaxarea conditiilor de creditare bancara prin diminuarea dobinzilor; scaderea efortului financiar datorita intaririi leului fata de euro.<\/p>\n<p>Amenintari:<\/p>\n<p>O eventuala crestere a pretului locuintelor; inasprirea conditiilor de tranzactionare prin obligativitatea expresa a detinerii Certificatului Termoenergetic.<\/p>\n<p>Acum pot sa trec la cumpararea unui apartament in 10 pasi:<\/p>\n<p>1. Dimensionarea nevoilor (membri familie, vizitatori frecventi, animale sau alte pasiuni, mobilier si alte patrimonii mobile, tabieturi si cerinte speciale sau specifice)<\/p>\n<p>2. Evaluarea posibilitatilor de finantare (economii, salarii, dividende, chirii, mosteniri, vinzari de imobile sau bunuri)<\/p>\n<p>3. Evaluarea costurilor directe si indirecte (comisioane, taxe, rata, impozite, intretinere, reparatii, servicii)<\/p>\n<p>4. Definirea caracteristicilor generale ale solutiei de locuire (functiuni majore, proximitati definitorii, suprafata, dotari, volumetrie, culori si decoratiuni)<\/p>\n<p>5. Analiza oferte de pe piata rezidentiala (tip locuinta, suprafata, amplasare, pret, conditii de plata)<\/p>\n<p>6. Analiza oferte de finantare (venit, garantii, durata, gratie, dobinda, comisioane, istoric relatii)<\/p>\n<p>7. Identificare oferta locuinta (una din trei)<\/p>\n<p>8. Identificare solutie de finantare (una din trei)<\/p>\n<p>9. Negociere si finalizare specificatie si conditii finantare (balanced score card aplicat pt fiecare optiune)<\/p>\n<p>10. Receptie si intabulare apartament (checklist pt receptie si inscriere oficiala imobil)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Doresc sa ma mut. Doresc sa locuiesc in alte conditii si\u00a0urmeaza sa cumpar un apartament deja construit. Cum iau decizia si ce pasi am de facut? Pentru apartament trebuie sa fac o analiza SWOT. Puncte\u00a0tari: Apartamentul este disponibil acum; are un pret cert pe care il stabilesc cu vinzatorul; are toate autorizatiile si utilitatile functionale. [&#8230;]<\/p>\n","protected":false},"author":1118,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[421,755,438,472,756,757,448,1360],"content_author":[],"class_list":{"0":"post-9094","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"tag-finantare","7":"tag-finisaje","8":"tag-intabulare","9":"tag-negociere","10":"tag-pret","11":"tag-swot","12":"tag-uncategorized","13":"tag-vanzare-apartamente"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>10 pasi pentru alegerea unui apartament - ImoExpert<\/title>\n<meta name=\"description\" content=\"Doresc sa ma mut. Doresc sa locuiesc in alte conditii si\u00a0urmeaza sa cumpar un apartament deja construit. Cum iau decizia si ce pasi am de facut? Pentru apartament trebuie sa fac o analiza SWOT. 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