{"id":9471,"date":"2011-03-28T12:55:52","date_gmt":"2011-03-28T09:55:52","guid":{"rendered":"https:\/\/www.imobiliare.ro\/?p=9471_db\/"},"modified":"2011-03-28T12:55:52","modified_gmt":"2011-03-28T09:55:52","slug":"inca-se-mai-aproba-dosare-pentru-prima-casa-topul-judetelor-cu-cele-mai-multe-si-cele-mai-mari-credite-acordate-2","status":"publish","type":"post","link":"https:\/\/www.imobiliare.ro\/imoexpert\/inca-se-mai-aproba-dosare-pentru-prima-casa-topul-judetelor-cu-cele-mai-multe-si-cele-mai-mari-credite-acordate-2_db\/","title":{"rendered":"\u00cenc\u0103 se mai aprob\u0103 dosare pentru Prima Cas\u0103. Topul jude\u0163elor cu cele mai multe \u015fi cele mai mari credite acordate"},"content":{"rendered":"<p><strong>FNGCIMM \u00eei asigur\u0103 pe cei care au aplicat pentru un credit garantat de c\u0103tre stat c\u0103 dosarele vor fi analizate. <\/strong><\/p>\n<p>\u00cen contextul \u00een care modul concret \u00een care va continua programul Prima Cas\u0103 depinde de r\u0103spunsul b\u0103ncilor la <a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/apartamente\/guvernul-nu-suplimenteaza-fondurile-pentru-prima-casa-cum-vrea-totusi-sa-ajunga-la-un-volum-dublu-de-garantii_db\/\">propunerea Guvernului de a \u00eemp\u0103r\u0163i riscul de creditare<\/a>, oficialii asigur\u0103 c\u0103 analiza dosarelor continu\u0103 \u00een condi\u0163iile stabilite anterior. \u201eToate dosarele corecte \u015fi complete, introduse de partenerii bancari \u00een aplica\u0163ia informatic\u0103 a Programului Prima Cas\u0103, \u00een limita plafoanelor alocate fiec\u0103rei b\u0103nci \u00een parte, vor fi aprobate\u201d, subliniaz\u0103 oficialii Fondului de Garantare a Creditelor pentru \u00centreprinderi Mici \u015fi Mijlocii (FNGCIMM). Potrivit acestora, \u00een ultimele zile a avut loc o accelerare a ritmului mediu de \u00eenregistrare a solicit\u0103rilor pentru Prima Cas\u0103, ajung\u00e2ndu-se la peste 200 de dosare pe zi. <\/p>\n<p><a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/apartamente\/inca-se-mai-aproba-dosare-pentru-prima-casa-topul-judetelor-cu-cele-mai-multe-si-cele-mai-mari-credite-acordate-2_db\/dosarptprimacasa-2\/\" rel=\"attachment wp-att-9481\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/info.imobiliare.ro\/wp-content\/uploads\/2011\/03\/dosarptprimacasa1-300x300.jpg\" alt=\"\" title=\"dosarptprimacasa\" width=\"300\" height=\"300\" class=\"alignleft size-medium wp-image-9481\" srcset=\"https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2011\/03\/dosarptprimacasa1-300x300.jpg 300w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2011\/03\/dosarptprimacasa1-390x390.jpg 390w, https:\/\/www.imobiliare.ro\/imoexpert\/wp-content\/uploads\/2011\/03\/dosarptprimacasa1.jpg 480w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><strong>O treime din garan\u0163ii, \u00een Bucure\u015fti <\/strong><br \/>\nP\u00e2n\u0103 acum, statul a aprobat 37.632 de credite prin intermediul programului Prima Cas\u0103, \u00een valoare total\u0103 de 1.531.800 de euro. O analiz\u0103 a distribu\u0163iei acestora la nivel regional poate fi util\u0103. Potrivit datelor FNGCIMM, Bucure\u015ftiul se situeaz\u0103 \u00een topul jude\u0163elor care au primit cele mai multe garan\u0163ii din partea statului, cu o pondere de 30,2% din total. A doua pozi\u0163ie \u00een clasament este ocupat\u0103 de jude\u0163ul Cluj, cu 7,5%, urmat fiind de Timi\u015f (5,6%), Ilfov (5,1%), Constan\u0163a (4,7%), dar \u015fi de Ia\u015fi, Bra\u015fov, Sibiu \u015fi Dolj (fiecare cu o pondere de 3-4%). <\/p>\n<p>Din punctul de vedere al valorii unei garan\u0163ii, cele mai mari credite \u2013 o medie de 49.165 de euro &#8211; au fost acordate \u00een Ilfov. Pe urm\u0103toarele locuri se situeaz\u0103 Bucure\u015ftiul, cu 48.516 euro, Constan\u0163a, cu 42.319 euro, Timi\u015f, cu 41.764 de euro. Pe ultimele pozi\u0163ii \u00een clasament se situeaz\u0103 jude\u0163ele  Ia\u015fi, Bra\u015fov, Sibiu, Dolj, cu o garan\u0163ie medie de 39.241 euro, urmate fiind de Cluj, cu 36.912 euro. <\/p>\n<p><strong>Rom\u00e2nii se \u00eemprumut\u0103 cu peste 3.000 de euro mai pu\u0163in<\/strong><br \/>\nDe la \u00eenceputul programului, \u00een 2009, garan\u0163ia medie acordat\u0103 s-a \u00eenscris pe un trend descendent. Astfel, \u00een cadrul primei etape aceast\u0103 valoare s-a ridicat la 41.651 de euro, \u00een contextul \u00een care au fost aprobate 18.554 de credite, cu un total de 771,4 milioane de euro. \u00cen a doua faz\u0103 a Prima Cas\u0103, media unei garan\u0163ii a sc\u0103zut la 40.143 de euro, la 16.414 credite, \u00een valoare de 658,9 milioane de euro. P\u00e2n\u0103 acum, \u00een cadrul celei de-a treia etape a Prima Cas\u0103 au fost acordate 2.664 de credite, cu un total de 101,5 milioane de euro, cu o valoare medie de 38.346 de euro. <\/p>\n<p>\u00cen ceea ce prive\u015fte tipul locuin\u0163elor achizi\u0163ionate, 29% din valoarea creditelor acordate a fost orientat\u0103 c\u0103tre <a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/apartamente-noi\/locuin%c8%9bele-de-dupa-boom-un-sfert-din-creditele-prima-casa_db\/\">unit\u0103\u0163i locative noi, construite \u00een perioada 2008-2010<\/a>. De asemenea, din totalul garan\u0163iilor, 405 au avut ca obiect imobile noi sau nefinalizate, ce au avut autoriza\u0163ii de construc\u0163ie emise dup\u0103 data de 22 februarie 2010. \u00cen func\u0163ie de num\u0103rul de camere, 51% dintre credite au fost pentru <a class=\"article-body-links\"href=\"https:\/\/www.imobiliare.ro\/vanzare-apartamente-bucuresti-2349706\">apartamente<\/a> cu dou\u0103 camere, iar 26% au vizat achizi\u0163ia de locuin\u0163e cu trei camere. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>FNGCIMM \u00eei asigur\u0103 pe cei care au aplicat pentru un credit garantat de c\u0103tre stat c\u0103 dosarele vor fi analizate. \u00cen contextul \u00een care modul concret \u00een care va continua programul Prima Cas\u0103 depinde de r\u0103spunsul b\u0103ncilor la propunerea Guvernului de a \u00eemp\u0103r\u0163i riscul de creditare, oficialii asigur\u0103 c\u0103 analiza dosarelor continu\u0103 \u00een condi\u0163iile stabilite [&hellip;]<\/p>\n","protected":false},"author":829,"featured_media":9481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[306,337,403,546,405,1548,793,1360],"content_author":[],"class_list":["post-9471","post","type-post","status-publish","format-standard","has-post-thumbnail","tag-articole","tag-bucuresti","tag-cluj","tag-fngcimm","tag-iasi","tag-prima-casa","tag-timis","tag-vanzare-apartamente"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00cenc\u0103 se mai aprob\u0103 dosare pentru Prima Cas\u0103. 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